Credit Unions | Peak Credit Union | Branches | CENTRALIA

Peak Credit Union : Centralia

1320 S GOLD ST
CENTRALIA, WA 98531

Your current location is: Phoenix, AZ

Peak Credit Union : CENTRALIA — distance 1079.08

Deposit Rates - May 26, 2026

CD RATES	APY	MIN	MAX
6 Mo CD	0.35%	$10,000	$14,999	Compare
6 Mo CD	0.35%	$100,000	$199,999	Compare
Special: 12 Mo CD	0.40%	$25	-	Compare
12 Mo CD	0.40%	$10,000	$14,999	Compare
12 Mo CD	0.40%	$100,000	$199,999	Compare
24 Mo CD	0.45%	$10,000	$14,999	Compare
24 Mo CD	0.45%	$100,000	$199,999	Compare
36 Mo CD	0.50%	$10,000	$14,999	Compare
36 Mo CD	0.50%	$100,000	$199,999	Compare
48 Mo CD	0.65%	$10,000	$14,999	Compare
48 Mo CD	0.65%	$100,000	$199,999	Compare
60 Mo CD	0.75%	$10,000	$14,999	Compare
60 Mo CD	0.75%	$100,000	$199,999	Compare

SAVINGS RATES	APY	MIN	MAX
Savings	0.05%	$2,500	$4,999	Compare

MM RATES	APY	MIN	MAX
Money Market	0.05%	$2,500	$2,999	Compare
Money Market	0.20%	$10,000	$14,999	Compare
Money Market	0.30%	$25,000	$29,999	Compare

VARIABLE IRA RATES	APY	MIN	MAX
Var IRA	0.50%	$1	$499

INT CHECKING RATES	APY	MIN	MAX
Int Ckg	0.10%	$2,500	$3,499

Featured Home Equity Rates in Washington

Lender APR(%) Min.Initial
Draw Amount Learn More
Sponsored

Advertiser Disclosure

Point Digital Finance
NMLS ID: 1610752 / Updated 2026-05-26

Unlock your home equity. Build your future.

Get up to $600k.
Funding in as few as 5 days.
Flexible rate with up to a 30 year term.
Fast & Easy Online Application

Owning.com
NMLS ID: 2611 / Updated 2026-05-22
Equal Housing Lender

Intro APR: 6.841 %
After Intro:6.841 %

$25,000

Apply in 5 minutes, get your money in as fast as 5 days.
Digital application experience.
Funds directly to your bank account.
No in-person appraisal needed.

Figure Home Equity
NMLS ID: 1717824 / Updated 2025-09-22

Intro APR: 6.950 %
After Intro:6.950 %

$15,000

Flexible terms, borrow $15K-$750K, redraw up to 100%
Use to consolidate debt or finance your next home project
100% digital app & automated valuation
Largest non-bank HELOC lender in the US

Valley Strong Credit Union
NMLS ID: 456506 / Updated 2025-10-29
Equal Housing Lender

Intro APR: 6.950 %
After Intro:6.950 %

$15,000

Get your offer in 5 minutes and funding in as few as 5 days
Personalized banking solutions to help reach your financial goals
Up to $400K
Terms of 10,15, or 30 years

Reliant Home Funding, Inc
NMLS ID: 292473 / Updated 2025-09-22

Intro APR: 6.950 %
After Intro:6.950 %

$15,000

Relationships Rule: Transactions end, Relationships remain
Accountability is Personal: Reflection before Projection
Service through Knowledge: Great service means great understanding
Evolve to Excel: We need to adapt and improve to succeed

Four Leaf Federal Credit Union
NMLS ID: 449104 / Updated 2025-12-22

Intro APR: 5.990 %
After Intro:7.000 %
Intro Period: 12 months

$25,000

Tap into your home's equity & access the funds you need with a HELOC
Apply online or speak with a specialist
No application, origination & appraisal fees on lines up to $500K

Unlock Technologies, Inc.
NMLS ID: Not a Lender / Updated 2026-05-26

Get cash now in exchange for a percentage of your homes future equity.

No monthly payments or interest charges
Minimum Credit score: 500
Access up to $500k
No need to refinance

CrossCountry Mortgage, LLC
NMLS ID: 3029 / Updated 2026-05-26

Unlock Your Home's Potential

Transform Your Home Equity Into Cash: Explore our Tech-Powered Solutions!
Unlock Your Home's Value: Discover the Power of our Online HELOC!
Maximize Your Equity: Get Cash-Out Using Our HELOC for Your Next Big Step
Secure Your Future: Experience the Ease of our Fixed Home Equity Loans

Refi.com
NMLS ID: 1907 / Updated 2026-05-26
Equal Housing Lender

Access your home’s equity without replacing your current mortgage

Access your home’s equity without replacing your current mortgage
Put your home’s equity to work on your terms
Flexible funds for renovations, debt consolidation, or major expenses
Refi.com connects you with home equity lending specialists

Point Digital Finance
NMLS ID: Not a Lender / Updated 2026-05-26

Get up to $600k with no monthly payments, ever.

Use your funds your way
No income verification - ideal for self-employment or retirement planning
Enjoy maximum flexibility - 30 year term, no prepayment penalties
Home Equity Investments are not considered a loan in all states

Spring EQ
NMLS ID: 1464945 / Updated 2026-05-26

The leader for homeowners tapping cash from their homes since 2016.

Access up to 90% of your home's equity, up to a maximum of $500,000.
FIXLINE: The flexibility of a HELOC with the stability of a HELOAN.
A fixed rate for life- no need to worry about fluctuating rates.
We make it easy - and fast - to access your cash (as little as 11 days).

Figure Home Equity Line
NMLS ID: 1717824 / Updated 2026-05-26
Equal Housing Lender

HELOC approval in 5 minutes, funding in 5 days. Borrow up to $750k online.

Fastest way to turn home equity into cash
Flexible terms, redraw up to 100%, borrow $15k-$750k
Approval in as little as 5 minutes. Funding in as few as 5 days.
Use to consolidate debt or finance your next home project

AmeriSave Mortgage Corporation
NMLS ID: 1168 / Updated 2026-05-26

Home Equity Loans & Refinance – Cash out

Home Equity Loans & Refinance – Cash out
Customized rate quote with no impact to credit
Low Rates, Quick Approvals, Wide Range of Products
Over 100 Billion Funded. 22 Years in Business

Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .

Featured 30-Year Fixed Mortgage Rates in Washington

Lender APR(%) Monthly Payment Learn More
Sponsored

Advertiser Disclosure

Refi.com
NMLS ID: 1907

0.000%

$0 Fees & Points $0 Total
0.000 Pts ($0)
$0 Fees

Keep more money in your pocket by rolling closing costs into your loan
Maximize your savings with custom options that fit your financial goals
Tap into your home’s equity with a cash-out refinance

District Lending
NMLS ID: 1835285

6.005%

$1,893 Fees & Points $4,499 Total
0.750 Pts ($2,400)
$2,099 Fees

Get an exceptional mortgage rate, be happy.

Basis Lending, LLC
NMLS ID: 2463124

6.179%

$1,919 Fees & Points $6,314 Total
0.875 Pts ($2,800)
$3,515 Fees

Let our Licensed Experts help you make the best decisions possible.

Mortgage Lending Group LLC
NMLS ID: 1157983
License#: 1157983

6.206%

$1,919 Fees & Points $7,095 Total
0.625 Pts ($2,000)
$5,095 Fees

See today’s rates in seconds—no hassle, no pressure.
Your home. Your rate. Your fastest path to approval.
Tap for live rates—mortgages made simple.

Direct Home Lending
NMLS ID: 274058
License#: 1234564

6.217%

$1,945 Fees & Points $3,152 Total
0.799 Pts ($2,557)
$595 Fees

A Better Type of Home Lending

Reliant Home Funding, Inc.
NMLS ID: 292473

6.237%

$1,945 Fees & Points $3,870 Total
0.586 Pts ($1,875)
$1,995 Fees

Relationships Rule: Transactions end, Relationships remain
Accountability is Personal: Reflection before Projection
Service through Knowledge: Great service means great understanding

First Rate Mortgage
NMLS ID: 30998

6.334%

$1,971 Fees & Points $2,857 Total
0.457 Pts ($1,462)
$1,395 Fees

Family Owned Business for 60 years!
Quick turn times!
Free Consultation!

Infinity Mortgage Group
NMLS ID: 35972
License#: NMLS 35972

6.340%

$1,971 Fees & Points $3,094 Total
0.625 Pts ($2,000)
$1,094 Fees

Get a free pre-approval letter to buy your new home
Easy online application for your convenience
A wide variety of mortgage programs to meet your unique situation.

Allied Mortgage Group, Inc.
NMLS ID: 1067

6.340%

$1,971 Fees & Points $3,059 Total
0.956 Pts ($3,059)
$0 Fees

Streamlined Process
Expertise
Customer Service

River City Mortgage LLC
NMLS ID: 142954
License#: CL-142954

6.352%

$1,971 Fees & Points $3,543 Total
0.779 Pts ($2,493)
$1,050 Fees

Talk to a Pro, Not a Prompt. No bots. No nonsense. Just real people.
Accessible. Authentic. Transparent. We answer and make it make sense.
From pre-approval to closing — we’re all in.

Watermark Home Loans
NMLS ID: 1838

6.370%

$1,971 Fees & Points $4,182 Total
0.798 Pts ($2,554)
$1,628 Fees

Lower Rates and Payments Start Here
Direct Lending • 14–21 Day Average Closings
Refinance Direct. Save More.

Mutual of Omaha Mortgage, Inc.
NMLS ID: 1025894

6.371%

$1,945 Fees & Points $8,413 Total
0.504 Pts ($1,613)
$6,800 Fees

A brand you know and trust
Quick and efficient process
Mortgage products to fit your needs

DECO Mortgage
NMLS ID: 2561451

6.415%

$1,971 Fees & Points $5,730 Total
0.901 Pts ($2,883)
$2,847 Fees

$0 Lender Fee. Never pay lender fee's with Deco!
Same Day Pre-Qualification (As fast as 30 minutes).
Single Point of Contact: Paired with your own mortgage professional.

Refi.com
NMLS ID: 1907

6.440%

$1,997 Fees & Points $2,202 Total
0.688 Pts ($2,202)
$0 Fees

Lower your monthly mortgage payment with a streamlined refinance
Keep more money in your pocket by rolling closing costs into your loan
Maximize your savings with custom options that fit your financial goals

AimLoan.com
NMLS ID: 2890
License#: 520-CL-25944

6.473%

$1,997 Fees & Points $3,521 Total
0.714 Pts ($2,285)
$1,236 Fees

Certified Upfront Lender! Online Loan Estimate! Apply & Lock Rate 24/7!
26 Years' Experience
Get Your FREE Instant Rate Quote

Northpointe Bank
NMLS ID: 447490

6.474%

$1,997 Fees & Points $3,341 Total
0.608 Pts ($1,946)
$1,395 Fees

Great Rates
Personal Service
FDIC insured banking institution.

PenFed Credit Union
NMLS ID: 401822

6.506%

$1,997 Fees & Points $4,395 Total
0.750 Pts ($2,400)
$1,995 Fees

Let PenFed Bring You Home With Confidence
Benefits before and after you refinance
Lower your payment, get cash out, and more

SoFi
NMLS ID: 696891

6.758%

$2,049 Fees & Points $4,426 Total
0.916 Pts ($2,931)
$1,495 Fees

Get pre-qualified in minutes
Simple, online application
Customize your monthly payment to fit your budget

Veterans United Home Loans
NMLS ID: 1907

Fees & Points Total
Pts ($0)
$0 Fees

Refinance to lower your rate
Free up room in your budget by paying off high-interest debt
Explore 350,000+ 5-star reviews

Rocket Mortgage
NMLS ID: 3030

Fees & Points Total
Pts ($0)
$0 Fees

Turn home equity you've earned into cash
Single, convenient monthly payments
Reduce interest with shorter loan terms

AmeriSave Mortgage Corporation
NMLS ID: 1168
License#: CL-1168

Fees & Points Total
Pts ($0)
$0 Fees

Low rates, quick quote & approval
92% of clients discover savings in
Real savings, real fast - $1100 avg monthly savings

Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .

Peak Credit Union : Centralia

Deposit Rates - May 26, 2026

Featured Home Equity Rates in Washington

Featured 30-Year Fixed Mortgage Rates in Washington

Nearby Branches of PEAK

Other Nearby Credit Unions to Consider