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The Bank Of New York Mellon Trust Company, National Association : The Bank Of New York Mellon Trust Company, National Association

400 South Hope Street
Los Angeles, CA 90071

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Your current location is: New York City, NY

The Bank of New York Mellon Trust Company, National Association : The Bank Of New York Mellon Trust Company, National Association — distance 2446

Featured Home Equity Rates in California

Lender APR(%) Min.Initial
Draw Amount Learn More
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Advertiser Disclosure

Better.com
NMLS ID: 330511 / Updated 2026-03-15
Equal Housing Lender

Get a cash estimate in as little as 3 min — no credit hit.

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Third Federal Savings and Loan
NMLS ID: 449401 / Updated 2026-03-04
Equal Housing Lender

Intro APR: 6.240 %
After Intro:6.240 %

Third Federal rate are typically 20% lower than other leaders
Guaranteed Lowest Rate
No closing costs, prepayment penalties, or minimum draw requirements
10 year draw period

Achieve Loans
NMLS ID: 1810501 / Updated 2025-09-30

Intro APR: 6.740 %
After Intro:6.740 %

Competitive rates, Pre-qualify in minutes
Mortgage Advisors standing by to help find the best solution
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Minimum credit score: 600

Figure Home Equity
NMLS ID: 1717824 / Updated 2025-09-22

Intro APR: 6.950 %
After Intro:6.950 %

$15,000

Flexible terms, borrow $15K-$750K, redraw up to 100%
Use to consolidate debt or finance your next home project
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Largest non-bank HELOC lender in the US

Valley Strong Credit Union
NMLS ID: 456506 / Updated 2025-10-29
Equal Housing Lender

Intro APR: 6.950 %
After Intro:6.950 %

$15,000

Get your offer in 5 minutes and funding in as few as 5 days
Personalized banking solutions to help reach your financial goals
Up to $400K
Terms of 10,15, or 30 years

Four Leaf Federal Credit Union
NMLS ID: 449104 / Updated 2025-12-22

Intro APR: 5.990 %
After Intro:7.000 %
Intro Period: 12 months

$25,000

Tap into your home's equity & access the funds you need with a HELOC
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No application, origination & appraisal fees on lines up to $500K[3]
On average, access funds within 35 days[5]

Farmers Bank of Kansas City
NMLS ID: 613839 / Updated 2026-03-05
Equal Housing Lender

Intro APR: 7.250 %
After Intro:7.250 %

$25,000

Customized Rate Quote
24/7 Online Borrower Portal
Streamlined Online Application
Up to 100% LTV

Splash Financial
NMLS ID: 1630038 / Updated 2026-02-16
Equal Housing Lender

Intro APR: 7.375 %
After Intro:7.375 %
Intro Period: 7 months

$25,000

Borrow up to $500,000*
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Upstart Home Lending
NMLS ID: 2443873 / Updated 2026-02-11

Intro APR: 7.770 %
After Intro:7.770 %

$20,800

As low as 6.52% APR on your initial draw*
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Figure Home Equity Line
NMLS ID: 1717824 / Updated 2026-03-15
Equal Housing Lender

HELOC approval in 5 minutes, funding in 5 days. Borrow up to $750k online.

Fastest way to turn home equity into cash
Flexible terms, redraw up to 100%, borrow $15k-$750k
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Use to consolidate debt or finance your next home project

Splash Financial
NMLS ID: 1630038 / Updated 2026-03-15
Equal Housing Lender

Cash in with a HELOC

Borrow up to $500,000*
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Check your rate without affecting your credit **
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CrossCountry Mortgage, LLC
NMLS ID: 3029 / Updated 2026-03-15

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Unlock Technologies, Inc.
NMLS ID: Not a Lender / Updated 2026-03-15

Get cash now in exchange for a percentage of your homes future equity.

No monthly payments or interest charges
Minimum Credit score: 500
Access up to $500k
No need to refinance

AmeriSave Mortgage Corporation
NMLS ID: 1168 / Updated 2026-03-15

Home Equity Loans & Refinance – Cash out

Home Equity Loans & Refinance – Cash out
Customized rate quote with no impact to credit
Low Rates, Quick Approvals, Wide Range of Products
Over 100 Billion Funded. 22 Years in Business

Refi.com
NMLS ID: 1907 / Updated 2026-03-15
Equal Housing Lender

Access your home’s equity without replacing your current mortgage

Access your home’s equity without replacing your current mortgage
Put your home’s equity to work on your terms
Flexible funds for renovations, debt consolidation, or major expenses
Refi.com connects you with home equity lending specialists

Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .

Featured 30-Year Fixed Mortgage Rates in California

Lender APR(%) Monthly Payment Learn More
Sponsored

Advertiser Disclosure

Allied Mortgage Group, Inc.
NMLS ID: 1067

0.000%

$0 Fees & Points $0 Total
0.000 Pts ($0)
$0 Fees

Competitive interest rates
No Origination fee
Soft credit pre-approvals offered

District Lending
NMLS ID: 1835285

5.944%

$1,893 Fees & Points $2,400 Total
0.750 Pts ($2,400)
$0 Fees

Get an exceptional mortgage rate, be happy.

Home Simply
NMLS ID: 2473786

5.994%

$1,893 Fees & Points $4,138 Total
0.951 Pts ($3,043)
$1,095 Fees

Simple loans for your dream home!

Loan Pronto
NMLS ID: 1661781

6.002%

$1,893 Fees & Points $4,395 Total
1.000 Pts ($3,200)
$1,195 Fees

Get Your Instant Rate Quote — No SSN Required. Zero Credit Impact

Beeline Loans, Inc.
NMLS ID: 1799947

6.082%

$1,917 Fees & Points $3,168 Total
0.990 Pts ($3,168)
$0 Fees

Apply in less than 10 minutes.
Fast, stress-free closing in as little as 16 days
More loan types so you’re more likely to qualify

Statewide Funding
NMLS ID: 1105497
License#: 603L227

6.115%

$1,919 Fees & Points $3,970 Total
0.750 Pts ($2,400)
$1,570 Fees

Large product menu to help more homeowners.
Apply online anytime 24/7.

Allied Mortgage Group, Inc.
NMLS ID: 1067

6.210%

$1,945 Fees & Points $2,893 Total
0.904 Pts ($2,893)
$0 Fees

Streamlined Process
Expertise
Customer Service

West Capital Lending
NMLS ID: 1566096

6.243%

$1,945 Fees & Points $4,025 Total
0.853 Pts ($2,730)
$1,295 Fees

Let's CrunchtheNumbers and See if a Refinance Makes Sense for You

DECO Mortgage
NMLS ID: 2561451

6.262%

$1,945 Fees & Points $4,844 Total
0.957 Pts ($3,062)
$1,782 Fees

$0 Lender Fee. Never pay lender fee's with Deco!
Same Day Pre-Qualification (As fast as 30 minutes).
Single Point of Contact: Paired with your own mortgage professional.

Better.com
NMLS ID: 330511

6.313%

$1,971 Fees & Points $2,121 Total
0.352 Pts ($1,126)
$995 Fees

The Right Mortgage could save you Thousands!

Filo Mortgage, L.L.C.
NMLS ID: 1928741

6.321%

$1,971 Fees & Points $2,403 Total
0.751 Pts ($2,403)
$0 Fees

FIll in

SoFi
NMLS ID: 696891

6.616%

$2,021 Fees & Points $4,212 Total
0.849 Pts ($2,717)
$1,495 Fees

Get pre-qualified in minutes
Simple, online application
Customize your monthly payment to fit your budget

Veterans United Home Loans
NMLS ID: 1907

Fees & Points Total
Pts ($0)
$0 Fees

Refinance to lower your rate
Free up room in your budget by paying off high-interest debt
Explore 350,000+ 5-star reviews

Beeline Loans, Inc.
NMLS ID: 1799947

Fees & Points Total
Pts ($0)
$0 Fees

Apply in less than 10 minutes.
Fast, stress-free closing in as little as 16 days
More loan types so you’re more likely to qualify

AmeriSave Mortgage Corporation
NMLS ID: 1168
License#: 4130574

Fees & Points Total
Pts ($0)
$0 Fees

Low rates, quick quote & approval
92% of clients discover savings in
Real savings, real fast - $1100 avg monthly savings

Quicken Loans
NMLS ID: 167283

Fees & Points Total
Pts ($0)
$0 Fees

Your home's value could help you save.
Turn your equity into opportunity.
Calculate your home equity loan options with lenders.

Rocket Mortgage
NMLS ID: 3030

Fees & Points Total
Pts ($0)
$0 Fees

Turn home equity you've earned into cash
Single, convenient monthly payments
Reduce interest with shorter loan terms

Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .

The Bank Of New York Mellon Trust Company, National Association : The Bank Of New York Mellon Trust Company, National Association

Featured Home Equity Rates in California

Featured 30-Year Fixed Mortgage Rates in California

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