Credit Unions | Torch Lake Federal Credit Union | Branches | Open Solutions

Torch Lake Federal Credit Union : Open Solutions

2091 Springdale Rd
Cherry Hill, NJ 08003

Phone 856-874-4885

Visit Torch Lake Federal Credit Union main page

Your current location is: New York City, NY

Torch Lake Federal Credit Union : Open Solutions — distance 74.58

Featured Home Equity Rates in New Jersey

Lender APR(%) Min.Initial
Draw Amount Learn More
Sponsored

Advertiser Disclosure

PenFed Credit Union
NMLS ID: 401822 / Updated 2025-11-06
Equal Housing Lender

Home Equity Line of Credit - Equal Housing Lender

Home Equity Line of Credit - Equal Housing Lender
Loans Amounts from $25,000 - $500,000
Get a HELOC from PenFed to Put Your Home Equity to Work
HELOCs Can Offer Lower Rates Than Credit Cards or Personal Loans

Upstart
NMLS ID: 2443873 / Updated 2025-07-23

Intro APR: 6.520 %
After Intro:6.520 %

$20,800

As low as 6.52% APR on your initial draw*
Get your money up to 10x faster than the industry standard**
Fixed rate on each draw**
No paperwork needed to apply

Figure Home Equity
NMLS ID: 1717824 / Updated 2025-09-22

Intro APR: 6.950 %
After Intro:6.950 %

$15,000

Flexible terms, borrow $15K-$750K, redraw up to 100%
Use to consolidate debt or finance your next home project
100% digital app & automated valuation
Largest non-bank HELOC lender in the US

Achieve Loans
NMLS ID: 1810501 / Updated 2025-09-30

Intro APR: 6.990 %
After Intro:6.990 %

Competitive rates, Pre-qualify in minutes
Mortgage Advisors standing by to help find the best solution
Flexible terms with fast funding
Minimum credit score: 600

Third Federal Savings and Loan
NMLS ID: 449401 / Updated 2025-11-06
Equal Housing Lender

Intro APR: 6.990 %
After Intro:6.990 %

Third Federal rate are typically 20% lower than other leaders
Guaranteed Lowest Rate
No closing costs, prepayment penalties, or minimum draw requirements
10 year draw period

Four Leaf Federal Credit Union
NMLS ID: 449104 / Updated 2025-10-31

Intro APR: 5.990 %
After Intro:7.250 %
Intro Period: 12 months

$25,000

Tap into your home's equity & access the funds you need with a HELOC
Apply online or speak with a specialist
No application, origination & appraisal fees on lines up to $500K[3]
On average, access funds within 35 days[5]

Amboy Bank
NMLS ID: 418478 / Updated 2025-11-06

LOAN SALE! Guaranteed 12-month low rate

LOAN SALE! 6.50% APR guaranteed for 12 months
A 135-year-old bank in New Jersey. Voted Best Bank 25 years in a row.
Change your payment with just a phone call
Ongoing access to principal as you pay it back

Unlock Technologies, Inc.
NMLS ID: Not a Lender / Updated 2025-11-06

Get cash now in exchange for a percentage of your homes future equity.

No monthly payments or interest charges
Minimum Credit score: 500
Access up to $500k
No need to refinance

AmeriSave Mortgage Corporation
NMLS ID: 1168 / Updated 2025-11-06

Home Equity Loans & Refinance – Cash out

Home Equity Loans & Refinance – Cash out
Customized rate quote with no impact to credit
Low Rates, Quick Approvals, Wide Range of Products
Over 100 Billion Funded. 22 Years in Business

Rate
NMLS ID: 2611 / Updated 2025-11-06

Find what’s best for you: HELOC, Home Equity Loan, Cash Out Refi

Nation's #2 retail mortgage lender in 2024.
Apply in 5 minutes, get your money in as fast as 5 days.
Digital application experience.
No in-person appraisal needed.

Figure Home Equity Line
NMLS ID: 1717824 / Updated 2025-11-06
Equal Housing Lender

HELOC approval in 5 minutes, funding in 5 days. Borrow up to $750k online.

Fastest way to turn home equity into cash
Flexible terms, redraw up to 100%, borrow $15k-$750k
Approval in as little as 5 minutes. Funding in as few as 5 days.
Use to consolidate debt or finance your next home project

Agave Home Loans
NMLS ID: 1951574 / Updated 2025-11-06
Equal Housing Lender

REFI, HELOC, & Home Equity Loan Options

REFI, HELOC, & Home Equity Loan Options
A+ BBB Rating & 1500+ 5-Star Reviews
Get a Quote WITHOUT a Hard Credit Pull
Top 3 in Customer Satisfaction by Lending Tree Q4 2024

Upstart
NMLS ID: 2443873 / Updated 2025-11-06

As low as 6.52% APR on your initial draw*

As low as 6.52% APR on your initial draw*
Get your money up to 10x faster than the industry standard**
Fixed rate on each draw **
No paperwork needed to apply

CrossCountry Mortgage, LLC
NMLS ID: 3029 / Updated 2025-11-06

Unlock Your Home's Potential

Transform Your Home Equity Into Cash: Explore our Tech-Powered Solutions!
Unlock Your Home's Value: Discover the Power of our Online HELOC!
Maximize Your Equity: Get Cash-Out Using Our HELOC for Your Next Big Step
Secure Your Future: Experience the Ease of our Fixed Home Equity Loans

Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.

Featured 30-Year Fixed Mortgage Rates in New Jersey

Lender APR(%) Monthly Payment Learn More
Sponsored

Advertiser Disclosure

Reliant Home Funding, Inc.
NMLS ID: 292473

5.772%

$1,843 Fees & Points $5,166 Total
0.991 Pts ($3,171)
$1,995 Fees

Relationships Rule: Transactions end, Relationships remain
Accountability is Personal: Reflection before Projection
Service through Knowledge: Great service means great understanding

District Lending
NMLS ID: 1835285

5.876%

$1,868 Fees & Points $4,400 Total
0.875 Pts ($2,800)
$1,600 Fees

Get an exceptional mortgage rate, be happy.

Pure Rate Mortgage
NMLS ID: 2578474

5.968%

$1,893 Fees & Points $3,210 Total
0.675 Pts ($2,160)
$1,050 Fees

Pure Rate equals Pure Savings
We provide real-time access to premier wholesale lenders
Delivering wholesale pricing instantly

PenFed Credit Union
NMLS ID: 401822

6.186%

$1,919 Fees & Points $6,400 Total
1.000 Pts ($3,200)
$3,200 Fees

Let PenFed Bring You Home With Confidence
Benefits before and after you refinance
Lower your payment, get cash out, and more

New American Funding, LLC.
NMLS ID: 6606

6.343%

$1,971 Fees & Points $3,158 Total
0.987 Pts ($3,158)
$0 Fees

Direct Lender offering low rates, fast closings, and impeccable service
FHA, VA, Conventional, HARP, Jumbo and Reverse Mortgage
All-inclusive Direct Lender – no broker fees

Mutual of Omaha Mortgage, Inc.
NMLS ID: 1025894

6.455%

$1,997 Fees & Points $2,700 Total
0.625 Pts ($2,000)
$700 Fees

A brand you know and trust
Quick and efficient process
Mortgage products to fit your needs

Rocket Mortgage
NMLS ID: 3030

Fees & Points Total
Pts ($0)
$0 Fees

Turn home equity you've earned into cash
Single, convenient monthly payments
Reduce interest with shorter loan terms

Quicken Loans
NMLS ID: 167283

Fees & Points Total
Pts ($0)
$0 Fees

Homeowners best kept secret for cash
See if a HELOAN could lower payments
Access cash without a changing your rate

Veterans United Home Loans
NMLS ID: 1907

Fees & Points Total
Pts ($0)
$0 Fees

Use your VA Loan benefits to get cash from your home equity
Get a personalized quote fast with instant uploads and 24/7 access
Over 300,000 verified 5-star reviews

Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.

Torch Lake Federal Credit Union : Open Solutions

Featured Home Equity Rates in New Jersey

Featured 30-Year Fixed Mortgage Rates in New Jersey

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