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Featured Home Equity Rates in Washington

• Lender

  APR(%)

  Min.Initial Draw Amount

  Learn More

• Sponsored

  Advertiser Disclosure

• Four Leaf Federal Credit Union NMLS ID: 449104 / Updated 2026-07-01 Equal Housing Lender

  Fund home improvements, debt consolidation, major expenses, & more

  $0

  Fund home improvements, debt consolidation, major expenses, & more Access the cash you need with a HELOC $0 Application, Origination, and Appraisal fees on lines up to $500K* Apply for a HELOC online or speak with a specialist Learn More

• Achieve Loans NMLS ID: 1810501 / Updated 2026-04-09

  Intro APR: 6.375 % After Intro:6.375 %

  $0

  Competitive rates, Pre-qualify in minutes Mortgage Advisors standing by to help find the best solution Flexible terms with fast funding Minimum credit score: 600 Learn More

• Owning.com NMLS ID: 2611 / Updated 2026-06-10 Equal Housing Lender

  Intro APR: 6.842 % After Intro:6.842 %

  $25,000

  Apply in 5 minutes, get your money in as fast as 5 days. Digital application experience. Funds directly to your bank account. No in-person appraisal needed. Learn More

• Figure Home Equity NMLS ID: 1717824 / Updated 2025-09-22

  Intro APR: 6.950 % After Intro:6.950 %

  $15,000

  Flexible terms, borrow $15K-$750K, redraw up to 100% Use to consolidate debt or finance your next home project 100% digital app & automated valuation Largest non-bank HELOC lender in the US Learn More

• Reliant Home Funding, Inc NMLS ID: 292473 / Updated 2025-09-22

  Intro APR: 6.950 % After Intro:6.950 %

  $15,000

  Relationships Rule: Transactions end, Relationships remain Accountability is Personal: Reflection before Projection Service through Knowledge: Great service means great understanding Evolve to Excel: We need to adapt and improve to succeed Learn More

• Valley Strong Credit Union NMLS ID: 456506 / Updated 2025-10-29 Equal Housing Lender

  Intro APR: 6.950 % After Intro:6.950 %

  $15,000

  Get your offer in 5 minutes and funding in as few as 5 days Personalized banking solutions to help reach your financial goals Up to $400K Terms of 10,15, or 30 years Learn More

• Four Leaf Federal Credit Union NMLS ID: 449104 / Updated 2025-12-22

  Intro APR: 5.990 % After Intro:7.000 % Intro Period: 12 months

  $25,000

  Tap into your home's equity & access the funds you need with a HELOC Apply online or speak with a specialist No application, origination & appraisal fees on lines up to $500K Learn More

• AmeriSave Mortgage Corporation NMLS ID: 1168 / Updated 2026-07-01

  Use Home Equity to get cash you need

  $0

  Use Home Equity to get cash you need 98% of clients discover savings in minutes Real Savings, Real Fast -$1200 average monthly savings Over 130 Billion Funded. 23 Years in Business Learn More

• Figure Home Equity Line NMLS ID: 1717824 / Updated 2026-07-01 Equal Housing Lender

  HELOC approval in 5 minutes, funding in 5 days. Borrow up to $750k online.

  $0

  Fastest way to turn home equity into cash Flexible terms, redraw up to 100%, borrow $15k-$750k Approval in as little as 5 minutes. Funding in as few as 5 days. Use to consolidate debt or finance your next home project Learn More

• Point Digital Finance NMLS ID: Not a Lender / Updated 2026-07-01

  Get up to $600k with no monthly payments, ever.

  $0

  Use your funds your way No income verification - ideal for self-employment or retirement planning Enjoy maximum flexibility - 30 year term, no prepayment penalties Home Equity Investments are not considered a loan in all states Learn More

• CrossCountry Mortgage, LLC NMLS ID: 3029 / Updated 2026-07-01

  Unlock Your Home's Potential

  $0

  Transform Your Home Equity Into Cash: Explore our Tech-Powered Solutions! Unlock Your Home's Value: Discover the Power of our Online HELOC! Maximize Your Equity: Get Cash-Out Using Our HELOC for Your Next Big Step Secure Your Future: Experience the Ease of our Fixed Home Equity Loans Learn More

• Unlock Technologies, Inc. NMLS ID: Not a Lender / Updated 2026-07-01

  Get cash now in exchange for a percentage of your homes future equity.

  $0

  No monthly payments or interest charges Minimum Credit score: 500 Access up to $500k No need to refinance Learn More

• Refi.com NMLS ID: 1907 / Updated 2026-07-01 Equal Housing Lender

  Access your home’s equity without replacing your current mortgage

  $0

  Access your home’s equity without replacing your current mortgage Put your home’s equity to work on your terms Flexible funds for renovations, debt consolidation, or major expenses Refi.com connects you with home equity lending specialists Learn More

• Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .

Featured 30-Year Fixed Mortgage Rates in Washington

• Lender

  APR(%)

  Monthly Payment

  Learn More

• Sponsored

  Advertiser Disclosure

• Refi.com NMLS ID: 1907

  0.000%

  $0 Fees & Points $0 Total 0.000 Pts ($0) $0 Fees

  Keep more money in your pocket by rolling closing costs into your loan Maximize your savings with custom options that fit your financial goals Tap into your home’s equity with a cash-out refinance Learn More

• Loan Factory NMLS ID: 320841

  6.102%

  $1,893 Fees & Points $7,895 Total 0.875 Pts ($2,800) $5,095 Fees

  See today’s rates in seconds—no hassle, no pressure. Your home. Your rate. Your fastest path to approval. Tap for live rates—mortgages made simple. Learn More

• Reliant Home Funding, Inc. NMLS ID: 292473

  6.121%

  $1,917 Fees & Points $4,501 Total 0.783 Pts ($2,506) $1,995 Fees

  Relationships Rule: Transactions end, Relationships remain Accountability is Personal: Reflection before Projection Service through Knowledge: Great service means great understanding Learn More

• Basis Lending, LLC NMLS ID: 2463124

  6.156%

  $1,919 Fees & Points $5,514 Total 0.625 Pts ($2,000) $3,515 Fees

  Let our Licensed Experts help you make the best decisions possible. Learn More

• River City Mortgage LLC NMLS ID: 142954 License#: CL-142954

  6.221%

  $1,945 Fees & Points $3,386 Total 0.730 Pts ($2,336) $1,050 Fees

  Talk to a Pro, Not a Prompt. No bots. No nonsense. Just real people. Accessible. Authentic. Transparent. We answer and make it make sense. From pre-approval to closing — we’re all in. Learn More

• Pure Rate Mortgage NMLS ID: 2578474

  6.233%

  $1,945 Fees & Points $3,705 Total 0.775 Pts ($2,480) $1,225 Fees

  Pure Rate equals Pure Savings We provide real-time access to premier wholesale lenders Delivering wholesale pricing instantly Learn More

• PenFed Credit Union NMLS ID: 401822

  6.277%

  $1,945 Fees & Points $5,195 Total 1.000 Pts ($3,200) $1,995 Fees

  Let PenFed Bring You Home With Confidence Benefits before and after you refinance Lower your payment, get cash out, and more Learn More

• Mutual of Omaha Mortgage NMLS ID: 1025894

  6.289%

  $1,919 Fees & Points $9,974 Total 0.992 Pts ($3,174) $6,800 Fees

  A brand you know and trust Quick and efficient process Mortgage products to fit your needs Learn More

• Neighborhood Mortgage Company, LLC NMLS ID: 2484730 License#: Yes

  6.333%

  $1,971 Fees & Points $2,828 Total 0.565 Pts ($1,808) $1,020 Fees

  Lower margins mean more competitive rates. Backed by reliability. Learn More

• Northpointe Bank NMLS ID: 447490

  6.366%

  $1,971 Fees & Points $3,936 Total 0.794 Pts ($2,541) $1,395 Fees

  Great Rates Personal Service FDIC insured banking institution. Learn More

• First Rate Mortgage NMLS ID: 30998

  6.379%

  $1,971 Fees & Points $4,361 Total 0.927 Pts ($2,966) $1,395 Fees

  Family Owned Business for 60 years! Quick turn times! Free Consultation! Learn More

• Refi.com NMLS ID: 1907

  6.440%

  $1,997 Fees & Points $2,202 Total 0.688 Pts ($2,202) $0 Fees

  Lower your monthly mortgage payment with a streamlined refinance Keep more money in your pocket by rolling closing costs into your loan Maximize your savings with custom options that fit your financial goals Learn More

• Sage Home Loan Corporation NMLS ID: 3304

  6.488%

  $1,997 Fees & Points $3,808 Total 0.723 Pts ($2,314) $1,494 Fees

  Your Stress-Free Pathway Learn More

• Rocket Mortgage NMLS ID: 3030

  Fees & Points Total Pts ($0) $0 Fees

  Turn home equity you've earned into cash Single, convenient monthly payments Reduce interest with shorter loan terms Learn More

• AmeriSave Mortgage Corporation NMLS ID: 1168 License#: CL-1168

  Fees & Points Total Pts ($0) $0 Fees

  Low rates, quick quote & approval 98% of clients discover savings in minutes Real savings, real fast - $1200 avg monthly savings Learn More

• Veterans United Home Loans NMLS ID: 1907

  Fees & Points Total Pts ($0) $0 Fees

  Refinance to lower your rate Free up room in your budget by paying off high-interest debt Explore 350,000+ 5-star reviews Learn More

• Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .