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Featured Home Equity Rates in Michigan

• Lender

  APR(%)

  Min.Initial Draw Amount

  Learn More

• Sponsored

  Advertiser Disclosure

• PenFed Credit Union NMLS ID: 401822 / Updated 2026-07-01 Equal Housing Lender

  Loans Amounts from $25,000 - $500,000.

  $0

  Loans Amounts from $25,000 - $500,000. Get a HELOC from PenFed to Put Your Home Equity to Work. HELOCs Can Offer Lower Rates Than Credit Cards or Personal Loans. Home Equity Line of Credit - Equal Housing Lender. Learn More

• Achieve Loans NMLS ID: 1810501 / Updated 2026-04-09

  Intro APR: 6.125 % After Intro:6.125 %

  $0

  Competitive rates, Pre-qualify in minutes Mortgage Advisors standing by to help find the best solution Flexible terms with fast funding Minimum credit score: 600 Learn More

• Owning.com NMLS ID: 2611 / Updated 2026-06-10 Equal Housing Lender

  Intro APR: 6.823 % After Intro:6.823 %

  $25,000

  Apply in 5 minutes, get your money in as fast as 5 days. Digital application experience. Funds directly to your bank account. No in-person appraisal needed. Learn More

• District Lending NMLS ID: 598623 / Updated 2026-06-23

  Intro APR: 6.950 % After Intro:6.950 %

  $15,000

  No Lender Fees Get Cash Fast. Most loans fund within 7 days. Work with a human not a robot Over 20 Years Experience Learn More

• Figure Home Equity NMLS ID: 1717824 / Updated 2025-09-22

  Intro APR: 6.950 % After Intro:6.950 %

  $15,000

  Flexible terms, borrow $15K-$750K, redraw up to 100% Use to consolidate debt or finance your next home project 100% digital app & automated valuation Largest non-bank HELOC lender in the US Learn More

• Four Leaf Federal Credit Union NMLS ID: 449104 / Updated 2025-12-22

  Intro APR: 5.990 % After Intro:7.000 % Intro Period: 12 months

  $25,000

  Tap into your home's equity & access the funds you need with a HELOC Apply online or speak with a specialist No application, origination & appraisal fees on lines up to $500K Learn More

• Refi.com NMLS ID: 1907 / Updated 2026-07-01 Equal Housing Lender

  Access your home’s equity without replacing your current mortgage

  $0

  Access your home’s equity without replacing your current mortgage Put your home’s equity to work on your terms Flexible funds for renovations, debt consolidation, or major expenses Refi.com connects you with home equity lending specialists Learn More

• Figure Home Equity Line NMLS ID: 1717824 / Updated 2026-07-01 Equal Housing Lender

  HELOC approval in 5 minutes, funding in 5 days. Borrow up to $750k online.

  $0

  Fastest way to turn home equity into cash Flexible terms, redraw up to 100%, borrow $15k-$750k Approval in as little as 5 minutes. Funding in as few as 5 days. Use to consolidate debt or finance your next home project Learn More

• Unlock Technologies, Inc. NMLS ID: Not a Lender / Updated 2026-07-01

  Get cash now in exchange for a percentage of your homes future equity.

  $0

  No monthly payments or interest charges Minimum Credit score: 500 Access up to $500k No need to refinance Learn More

• AmeriSave Mortgage Corporation NMLS ID: 1168 / Updated 2026-07-01

  Use Home Equity to get cash you need

  $0

  Use Home Equity to get cash you need 98% of clients discover savings in minutes Real Savings, Real Fast -$1200 average monthly savings Over 130 Billion Funded. 23 Years in Business Learn More

• District Lending NMLS ID: 598623 / Updated 2026-07-01

  Work with a human

  $0

  Work with a human No Lender Fees Get cash in as little as 7 days Up to $500,000 available Learn More

• Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .

Featured 30-Year Fixed Mortgage Rates in Michigan

• Lender

  APR(%)

  Monthly Payment

  Learn More

• Sponsored

  Advertiser Disclosure

• Refi.com NMLS ID: 1907

  0.000%

  $0 Fees & Points $0 Total 0.000 Pts ($0) $0 Fees

  Keep more money in your pocket by rolling closing costs into your loan Maximize your savings with custom options that fit your financial goals Tap into your home’s equity with a cash-out refinance Learn More

• Revix NMLS ID: 2684156 License#: FL0026666

  6.078%

  $1,917 Fees & Points $3,134 Total 0.608 Pts ($1,946) $1,188 Fees

  Refi faster and cut your monthly cost Learn More

• SimpLend Mortgage,LLC NMLS ID: 2558881

  6.106%

  $1,893 Fees & Points $8,362 Total 0.875 Pts ($2,800) $5,562 Fees

  Simplified Process- We streamline the experience, reducing complexity. Personalized Service- We're committed to a solution that fits your needs. Expert Guidance- Benefit from decades of experience in the industry. Learn More

• Reliant Home Funding, Inc. NMLS ID: 292473

  6.121%

  $1,917 Fees & Points $4,501 Total 0.783 Pts ($2,506) $1,995 Fees

  Relationships Rule: Transactions end, Relationships remain Accountability is Personal: Reflection before Projection Service through Knowledge: Great service means great understanding Learn More

• Strength Financial NMLS ID: 2337822

  6.241%

  $1,945 Fees & Points $3,975 Total 0.875 Pts ($2,800) $1,175 Fees

  Hi, I'm Ryan! Buying a house is easier than you might think! Learn More

• Mutual of Omaha Mortgage NMLS ID: 1025894

  6.289%

  $1,919 Fees & Points $9,974 Total 0.992 Pts ($3,174) $6,800 Fees

  A brand you know and trust Quick and efficient process Mortgage products to fit your needs Learn More

• Neighborhood Mortgage Company, LLC NMLS ID: 2484730 License#: Yes

  6.333%

  $1,971 Fees & Points $2,828 Total 0.565 Pts ($1,808) $1,020 Fees

  Lower margins mean more competitive rates. Backed by reliability. Learn More

• Northpointe Bank NMLS ID: 447490

  6.366%

  $1,971 Fees & Points $3,936 Total 0.794 Pts ($2,541) $1,395 Fees

  Great Rates Personal Service FDIC insured banking institution. Learn More

• First Rate Mortgage NMLS ID: 30998

  6.379%

  $1,971 Fees & Points $4,361 Total 0.927 Pts ($2,966) $1,395 Fees

  Family Owned Business for 60 years! Quick turn times! Free Consultation! Learn More

• Beeline Loans, Inc. NMLS ID: 1799947

  6.426%

  $1,997 Fees & Points $1,702 Total 0.532 Pts ($1,702) $0 Fees

  Apply in less than 10 minutes. Fast, stress-free closing in as little as 16 days More loan types so you’re more likely to qualify Learn More

• Refi.com NMLS ID: 1907 License#: Michigan

  6.440%

  $1,997 Fees & Points $2,202 Total 0.688 Pts ($2,202) $0 Fees

  Lower your monthly mortgage payment with a streamlined refinance Keep more money in your pocket by rolling closing costs into your loan Maximize your savings with custom options that fit your financial goals Learn More

• Sage Home Loan Corporation NMLS ID: 3304

  6.488%

  $1,997 Fees & Points $3,808 Total 0.723 Pts ($2,314) $1,494 Fees

  Your Stress-Free Pathway Learn More

• CrossCountry Mortgage NMLS ID: 3029

  Fees & Points Total Pts ($0) $0 Fees

  "America's #1 Retail Lender (Scottsman Guide)" "Financing 1 and every 36 homes" "Over 20,000 Five Star Reviews On Zillow" Learn More

• Beeline Loans, Inc. NMLS ID: 1799947

  Fees & Points Total Pts ($0) $0 Fees

  Apply in less than 10 minutes. Fast, stress-free closing in as little as 16 days More loan types so you’re more likely to qualify Learn More

• AmeriSave Mortgage Corporation NMLS ID: 1168 License#: FR0018107

  Fees & Points Total Pts ($0) $0 Fees

  Low rates, quick quote & approval 98% of clients discover savings in minutes Real savings, real fast - $1200 avg monthly savings Learn More

• Veterans United Home Loans NMLS ID: 1907

  Fees & Points Total Pts ($0) $0 Fees

  Refinance to lower your rate Free up room in your budget by paying off high-interest debt Explore 350,000+ 5-star reviews Learn More

• Rocket Mortgage NMLS ID: 3030

  Fees & Points Total Pts ($0) $0 Fees

  Turn home equity you've earned into cash Single, convenient monthly payments Reduce interest with shorter loan terms Learn More

• Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .