Credit Unions | Straits Area Federal Credit Union | Branches | Main Office

Straits Area Federal Credit Union : Main Office

201 Locust St
Cheboygan, MI 49721

Phone 231-627-3145

Visit Straits Area Federal Credit Union main page

Your current location is: New York City, NY

Straits Area Federal Credit Union : Main Office — distance 627.27

Deposit Rates - August 02, 2025

CD RATES	APY	MIN	MAX
6 Mo CD	0.20%	$10,000	$14,999	Compare
6 Mo CD	0.20%	$100,000	$199,999	Compare
12 Mo CD	0.15%	$10,000	$14,999	Compare
12 Mo CD	0.15%	$100,000	$199,999	Compare
24 Mo CD	0.40%	$10,000	$14,999	Compare
24 Mo CD	0.40%	$100,000	$199,999	Compare
36 Mo CD	0.60%	$10,000	$14,999	Compare
36 Mo CD	0.60%	$100,000	$199,999	Compare

SAVINGS RATES	APY	MIN	MAX
Savings	0.09%	$2,500	$4,999	Compare

Featured Home Equity Rates in Michigan

Lender APR(%) Min.Initial
Draw Amount Learn More
Sponsored

Advertiser Disclosure

Upstart
NMLS ID: 2443873 / Updated 2025-07-23

Intro APR: 6.520 %
After Intro:6.520 %

$20,800

As low as 6.52% APR on your initial draw*
Get your money up to 6x faster than the industry standard*
Fixed rate on each draw*
No paperwork needed to apply

Reliant Home Funding, Inc
NMLS ID: 292473 / Updated 2025-08-01

Intro APR: 6.900 %
After Intro:6.900 %

$15,000

Relationships Rule: Transactions end, Relationships remain
Accountability is Personal: Reflection before Projection
Service through Knowledge: Great service means great understanding
Evolve to Excel: We need to adapt and improve to succeed

AmeriSave Mortgage Corporation
NMLS ID: 1168 / Updated 2025-08-02

Home Equity Loans & Refinance – Cash out

Home Equity Loans & Refinance – Cash out
Customized rate quote with no impact to credit
Low Rates, Quick Approvals, Wide Range of Products
Over 100 Billion Funded. 22 Years in Business

Figure Home Equity
NMLS ID: 1717824 / Updated 2025-07-10

Intro APR: 6.900 %
After Intro:6.900 %

$15,000

Flexible terms, borrow $15K-$750K, redraw up to 100%
Use to consolidate debt or finance your next home project
100% digital app & automated valuation
Largest non-bank HELOC lender in the US

Third Federal Savings and Loan
NMLS ID: 449401 / Updated 2025-08-01
Equal Housing Lender

Intro APR: 6.990 %
After Intro:6.990 %

Third Federal rate are typically 20% lower than other leaders
Guaranteed Lowest Rate
No closing costs, prepayment penalties, or minimum draw requirements
10 year draw period

Upstart
NMLS ID: 2443873 / Updated 2025-08-02

As low as 6.77% APR on your initial draw*

As low as 6.77% APR on your initial draw*
Get your money up to 6x faster than the industry standard*
Fixed rate on each draw*
No paperwork needed to apply

Four Leaf Federal Credit Union
NMLS ID: 449104 / Updated 2025-04-18

Intro APR: 6.490 %
After Intro:7.750 %
Intro Period: 12 months

$25,000

Tap into your home's equity & access the funds you need with a HELOC
Apply online or speak with a specialist
No application, origination & appraisal fees on lines up to $500K[3]
On average, access funds within 35 days[5]

Achieve Loans
NMLS ID: 1810501 / Updated 2025-05-08

Intro APR: 9.875 %
After Intro:9.875 %

Competitive rates, Pre-qualify in minutes
Mortgage Advisors standing by to help find the best solution
Flexible terms with fast funding
Minimum credit score: 640

Unlock Technologies, Inc.
NMLS ID: Not a Lender / Updated 2025-08-02

Get cash now in exchange for a percentage of your homes future equity.

No monthly payments or interest charges
Minimum Credit score: 500
Access up to $500k
No need to refinance

Figure Home Equity Line
NMLS ID: 1717824 / Updated 2025-08-02
Equal Housing Lender

HELOC approval in 5 minutes, funding in 5 days. Borrow up to $750k online.

Fastest way to turn home equity into cash
Flexible terms, redraw up to 100%, borrow $15k-$750k
Approval in as little as 5 minutes. Funding in as few as 5 days.
Use to consolidate debt or finance your next home project

CrossCountry Mortgage, LLC
NMLS ID: 3029 / Updated 2025-08-02

Unlock Your Home's Potential

Transform Your Home Equity Into Cash: Explore our Tech-Powered Solutions!
Unlock Your Home's Value: Discover the Power of our Online HELOC!
Maximize Your Equity: Get Cash-Out Using Our HELOC for Your Next Big Step
Secure Your Future: Experience the Ease of our Fixed Home Equity Loans

Point Digital Finance
NMLS ID: Not a Lender / Updated 2025-08-02

Get up to $600k with no monthly payments, ever.

Use your funds your way
No income verification - ideal for self-employment or retirement planning
Enjoy maximum flexibility - 30 year term, no prepayment penalties
Home Equity Investments are not considered a loan in all states

PenFed Credit Union
NMLS ID: 401822 / Updated 2025-08-02
Equal Housing Lender

Home Equity Line of Credit - Equal Housing Lender

Home Equity Line of Credit - Equal Housing Lender
Loans Amounts from $25,000 - $500,000
Get a HELOC from PenFed to Put Your Home Equity to Work
HELOCs Can Offer Lower Rates Than Credit Cards or Personal Loans

New American Funding, LLC
NMLS ID: 6606 / Updated 2025-08-02

Cash-Out and Home Equity Options Available.

Competitive Rates for FICO Scores 580-679
366k+ positive reviews, A rating from the BBB
Pay off higher interest rate credit cards, Pay college tuition
100% online mortgage application available

District Lending
NMLS ID: 598623 / Updated 2025-08-02

No Lender Fees

No Lender Fees
Fast
Easy
Over 20 Years Experience

Owning.com
NMLS ID: 2611 / Updated 2025-08-02

Find what’s best for you: HELOC, Home Equity Loan, Cash Out Refi

Apply in 5 minutes, get your money in as fast as 5 days.
Digital application experience.
Funds directly to your bank account.
No in-person appraisal needed.

Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.

Featured 30-Year Fixed Mortgage Rates in Michigan

Lender APR(%) Monthly Payment Learn More
Sponsored

Advertiser Disclosure

Green Lending, LLC
NMLS ID: 2598612

6.090%

$1,917 Fees & Points $3,663 Total
0.829 Pts ($2,653)
$1,010 Fees

Personalized mortgage solutions designed for your lifestyle.
Expert advice and support every step of the way.
Simplifying the mortgage process so you can focus on living.

Midwest Mortgage Lending
NMLS ID: 2262032
License#: FL0023982

6.170%

$1,919 Fees & Points $5,850 Total
1.000 Pts ($3,200)
$2,650 Fees

live rates online at midwestmrtg.com

Strength Financial
NMLS ID: 2337822

6.309%

$1,971 Fees & Points $2,000 Total
0.625 Pts ($2,000)
$0 Fees

Hi, I'm Ryan! Buying a house is easier than you might think!

Mutual of Omaha Mortgage, Inc.
NMLS ID: 1025894

6.487%

$1,997 Fees & Points $3,775 Total
0.961 Pts ($3,075)
$700 Fees

A brand you know and trust
Quick and efficient process
Mortgage products to fit your needs

PenFed Credit Union
NMLS ID: 401822

6.668%

$2,023 Fees & Points $5,600 Total
0.750 Pts ($2,400)
$3,200 Fees

Let PenFed Bring You Home With Confidence
Benefits before and after you refinance
Lower your payment, get cash out, and more

Beeline Loans, Inc.
NMLS ID: 1799947

Fees & Points Total
Pts ($0)
$0 Fees

Apply in less than 10 minutes.
Fast, stress-free closing in as little as 14 days
More loan types so you’re more likely to qualify

Veterans United Home Loans
NMLS ID: 1907

Fees & Points Total
Pts ($0)
$0 Fees

Use your VA Loan benefits to get cash from your home equity
Get a personalized quote fast with instant uploads and 24/7 access
Over 300,000 verified 5-star reviews

Freedom Mortgage Corporation
NMLS ID: 2767

Fees & Points Total
Pts ($0)
$0 Fees

We approve credit scores as low as 550 for VA and FHA refinancing
Family-owned, 35+ years of cash out assistance
A top FHA and VA lender

Rocket Mortgage
NMLS ID: 3030

Fees & Points Total
Pts ($0)
$0 Fees

Turn home equity you've earned into cash
Single, convenient monthly payments
Reduce interest with shorter loan terms

Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.

Straits Area Federal Credit Union : Main Office

Deposit Rates - August 02, 2025

Featured Home Equity Rates in Michigan

Featured 30-Year Fixed Mortgage Rates in Michigan

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