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Deposit Rates - October 22, 2025

Featured Home Equity Rates in Texas

• Lender

  APR(%)

  Min.Initial Draw Amount

  Learn More

• Sponsored

  Advertiser Disclosure

• Figure Home Equity NMLS ID: 1717824 / Updated 2025-09-22

  Intro APR: 6.950 % After Intro:6.950 %

  $15,000

  Flexible terms, borrow $15K-$750K, redraw up to 100% Use to consolidate debt or finance your next home project 100% digital app & automated valuation Largest non-bank HELOC lender in the US Learn More

• Achieve Loans NMLS ID: 1810501 / Updated 2025-09-30

  Intro APR: 7.240 % After Intro:7.240 %

  $0

  Competitive rates, Pre-qualify in minutes Mortgage Advisors standing by to help find the best solution Flexible terms with fast funding Minimum credit score: 600 Learn More

• Rate NMLS ID: 2611 / Updated 2025-10-22

  Find what’s best for you: HELOC, Home Equity Loan, Cash Out Refi

  $0

  Nation's #2 retail mortgage lender in 2024. Apply in 5 minutes, get your money in as fast as 5 days. Digital application experience. No in-person appraisal needed. Learn More

• Spring EQ NMLS ID: 1464945 / Updated 2025-10-22

  The leader for homeowners tapping cash from their homes since 2016.

  $0

  Access up to 90% of your home's equity, up to a maximum of $500,000. FIXLINE: The flexibility of a HELOC with the stability of a HELOAN. A fixed rate for life- no need to worry about fluctuating rates. We make it easy - and fast - to access your cash (as little as 11 days). Learn More

• AmeriSave Mortgage Corporation NMLS ID: 1168 / Updated 2025-10-22

  Home Equity Loans & Refinance – Cash out

  $0

  Home Equity Loans & Refinance – Cash out Customized rate quote with no impact to credit Low Rates, Quick Approvals, Wide Range of Products Over 100 Billion Funded. 22 Years in Business Learn More

• District Lending NMLS ID: 598623 / Updated 2025-10-22

  No Lender Fees

  $0

  No Lender Fees Fast Easy Over 20 Years Experience Learn More

• PenFed Credit Union NMLS ID: 401822 / Updated 2025-10-22 Equal Housing Lender

  Home Equity Line of Credit - Equal Housing Lender

  $0

  Home Equity Line of Credit - Equal Housing Lender Loans Amounts from $25,000 - $500,000 Get a HELOC from PenFed to Put Your Home Equity to Work HELOCs Can Offer Lower Rates Than Credit Cards or Personal Loans Learn More

• Owning.com NMLS ID: 2611 / Updated 2025-10-22

  Find what’s best for you: HELOC, Home Equity Loan, Cash Out Refi

  $0

  Apply in 5 minutes, get your money in as fast as 5 days. Digital application experience. Funds directly to your bank account. No in-person appraisal needed. Learn More

• CrossCountry Mortgage, LLC NMLS ID: 3029 / Updated 2025-10-22

  Unlock Your Home's Potential

  $0

  Transform Your Home Equity Into Cash: Explore our Tech-Powered Solutions! Unlock Your Home's Value: Discover the Power of our Online HELOC! Maximize Your Equity: Get Cash-Out Using Our HELOC for Your Next Big Step Secure Your Future: Experience the Ease of our Fixed Home Equity Loans Learn More

• Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.

Featured 30-Year Fixed Mortgage Rates in Texas

• Lender

  APR(%)

  Monthly Payment

  Learn More

• Sponsored

  Advertiser Disclosure

• iheartloan NMLS ID: 2562839

  5.586%

  $1,817 Fees & Points $3,040 Total 0.950 Pts ($3,040) $0 Fees

  Where Heart Meets Home Superior Rates, Unmatched Service Learn More

• District Lending NMLS ID: 1835285

  5.635%

  $1,817 Fees & Points $4,800 Total 1.000 Pts ($3,200) $1,600 Fees

  Get an exceptional mortgage rate, be happy. Learn More

• Direct Home Lending NMLS ID: 274058

  5.688%

  $1,843 Fees & Points $2,217 Total 0.507 Pts ($1,622) $595 Fees

  A Better Type of Home Lending Learn More

• Tithe Lending NMLS ID: 2439006

  5.737%

  $1,843 Fees & Points $4,010 Total 0.875 Pts ($2,800) $1,210 Fees

  Our rates and fee structure are straight forward and honest. Our average closing times are 2-3 weeks due to a simple process. We donate the first 10% of all of loan proceeds to local charities. Learn More

• Pure Rate Mortgage NMLS ID: 2578474

  5.739%

  $1,843 Fees & Points $4,010 Total 0.925 Pts ($2,960) $1,050 Fees

  Pure Rate equals Pure Savings We provide real-time access to premier wholesale lenders Delivering wholesale pricing instantly Learn More

• RockBottom Mortgage LLC NMLS ID: 1141327 License#: 1141327

  5.819%

  $1,868 Fees & Points $2,400 Total 0.750 Pts ($2,400) $0 Fees

  Learn More

• Foundation Home Loans, LLC NMLS ID: 2559614

  5.829%

  $1,868 Fees & Points $2,752 Total 0.860 Pts ($2,752) $0 Fees

  At Foundation, Your Home Dreams Take Flight Learn More

• Novum Home Loans LLC NMLS ID: 2487386

  5.847%

  $1,868 Fees & Points $3,395 Total 0.750 Pts ($2,400) $995 Fees

  Mission Driven. Trusted Advice. Rates You’ll Love. Learn More

• HomePlus Mortgage NMLS ID: 78669

  5.866%

  $1,868 Fees & Points $4,163 Total 0.955 Pts ($3,056) $1,107 Fees

  26 years in business - over 5000 5-star reviews online Fast approvals and loan closing - 30 days or less No application or rate lock fee Learn More

• Peak Residential Lending Inc NMLS ID: 2433973

  5.872%

  $1,868 Fees & Points $4,357 Total 0.750 Pts ($2,400) $1,957 Fees

  Excellent rates, fast closings, 24 years experience. Learn More

• Allied Mortgage Group, Inc. NMLS ID: 1067

  5.930%

  $1,893 Fees & Points $1,901 Total 0.594 Pts ($1,901) $0 Fees

  Streamlined Process Expertise Customer Service Learn More

• Home Simply NMLS ID: 2473786

  5.952%

  $1,893 Fees & Points $2,663 Total 0.490 Pts ($1,568) $1,095 Fees

  Simple loans for your dream home! Learn More

• LoanFlight Lending, LLC NMLS ID: 1522344 License#: 1522344

  5.954%

  $1,893 Fees & Points $2,749 Total 0.859 Pts ($2,749) $0 Fees

  Charges $0 in Lender Fees Get an Online Quote in Seconds 100% Online Process or Speak Directly with a Loan Officer Learn More

• Beeline Loans, Inc. NMLS ID: 1799947

  5.956%

  $1,893 Fees & Points $2,810 Total 0.878 Pts ($2,810) $0 Fees

  See how much cash an easy refi can give you. Increase your ROI, renovate or roll in it! Tap into your equity with a Beeline Refi. Apply Online in 15 minutes. Learn More

• Real Genius NMLS ID: 2389303

  5.967%

  $1,893 Fees & Points $3,173 Total 0.587 Pts ($1,878) $1,295 Fees

  $5,000 saved on average in lender fees compared to the top 5 lenders* Great rates and fast closings Trusted by 50,000+ homeowners Learn More

• Northpointe Bank NMLS ID: 447490

  5.968%

  $1,893 Fees & Points $3,222 Total 0.571 Pts ($1,827) $1,395 Fees

  Great Rates Personal Service FDIC insured banking institution. Learn More

• Revix NMLS ID: 2684156

  5.986%

  $1,893 Fees & Points $3,941 Total 0.643 Pts ($2,058) $1,883 Fees

  Refi faster and cut your monthly cost Learn More

• DECO Mortgage NMLS ID: 2561451

  6.008%

  $1,893 Fees & Points $4,681 Total 0.877 Pts ($2,806) $1,875 Fees

  $0 Lender Fee. Never pay lender fee's with Deco! Same Day Pre-Qualification (As fast as 30 minutes). Single Point of Contact: Paired with your own mortgage professional. Learn More

• Farmers Bank of Kansas City NMLS ID: 613839

  6.009%

  $1,893 Fees & Points $4,655 Total 0.865 Pts ($2,768) $1,887 Fees

  Competitive rates. Surprisingly smooth process. Learn More

• PenFed Credit Union NMLS ID: 401822

  6.139%

  $1,919 Fees & Points $4,800 Total 0.500 Pts ($1,600) $3,200 Fees

  Let PenFed Bring You Home With Confidence Benefits before and after you refinance Lower your payment, get cash out, and more Learn More

• Mutual of Omaha Mortgage, Inc. NMLS ID: 1025894

  6.206%

  $1,945 Fees & Points $2,761 Total 0.644 Pts ($2,061) $700 Fees

  A brand you know and trust Quick and efficient process Mortgage products to fit your needs Learn More

• Dylken Home Loans, Inc NMLS ID: 2673152

  6.207%

  $1,945 Fees & Points $2,797 Total 0.874 Pts ($2,797) $0 Fees

  Make Refinancing a Breeze Tap into your home’s equity for renovations or debt consolidation Refinancing options customized for your unique financial needs Learn More

• First Federal Bank of Kansas City NMLS ID: 418593

  6.214%

  $1,945 Fees & Points $3,291 Total 0.633 Pts ($2,026) $1,265 Fees

  Fill in Learn More

• Beeline Loans, Inc. NMLS ID: 1799947

  Fees & Points Total Pts ($0) $0 Fees

  Apply in less than 10 minutes. Fast, stress-free closing in as little as 14 days More loan types so you’re more likely to qualify Learn More

• Veterans United Home Loans NMLS ID: 1907

  Fees & Points Total Pts ($0) $0 Fees

  Use your VA Loan benefits to get cash from your home equity Get a personalized quote fast with instant uploads and 24/7 access Over 300,000 verified 5-star reviews Learn More

• Quicken Loans NMLS ID: 167283

  Fees & Points Total Pts ($0) $0 Fees

  Homeowners best kept secret for cash See if a HELOAN could lower payments Access cash without a changing your rate Learn More

• Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.