Credit Unions | Vystar Credit Union | Branches | Jacksonville Beach

Vystar Credit Union : Jacksonville Beach

100 3rd St N
Jacksonville Beach, FL 32250

Your current location is: New York City, NY

Vystar Credit Union : Jacksonville Beach — distance 830.64

Deposit Rates - December 26, 2025

CD RATES	APY	MIN	MAX
3 Mo CD	3.20%	$0	$49,999	Compare
3 Mo CD	3.30%	$50,000	-	Compare
6 Mo CD	3.25%	$0	$49,999	Compare
6 Mo CD	3.35%	$50,000	-	Compare
9 Mo CD	3.30%	$0	$49,999	Compare
9 Mo CD	3.40%	$50,000	-	Compare
12 Mo CD	3.70%	$0	$49,999	Compare
12 Mo CD	3.80%	$50,000	-	Compare
18 Mo CD	3.40%	$0	$49,999	Compare
18 Mo CD	3.50%	$50,000	-	Compare
24 Mo CD	3.45%	$0	$49,999	Compare
24 Mo CD	3.55%	$50,000	-	Compare
30 Mo CD	3.35%	$0	$49,999	Compare
30 Mo CD	3.25%	$50,000	-	Compare
36 Mo CD	3.40%	$0	$49,999	Compare
36 Mo CD	3.50%	$50,000	-	Compare
48 Mo CD	3.35%	$0	$49,999	Compare
48 Mo CD	3.45%	$50,000	-	Compare
60 Mo CD	3.25%	$0	$49,999	Compare
60 Mo CD	3.35%	$50,000	-	Compare

SAVINGS RATES	APY	MIN	MAX
SAV	0.05%	$50	-	Compare

MM RATES	APY	MIN	MAX
Money Market	0.95%	$0	$9,999	Compare
Money Market	1.05%	$10,000	$99,999	Compare
Money Market	1.25%	$100,000	$249,999	Compare
Money Market	1.45%	$250,000	-	Compare

VARIABLE IRA RATES	APY	MIN	MAX
VIRA	0.26%	$2,500	$9,999

Featured Home Equity Rates in Florida

Lender APR(%) Min.Initial
Draw Amount Learn More
Sponsored

Advertiser Disclosure

Figure Home Equity Line
NMLS ID: 1717824 / Updated 2025-12-26
Equal Housing Lender

#1 Non-bank HELOC in the US, A+ BBB Rating

#1 Non-bank HELOC in the US, A+ BBB Rating
Access $15,000 to $750,000 in home equity with flexible terms
Approval in as few as 5 minutes, funding in as few as 5 days
Use to consolidate debt, finance your next home project, or major expenses

Third Federal Savings and Loan
NMLS ID: 449401 / Updated 2025-12-26
Equal Housing Lender

Intro APR: 6.240 %
After Intro:6.240 %

Third Federal rate are typically 20% lower than other leaders
Guaranteed Lowest Rate
No closing costs, prepayment penalties, or minimum draw requirements
10 year draw period

Upstart Home Lending
NMLS ID: 2443873 / Updated 2025-07-23

Intro APR: 6.520 %
After Intro:6.520 %

$20,800

As low as 6.52% APR on your initial draw*
Get your money up to 10x faster than the industry standard**
Fixed rate on each draw**
No paperwork needed to apply

Achieve Loans
NMLS ID: 1810501 / Updated 2025-09-30

Intro APR: 6.740 %
After Intro:6.740 %

Competitive rates, Pre-qualify in minutes
Mortgage Advisors standing by to help find the best solution
Flexible terms with fast funding
Minimum credit score: 600

Figure Home Equity
NMLS ID: 1717824 / Updated 2025-09-22

Intro APR: 6.950 %
After Intro:6.950 %

$15,000

Flexible terms, borrow $15K-$750K, redraw up to 100%
Use to consolidate debt or finance your next home project
100% digital app & automated valuation
Largest non-bank HELOC lender in the US

Reliant Home Funding, Inc
NMLS ID: 292473 / Updated 2025-09-22

Intro APR: 6.950 %
After Intro:6.950 %

$15,000

Relationships Rule: Transactions end, Relationships remain
Accountability is Personal: Reflection before Projection
Service through Knowledge: Great service means great understanding
Evolve to Excel: We need to adapt and improve to succeed

Valley Strong Credit Union
NMLS ID: 456506 / Updated 2025-10-29
Equal Housing Lender

Intro APR: 6.950 %
After Intro:6.950 %

$15,000

Get your offer in 5 minutes and funding in as few as 5 days
Personalized banking solutions to help reach your financial goals
Up to $400K
Terms of 10,15, or 30 years

Four Leaf Federal Credit Union
NMLS ID: 449104 / Updated 2025-12-22

Intro APR: 5.990 %
After Intro:7.000 %
Intro Period: 12 months

$25,000

Tap into your home's equity & access the funds you need with a HELOC
Apply online or speak with a specialist
No application, origination & appraisal fees on lines up to $500K[3]
On average, access funds within 35 days[5]

Splash Financial
NMLS ID: 1630038 / Updated 2025-11-17
Equal Housing Lender

Intro APR: 7.625 %
After Intro:7.625 %
Intro Period: 8 months

$25,000

Borrow up to $500,000*
Apply 100% online in minutes with a user-friendly platform
Check your rate without affecting your credit **
Tap into home equity today

Farmers Bank of Kansas City
NMLS ID: 613839 / Updated 2025-06-20
Equal Housing Lender

Intro APR: 8.500 %
After Intro:8.500 %

$25,000

Customized Rate Quote
24/7 Online Borrower Portal
Streamlined Online Application
Up to 100% LTV

Splash Financial
NMLS ID: 1630038 / Updated 2025-12-26
Equal Housing Lender

Cash in with a HELOC

Borrow up to $500,000*
Apply 100% online in minutes with a user-friendly platform
Check your rate without affecting your credit **
Tap into home equity today

Spring EQ
NMLS ID: 1464945 / Updated 2025-12-26

The leader for homeowners tapping cash from their homes since 2016.

Access up to 90% of your home's equity, up to a maximum of $500,000.
FIXLINE: The flexibility of a HELOC with the stability of a HELOAN.
A fixed rate for life- no need to worry about fluctuating rates.
We make it easy - and fast - to access your cash (as little as 11 days).

Rate
NMLS ID: 2611 / Updated 2025-12-26

Find what’s best for you: HELOC, Home Equity Loan, Cash Out Refi

Nation's #2 retail mortgage lender in 2024.
Apply in 5 minutes, get your money in as fast as 5 days.
Digital application experience.
No in-person appraisal needed.

Upstart Home Lending
NMLS ID: 2443873 / Updated 2025-12-26

As low as 6.52% APR on your initial draw*

As low as 6.52% APR on your initial draw*
Get your money up to 10x faster than the industry standard**
Fixed rate on each draw **
No paperwork needed to apply

Owning.com
NMLS ID: 2611 / Updated 2025-12-26

Find what’s best for you: HELOC, Home Equity Loan, Cash Out Refi

Apply in 5 minutes, get your money in as fast as 5 days.
Digital application experience.
Funds directly to your bank account.
No in-person appraisal needed.

CrossCountry Mortgage, LLC
NMLS ID: 3029 / Updated 2025-12-26

Unlock Your Home's Potential

Transform Your Home Equity Into Cash: Explore our Tech-Powered Solutions!
Unlock Your Home's Value: Discover the Power of our Online HELOC!
Maximize Your Equity: Get Cash-Out Using Our HELOC for Your Next Big Step
Secure Your Future: Experience the Ease of our Fixed Home Equity Loans

AmeriSave Mortgage Corporation
NMLS ID: 1168 / Updated 2025-12-26

Home Equity Loans & Refinance – Cash out

Home Equity Loans & Refinance – Cash out
Customized rate quote with no impact to credit
Low Rates, Quick Approvals, Wide Range of Products
Over 100 Billion Funded. 22 Years in Business

Figure Home Equity Line
NMLS ID: 1717824 / Updated 2025-12-26
Equal Housing Lender

HELOC approval in 5 minutes, funding in 5 days. Borrow up to $750k online.

Fastest way to turn home equity into cash
Flexible terms, redraw up to 100%, borrow $15k-$750k
Approval in as little as 5 minutes. Funding in as few as 5 days.
Use to consolidate debt or finance your next home project

Unlock Technologies, Inc.
NMLS ID: Not a Lender / Updated 2025-12-26

Get cash now in exchange for a percentage of your homes future equity.

No monthly payments or interest charges
Minimum Credit score: 500
Access up to $500k
No need to refinance

Point Digital Finance
NMLS ID: Not a Lender / Updated 2025-12-26

Get up to $600k with no monthly payments, ever.

Use your funds your way
No income verification - ideal for self-employment or retirement planning
Enjoy maximum flexibility - 30 year term, no prepayment penalties
Home Equity Investments are not considered a loan in all states

Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.

Featured 30-Year Fixed Mortgage Rates in Florida

Lender APR(%) Monthly Payment Learn More
Sponsored

Advertiser Disclosure

Agave Home Loans
NMLS ID: 1951574
License#: MLD2545

0.000%

$0 Fees & Points $0 Total
0.000 Pts ($0)
$0 Fees

REFI, HELOC, & Home Equity Loan Options
A+ BBB Rating & 1500+ 5-Star Reviews
Get a Quote WITHOUT a Hard Credit Pull

Revix
NMLS ID: 2684156
License#: MBR7986

5.700%

$1,843 Fees & Points $2,743 Total
0.486 Pts ($1,555)
$1,188 Fees

Refi faster and cut your monthly cost

District Lending
NMLS ID: 1835285

5.750%

$1,843 Fees & Points $4,400 Total
0.875 Pts ($2,800)
$1,600 Fees

Get an exceptional mortgage rate, be happy.

Reliant Home Funding, Inc.
NMLS ID: 292473

5.757%

$1,843 Fees & Points $4,651 Total
0.830 Pts ($2,656)
$1,995 Fees

Relationships Rule: Transactions end, Relationships remain
Accountability is Personal: Reflection before Projection
Service through Knowledge: Great service means great understanding

RockBottom Mortgage LLC
NMLS ID: 1141327
License#: MBR1498

5.819%

$1,868 Fees & Points $2,515 Total
0.750 Pts ($2,400)
$115 Fees

Tithe Lending
NMLS ID: 2439006

5.828%

$1,868 Fees & Points $2,810 Total
0.500 Pts ($1,600)
$1,210 Fees

Our rates and fee structure are straight forward and honest.
Our average closing times are 2-3 weeks due to a simple process.
We donate the first 10% of all of loan proceeds to local charities.

ProVisor, Inc.
NMLS ID: 1802853

5.853%

$1,868 Fees & Points $3,673 Total
0.776 Pts ($2,483)
$1,190 Fees

Refinance and Refi Cash Out Solutions for Every Homeowner and Veteran

Pro Mortgage Funding LLC
NMLS ID: 2119829

5.864%

$1,868 Fees & Points $3,995 Total
0.875 Pts ($2,800)
$1,195 Fees

Fast Refinance Options to Lower Rates or Pull Cash

Home Simply
NMLS ID: 2473786
License#: MBR6346

5.872%

$1,868 Fees & Points $4,253 Total
0.987 Pts ($3,158)
$1,095 Fees

Simple loans for your dream home!

LoanFlight Lending, LLC
NMLS ID: 1522344
License#: MLD 1386

5.924%

$1,893 Fees & Points $1,693 Total
0.529 Pts ($1,693)
$0 Fees

Charges $0 in Lender Fees
Get an Online Quote in Seconds
100% Online Process or Speak Directly with a Loan Officer

Bergen Mortgage Enterprise LLC
NMLS ID: 1897215
License#: MBR3293

5.944%

$1,893 Fees & Points $2,400 Total
0.750 Pts ($2,400)
$0 Fees

We searched 50+ lenders, so you'll save!

Beeline Loans, Inc.
NMLS ID: 1799947

5.957%

$1,893 Fees & Points $2,854 Total
0.892 Pts ($2,854)
$0 Fees

See how much cash an easy refi can give you.
Increase your ROI, renovate or roll in it!
Tap into your equity with a Beeline Refi. Apply Online in 15 minutes.

DECO Mortgage
NMLS ID: 2561451

5.961%

$1,893 Fees & Points $2,974 Total
0.695 Pts ($2,224)
$750 Fees

$0 Lender Fee. Never pay lender fee's with Deco!
Same Day Pre-Qualification (As fast as 30 minutes).
Single Point of Contact: Paired with your own mortgage professional.

West Capital Lending
NMLS ID: 1566096

5.979%

$1,893 Fees & Points $3,602 Total
0.721 Pts ($2,307)
$1,295 Fees

Let's CrunchtheNumbers and See if a Refinance Makes Sense for You

Better.com
NMLS ID: 330511

5.989%

$1,893 Fees & Points $3,961 Total
0.927 Pts ($2,966)
$995 Fees

The Right Mortgage could save you Thousands!

Farmers Bank of Kansas City
NMLS ID: 613839

6.001%

$1,893 Fees & Points $4,374 Total
0.777 Pts ($2,486)
$1,888 Fees

Competitive rates.
Surprisingly smooth process.

Refi.com
NMLS ID: 1907
License#: Florida

6.077%

$1,917 Fees & Points $3,002 Total
0.938 Pts ($3,002)
$0 Fees

Lower your monthly mortgage payment with a streamlined refinance
Keep more money in your pocket by rolling closing costs into your loan
Maximize your savings with custom options that fit your financial goals

Dylken Home Loans, Inc
NMLS ID: 2673152

6.086%

$1,919 Fees & Points $2,995 Total
0.936 Pts ($2,995)
$0 Fees

Make Refinancing a Breeze
Tap into your home’s equity for renovations or debt consolidation
Refinancing options customized for your unique financial needs

PenFed Credit Union
NMLS ID: 401822

6.151%

$1,919 Fees & Points $5,200 Total
0.625 Pts ($2,000)
$3,200 Fees

Let PenFed Bring You Home With Confidence
Benefits before and after you refinance
Lower your payment, get cash out, and more

Mutual of Omaha Mortgage, Inc.
NMLS ID: 1025894

6.212%

$1,945 Fees & Points $2,962 Total
0.707 Pts ($2,262)
$700 Fees

A brand you know and trust
Quick and efficient process
Mortgage products to fit your needs

New American Funding, LLC.
NMLS ID: 6606

6.327%

$1,969 Fees & Points $2,950 Total
0.922 Pts ($2,950)
$0 Fees

Direct Lender offering low rates, fast closings, and impeccable service
FHA, VA, Conventional, HARP, Jumbo and Reverse Mortgage
All-inclusive Direct Lender – no broker fees

Veterans United Home Loans
NMLS ID: 1907

Fees & Points Total
Pts ($0)
$0 Fees

Use your VA Loan benefits to get cash from your home equity
Get a personalized quote fast with instant uploads and 24/7 access
Over 300,000 verified 5-star reviews

Beeline Loans, Inc.
NMLS ID: 1799947

Fees & Points Total
Pts ($0)
$0 Fees

Apply in less than 10 minutes.
Fast, stress-free closing in as little as 14 days
More loan types so you’re more likely to qualify

CrossCountry Mortgage
NMLS ID: 3029

Fees & Points Total
Pts ($0)
$0 Fees

Top 3 Lender: Trusted and established.
19K+ 5-star reviews: Proven customer satisfaction.
Wide mortgage selection: Tailored solutions.

Quicken Loans
NMLS ID: 167283

Fees & Points Total
Pts ($0)
$0 Fees

Homeowners best kept secret for cash
See if a HELOAN could lower payments
Access cash without a changing your rate

Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.

Vystar Credit Union : Jacksonville Beach

Deposit Rates - December 26, 2025

Featured Home Equity Rates in Florida

Featured 30-Year Fixed Mortgage Rates in Florida

Nearby Branches of VYSTAR

Other Nearby Credit Unions to Consider