Banks | Union State Bank | Branches | Destin

Union State Bank : Destin

978 Airport Road
Destin, FL 32541

Your current location is: New York City, NY

Union State Bank : Destin — distance 997.61

Deposit Rates - September 26, 2025

CD RATES	APY	MIN	MAX
6 Mo CD	0.75%	$500	-	Compare
7 Mo CD	0.55%	$500	-	Compare
11 Mo CD	4.01%	$500	-	Compare
12 Mo CD	1.25%	$500	-	Compare
24 Mo CD	1.35%	$500	-	Compare
36 Mo CD	1.40%	$500	-	Compare
48 Mo CD	1.50%	$500	-	Compare
60 Mo CD	1.75%	$500	-	Compare

SAVINGS RATES	APY	MIN	MAX
SAV	0.50%	$0	-	Compare

MM RATES	APY	MIN	MAX
Money Market	0.75%	$20,000	-	Compare

INT CHECKING RATES	APY	MIN	MAX
INTCK	0.50%	$1,000	-

Featured Home Equity Rates in Florida

Lender APR(%) Min.Initial
Draw Amount Learn More
Sponsored

Advertiser Disclosure

Upstart
NMLS ID: 2443873 / Updated 2025-07-23

Intro APR: 6.520 %
After Intro:6.520 %

$20,800

As low as 6.52% APR on your initial draw*
Get your money up to 10x faster than the industry standard**
Fixed rate on each draw**
No paperwork needed to apply

Figure Home Equity
NMLS ID: 1717824 / Updated 2025-09-22

Intro APR: 6.950 %
After Intro:6.950 %

$15,000

Flexible terms, borrow $15K-$750K, redraw up to 100%
Use to consolidate debt or finance your next home project
100% digital app & automated valuation
Largest non-bank HELOC lender in the US

Figure Home Equity Line
NMLS ID: 1717824 / Updated 2025-09-26
Equal Housing Lender

HELOC approval in 5 minutes, funding in 5 days. Borrow up to $750k online.

Fastest way to turn home equity into cash
Flexible terms, redraw up to 100%, borrow $15k-$750k
Approval in as little as 5 minutes. Funding in as few as 5 days.
Use to consolidate debt or finance your next home project

Reliant Home Funding, Inc
NMLS ID: 292473 / Updated 2025-09-22

Intro APR: 6.950 %
After Intro:6.950 %

$15,000

Relationships Rule: Transactions end, Relationships remain
Accountability is Personal: Reflection before Projection
Service through Knowledge: Great service means great understanding
Evolve to Excel: We need to adapt and improve to succeed

AmeriSave Mortgage Corporation
NMLS ID: 1168 / Updated 2025-09-26

Home Equity Loans & Refinance – Cash out

Home Equity Loans & Refinance – Cash out
Customized rate quote with no impact to credit
Low Rates, Quick Approvals, Wide Range of Products
Over 100 Billion Funded. 22 Years in Business

Upstart
NMLS ID: 2443873 / Updated 2025-09-26

As low as 6.52% APR on your initial draw*

As low as 6.52% APR on your initial draw*
Get your money up to 10x faster than the industry standard**
Fixed rate on each draw **
No paperwork needed to apply

CrossCountry Mortgage, LLC
NMLS ID: 3029 / Updated 2025-09-26

Unlock Your Home's Potential

Transform Your Home Equity Into Cash: Explore our Tech-Powered Solutions!
Unlock Your Home's Value: Discover the Power of our Online HELOC!
Maximize Your Equity: Get Cash-Out Using Our HELOC for Your Next Big Step
Secure Your Future: Experience the Ease of our Fixed Home Equity Loans

Spring EQ
NMLS ID: 1464945 / Updated 2025-09-26

The leader for homeowners tapping cash from their homes since 2016.

Access up to 90% of your home's equity, up to a maximum of $500,000.
FIXLINE: The flexibility of a HELOC with the stability of a HELOAN.
A fixed rate for life- no need to worry about fluctuating rates.
We make it easy - and fast - to access your cash (as little as 11 days).

District Lending
NMLS ID: 598623 / Updated 2025-09-26

No Lender Fees

No Lender Fees
Fast
Easy
Over 20 Years Experience

Owning.com
NMLS ID: 2611 / Updated 2025-09-26

Find what’s best for you: HELOC, Home Equity Loan, Cash Out Refi

Apply in 5 minutes, get your money in as fast as 5 days.
Digital application experience.
Funds directly to your bank account.
No in-person appraisal needed.

New American Funding, LLC
NMLS ID: 6606 / Updated 2025-09-26

Cash-Out and Home Equity Options Available.

Competitive Rates for FICO Scores 580-679
366k+ positive reviews, A rating from the BBB
Pay off higher interest rate credit cards, Pay college tuition
100% online mortgage application available

Rate
NMLS ID: 2611 / Updated 2025-09-26

Find what’s best for you: HELOC, Home Equity Loan, Cash Out Refi

Nation's #2 retail mortgage lender in 2024.
Apply in 5 minutes, get your money in as fast as 5 days.
Digital application experience.
No in-person appraisal needed.

Unlock Technologies, Inc.
NMLS ID: Not a Lender / Updated 2025-09-26

Get cash now in exchange for a percentage of your homes future equity.

No monthly payments or interest charges
Minimum Credit score: 500
Access up to $500k
No need to refinance

Point Digital Finance
NMLS ID: Not a Lender / Updated 2025-09-26

Get up to $600k with no monthly payments, ever.

Use your funds your way
No income verification - ideal for self-employment or retirement planning
Enjoy maximum flexibility - 30 year term, no prepayment penalties
Home Equity Investments are not considered a loan in all states

Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.

Featured 30-Year Fixed Mortgage Rates in Florida

Lender APR(%) Monthly Payment Learn More
Sponsored

Advertiser Disclosure

Refi.com
NMLS ID: 1907

0.000%

$0 Fees & Points $0 Total
0.000 Pts ($0)
$0 Fees

Keep more money in your pocket by rolling closing costs into your loan
Maximize your savings with custom options that fit your financial goals
Tap into your home’s equity with a cash-out refinance

Barrett Financial
NMLS ID: 181106
License#: 2618991

5.952%

$1,893 Fees & Points $2,670 Total
0.525 Pts ($1,680)
$990 Fees

Fill IN

Direct Home Lending
NMLS ID: 274058

5.972%

$1,893 Fees & Points $3,373 Total
0.868 Pts ($2,778)
$595 Fees

A Better Type of Home Lending

Saxton Mortgage
NMLS ID: 1717191

5.972%

$1,893 Fees & Points $3,419 Total
0.675 Pts ($2,160)
$1,259 Fees

Proud to help you find the home loan of your future.

West Capital Lending
NMLS ID: 1566096

6.003%

$1,893 Fees & Points $4,453 Total
0.987 Pts ($3,158)
$1,295 Fees

Let's CrunchtheNumbers and See if a Refinance Makes Sense for You

Loansteady
NMLS ID: 1701910

6.010%

$1,893 Fees & Points $4,690 Total
1.000 Pts ($3,200)
$1,490 Fees

Consolidate debt or renovate your home
Easy online application process
Low Rates: Quick Quote and Approval

Beeline Loans, Inc.
NMLS ID: 1799947

6.083%

$1,917 Fees & Points $3,181 Total
0.994 Pts ($3,181)
$0 Fees

See how much cash an easy refi can give you.
Increase your ROI, renovate or roll in it!
Tap into your equity with a Beeline Refi. Apply Online in 15 minutes.

Northpointe Bank
NMLS ID: 447490

6.127%

$1,919 Fees & Points $4,361 Total
0.927 Pts ($2,966)
$1,395 Fees

Great Rates
Personal Service
FDIC insured banking institution.

LoanFlight Lending, LLC
NMLS ID: 1522344
License#: MLD 1386

6.219%

$1,945 Fees & Points $3,200 Total
1.000 Pts ($3,200)
$0 Fees

Charges $0 in Lender Fees
Get an Online Quote in Seconds
100% Online Process or Speak Directly with a Loan Officer

CrossCountry Mortgage
NMLS ID: 3029

6.248%

$1,945 Fees & Points $4,352 Total
0.813 Pts ($2,602)
$1,750 Fees

"Low rates: Save more on your mortgage"
"Great service: Personalized attention"
"Variety of products: Find your perfect fit"

PenFed Credit Union
NMLS ID: 401822

6.300%

$1,945 Fees & Points $6,000 Total
0.875 Pts ($2,800)
$3,200 Fees

Let PenFed Bring You Home With Confidence
Benefits before and after you refinance
Lower your payment, get cash out, and more

Refi.com
NMLS ID: 1907
License#: Florida

6.440%

$1,997 Fees & Points $2,202 Total
0.688 Pts ($2,202)
$0 Fees

Lower your monthly mortgage payment with a streamlined refinance
Keep more money in your pocket by rolling closing costs into your loan
Maximize your savings with custom options that fit your financial goals

Mutual of Omaha Mortgage, Inc.
NMLS ID: 1025894

6.569%

$2,021 Fees & Points $2,652 Total
0.610 Pts ($1,952)
$700 Fees

A brand you know and trust
Quick and efficient process
Mortgage products to fit your needs

Agave Home Loans
NMLS ID: 1951574
License#: MLD2545

6.717%

$2,049 Fees & Points $3,216 Total
0.943 Pts ($3,018)
$198 Fees

Low Rates and Great Service Earned Us 1200+ 5-Star Reviews and A+ BBB Rating
Combine high-interest debts into one loan with a lower interest rate
Get a Quick Quote

Quicken Loans
NMLS ID: 167283

Fees & Points Total
Pts ($0)
$0 Fees

Homeowners best kept secret for cash
See if a HELOAN could lower payments
Access cash without a changing your rate

Beeline Loans, Inc.
NMLS ID: 1799947

Fees & Points Total
Pts ($0)
$0 Fees

Apply in less than 10 minutes.
Fast, stress-free closing in as little as 14 days
More loan types so you’re more likely to qualify

Veterans United Home Loans
NMLS ID: 1907

Fees & Points Total
Pts ($0)
$0 Fees

Use your VA Loan benefits to get cash from your home equity
Get a personalized quote fast with instant uploads and 24/7 access
Over 300,000 verified 5-star reviews

Freedom Mortgage Corporation
NMLS ID: 2767

Fees & Points Total
Pts ($0)
$0 Fees

We approve credit scores as low as 550 for VA and FHA refinancing
Family-owned, 35+ years of cash out assistance
A top FHA and VA lender

Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.

Union State Bank : Destin

Deposit Rates - September 26, 2025

Featured Home Equity Rates in Florida

Featured 30-Year Fixed Mortgage Rates in Florida

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