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Featured Home Equity Rates in Washington

• Lender

  APR(%)

  Min.Initial Draw Amount

  Learn More

• Sponsored

  Advertiser Disclosure

• Figure Home Equity Line NMLS ID: 1717824 / Updated 2026-03-15 Equal Housing Lender

  #1 Non-bank HELOC in the US, A+ BBB Rating

  $0

  #1 Non-bank HELOC in the US, A+ BBB Rating Access $15,000 to $750,000 in home equity with flexible terms Approval in as few as 5 minutes, funding in as few as 5 days Use to consolidate debt, finance your next home project, or major expenses Learn More

• Owning.com NMLS ID: 2611 / Updated 2026-02-20 Equal Housing Lender

  Intro APR: 6.835 % After Intro:6.835 %

  $25,000

  Apply in 5 minutes, get your money in as fast as 5 days. Digital application experience. Funds directly to your bank account. No in-person appraisal needed. Learn More

• Rate.com NMLS ID: 2611 / Updated 2026-02-20 Equal Housing Lender

  Intro APR: 6.838 % After Intro:6.838 %

  $25,000

  Nation's #2 retail mortgage lender in 2024. Apply in 5 minutes, get your money in as fast as 5 days. Digital application experience. No in-person appraisal needed. Learn More

• Valley Strong Credit Union NMLS ID: 456506 / Updated 2025-10-29 Equal Housing Lender

  Intro APR: 6.950 % After Intro:6.950 %

  $15,000

  Get your offer in 5 minutes and funding in as few as 5 days Personalized banking solutions to help reach your financial goals Up to $400K Terms of 10,15, or 30 years Learn More

• Reliant Home Funding, Inc NMLS ID: 292473 / Updated 2025-09-22

  Intro APR: 6.950 % After Intro:6.950 %

  $15,000

  Relationships Rule: Transactions end, Relationships remain Accountability is Personal: Reflection before Projection Service through Knowledge: Great service means great understanding Evolve to Excel: We need to adapt and improve to succeed Learn More

• Figure Home Equity NMLS ID: 1717824 / Updated 2025-09-22

  Intro APR: 6.950 % After Intro:6.950 %

  $15,000

  Flexible terms, borrow $15K-$750K, redraw up to 100% Use to consolidate debt or finance your next home project 100% digital app & automated valuation Largest non-bank HELOC lender in the US Learn More

• Achieve Loans NMLS ID: 1810501 / Updated 2025-09-30

  Intro APR: 6.990 % After Intro:6.990 %

  $0

  Competitive rates, Pre-qualify in minutes Mortgage Advisors standing by to help find the best solution Flexible terms with fast funding Minimum credit score: 600 Learn More

• Four Leaf Federal Credit Union NMLS ID: 449104 / Updated 2025-12-22

  Intro APR: 5.990 % After Intro:7.000 % Intro Period: 12 months

  $25,000

  Tap into your home's equity & access the funds you need with a HELOC Apply online or speak with a specialist No application, origination & appraisal fees on lines up to $500K[3] On average, access funds within 35 days[5] Learn More

• Farmers Bank of Kansas City NMLS ID: 613839 / Updated 2026-03-05 Equal Housing Lender

  Intro APR: 7.250 % After Intro:7.250 %

  $25,000

  Customized Rate Quote 24/7 Online Borrower Portal Streamlined Online Application Up to 100% LTV Learn More

• Upstart Home Lending NMLS ID: 2443873 / Updated 2026-02-11

  Intro APR: 7.770 % After Intro:7.770 %

  $20,800

  As low as 6.52% APR on your initial draw* Get your money up to 10x faster than the industry standard** Fixed rate on each draw** No paperwork needed to apply Learn More

• Refi.com NMLS ID: 1907 / Updated 2026-03-15 Equal Housing Lender

  Access your home’s equity without replacing your current mortgage

  $0

  Access your home’s equity without replacing your current mortgage Put your home’s equity to work on your terms Flexible funds for renovations, debt consolidation, or major expenses Refi.com connects you with home equity lending specialists Learn More

• Unlock Technologies, Inc. NMLS ID: Not a Lender / Updated 2026-03-15

  Get cash now in exchange for a percentage of your homes future equity.

  $0

  No monthly payments or interest charges Minimum Credit score: 500 Access up to $500k No need to refinance Learn More

• Figure Home Equity Line NMLS ID: 1717824 / Updated 2026-03-15 Equal Housing Lender

  HELOC approval in 5 minutes, funding in 5 days. Borrow up to $750k online.

  $0

  Fastest way to turn home equity into cash Flexible terms, redraw up to 100%, borrow $15k-$750k Approval in as little as 5 minutes. Funding in as few as 5 days. Use to consolidate debt or finance your next home project Learn More

• AmeriSave Mortgage Corporation NMLS ID: 1168 / Updated 2026-03-15

  Home Equity Loans & Refinance – Cash out

  $0

  Home Equity Loans & Refinance – Cash out Customized rate quote with no impact to credit Low Rates, Quick Approvals, Wide Range of Products Over 100 Billion Funded. 22 Years in Business Learn More

• CrossCountry Mortgage, LLC NMLS ID: 3029 / Updated 2026-03-15

  Unlock Your Home's Potential

  $0

  Transform Your Home Equity Into Cash: Explore our Tech-Powered Solutions! Unlock Your Home's Value: Discover the Power of our Online HELOC! Maximize Your Equity: Get Cash-Out Using Our HELOC for Your Next Big Step Secure Your Future: Experience the Ease of our Fixed Home Equity Loans Learn More

• Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .

Featured 30-Year Fixed Mortgage Rates in Washington

• Lender

  APR(%)

  Monthly Payment

  Learn More

• Sponsored

  Advertiser Disclosure

• Allied Mortgage Group, Inc. NMLS ID: 1067

  0.000%

  $0 Fees & Points $0 Total 0.000 Pts ($0) $0 Fees

  Competitive interest rates No Origination fee Soft credit pre-approvals offered Learn More

• Reliant Home Funding, Inc. NMLS ID: 292473

  5.886%

  $1,868 Fees & Points $4,769 Total 0.867 Pts ($2,774) $1,995 Fees

  Relationships Rule: Transactions end, Relationships remain Accountability is Personal: Reflection before Projection Service through Knowledge: Great service means great understanding Learn More

• Mortgage Lending Group LLC NMLS ID: 1157983 License#: 1157983

  5.899%

  $1,868 Fees & Points $5,200 Total 0.625 Pts ($2,000) $3,200 Fees

  See today’s rates in seconds—no hassle, no pressure. Your home. Your rate. Your fastest path to approval. Tap for live rates—mortgages made simple. Learn More

• District Lending NMLS ID: 1835285

  5.944%

  $1,893 Fees & Points $2,400 Total 0.750 Pts ($2,400) $0 Fees

  Get an exceptional mortgage rate, be happy. Learn More

• Allied Mortgage Group, Inc. NMLS ID: 1067

  6.210%

  $1,945 Fees & Points $2,893 Total 0.904 Pts ($2,893) $0 Fees

  Streamlined Process Expertise Customer Service Learn More

• West Capital Lending NMLS ID: 1566096

  6.243%

  $1,945 Fees & Points $4,025 Total 0.853 Pts ($2,730) $1,295 Fees

  Let's CrunchtheNumbers and See if a Refinance Makes Sense for You Learn More

• DECO Mortgage NMLS ID: 2561451

  6.262%

  $1,945 Fees & Points $4,844 Total 0.957 Pts ($3,062) $1,782 Fees

  $0 Lender Fee. Never pay lender fee's with Deco! Same Day Pre-Qualification (As fast as 30 minutes). Single Point of Contact: Paired with your own mortgage professional. Learn More

• Better.com NMLS ID: 330511

  6.313%

  $1,971 Fees & Points $2,121 Total 0.352 Pts ($1,126) $995 Fees

  The Right Mortgage could save you Thousands! Learn More

• Filo Mortgage, L.L.C. NMLS ID: 1928741

  6.321%

  $1,971 Fees & Points $2,403 Total 0.751 Pts ($2,403) $0 Fees

  FIll in Learn More

• SoFi NMLS ID: 696891

  6.616%

  $2,021 Fees & Points $4,212 Total 0.849 Pts ($2,717) $1,495 Fees

  Get pre-qualified in minutes Simple, online application Customize your monthly payment to fit your budget Learn More

• Quicken Loans NMLS ID: 167283

  Fees & Points Total Pts ($0) $0 Fees

  Your home's value could help you save. Turn your equity into opportunity. Calculate your home equity loan options with lenders. Learn More

• Rocket Mortgage NMLS ID: 3030

  Fees & Points Total Pts ($0) $0 Fees

  Turn home equity you've earned into cash Single, convenient monthly payments Reduce interest with shorter loan terms Learn More

• AmeriSave Mortgage Corporation NMLS ID: 1168 License#: CL-1168

  Fees & Points Total Pts ($0) $0 Fees

  Low rates, quick quote & approval 92% of clients discover savings in Real savings, real fast - $1100 avg monthly savings Learn More

• Veterans United Home Loans NMLS ID: 1907

  Fees & Points Total Pts ($0) $0 Fees

  Refinance to lower your rate Free up room in your budget by paying off high-interest debt Explore 350,000+ 5-star reviews Learn More

• Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .