The Berkshire Bank Of New York : Teaneck Branch
517 Cedar Lane
Teaneck , NJ 07666
Deposit Rates -
March 03, 2026
CD RATES
APY
MIN
MAX
Special: 6 Mo CD
0.40%
$10,000
$499,999
Compare
6 Mo CD
0.40%
$10,000
$14,999
Compare
6 Mo CD
0.40%
$100,000
$199,999
Compare
12 Mo CD
0.40%
$10,000
$14,999
Compare
12 Mo CD
0.40%
$100,000
$199,999
Compare
18 Mo CD
0.35%
$10,000
$14,999
Compare
18 Mo CD
0.35%
$100,000
$199,999
Compare
24 Mo CD
0.35%
$10,000
$14,999
Compare
24 Mo CD
0.35%
$100,000
$199,999
Compare
36 Mo CD
0.25%
$10,000
$14,999
Compare
36 Mo CD
0.25%
$100,000
$199,999
Compare
SAVINGS RATES
APY
MIN
MAX
Savings
0.15%
$2,500
$4,999
Compare
MM RATES
APY
MIN
MAX
Money Market
0.10%
$2,500
$2,999
Compare
Money Market
0.10%
$10,000
$14,999
Compare
Money Market
0.50%
$25,000
$29,999
Compare
FIXED IRA RATES
APY
MIN
MAX
Special: 6 Mo FIRA
0.40%
$10,000
$499,999
INT CHECKING RATES
APY
MIN
MAX
Int Ckg
0.15%
$2,500
$3,499
Featured Home Equity Rates in New Jersey
Intro APR : 6.240 %
After Intro: 6.240 %
$0
Third Federal rate are typically 20% lower than other leaders
Guaranteed Lowest Rate
No closing costs, prepayment penalties, or minimum draw requirements
10 year draw period
Intro APR : 6.950 %
After Intro: 6.950 %
$15,000
Flexible terms, borrow $15K-$750K, redraw up to 100%
Use to consolidate debt or finance your next home project
100% digital app & automated valuation
Largest non-bank HELOC lender in the US
Intro APR : 6.950 %
After Intro: 6.950 %
$15,000
Relationships Rule: Transactions end, Relationships remain
Accountability is Personal: Reflection before Projection
Service through Knowledge: Great service means great understanding
Evolve to Excel: We need to adapt and improve to succeed
Intro APR : 6.990 %
After Intro: 6.990 %
$0
Competitive rates, Pre-qualify in minutes
Mortgage Advisors standing by to help find the best solution
Flexible terms with fast funding
Minimum credit score: 600
Home Equity Loans & Refinance – Cash out
$0
Home Equity Loans & Refinance – Cash out
Customized rate quote with no impact to credit
Low Rates, Quick Approvals, Wide Range of Products
Over 100 Billion Funded. 22 Years in Business
Spring EQ
NMLS ID: 1464945 /
Updated 2026-03-03
The leader for homeowners tapping cash from their homes since 2016.
$0
Access up to 90% of your home's equity, up to a maximum of $500,000.
FIXLINE: The flexibility of a HELOC with the stability of a HELOAN.
A fixed rate for life- no need to worry about fluctuating rates.
We make it easy - and fast - to access your cash (as little as 11 days).
Unlock Your Home's Potential
$0
Transform Your Home Equity Into Cash: Explore our Tech-Powered Solutions!
Unlock Your Home's Value: Discover the Power of our Online HELOC!
Maximize Your Equity: Get Cash-Out Using Our HELOC for Your Next Big Step
Secure Your Future: Experience the Ease of our Fixed Home Equity Loans
Renofi
NMLS ID: 1802847 /
Updated 2026-03-03
Renovating? Work with experts in renovation financing
$0
Renovating? Work with experts in renovation financing
Borrow up to 125% on your current home value to finance renovations
Loans up to $750k with competitive rates from Credit Unions
Borrow more than a typical HELOC
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .
Featured 30-Year Fixed Mortgage Rates in New Jersey
0.000%
$0
Fees & Points
$0 Total
0.000 Pts
($0)
$0 Fees
Fixed rate is locked-in for the life of the loan
PenFed makes home ownership affordable. Federally insured by NCUA
Military service is not required for membership. Equal Housing Lender
Fees & Points
Total
Pts
($0)
$0 Fees
Turn home equity you've earned into cash
Single, convenient monthly payments
Reduce interest with shorter loan terms
Fees & Points
Total
Pts
($0)
$0 Fees
Homeowners best kept secret for cash
See if a HELOAN could lower payments
Access cash without a changing your rate
Fees & Points
Total
Pts
($0)
$0 Fees
Refinance to lower your rate
Free up room in your budget by paying off high-interest debt
Explore 350,000+ 5-star reviews
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .
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