Watertown Savings Bank : Wsb Municipal Bank Branch
111 Clinton Street
Watertown, NY 13601
Deposit Rates -
December 30, 2025
| CD RATES |
APY |
MIN |
MAX |
|
|
6 Mo CD
|
0.20% |
$10,000 |
$14,999
|
Compare
|
|
6 Mo CD
|
0.20% |
$100,000 |
$199,999
|
Compare
|
|
12 Mo CD
|
0.30% |
$10,000 |
$14,999
|
Compare
|
|
12 Mo CD
|
0.30% |
$100,000 |
$199,999
|
Compare
|
|
18 Mo CD
|
0.36% |
$10,000 |
$14,999
|
Compare
|
|
18 Mo CD
|
0.36% |
$100,000 |
$199,999
|
Compare
|
|
24 Mo CD
|
0.41% |
$10,000 |
$14,999
|
Compare
|
|
24 Mo CD
|
0.41% |
$100,000 |
$199,999
|
Compare
|
|
36 Mo CD
|
0.46% |
$10,000 |
$14,999
|
Compare
|
|
36 Mo CD
|
0.46% |
$100,000 |
$199,999
|
Compare
|
|
48 Mo CD
|
0.51% |
$10,000 |
$14,999
|
Compare
|
|
48 Mo CD
|
0.51% |
$100,000 |
$199,999
|
Compare
|
|
60 Mo CD
|
0.66% |
$10,000 |
$14,999
|
Compare
|
|
60 Mo CD
|
0.66% |
$100,000 |
$199,999
|
Compare
|
| SAVINGS RATES |
APY |
MIN |
MAX |
|
|
Savings
|
0.05% |
$2,500 |
$4,999
|
Compare
|
| MM RATES |
APY |
MIN |
MAX |
|
|
Money Market
|
0.05% |
$2,500 |
$2,999
|
Compare
|
|
Money Market
|
0.05% |
$10,000 |
$14,999
|
Compare
|
|
Money Market
|
0.05% |
$25,000 |
$29,999
|
Compare
|
Loan Rates -
December 30, 2025
|
MORTGAGE PURCHASE
|
APR(%) |
MONTHLY PAYMENT |
|
5 Year Adjustable Conforming
|
7.57% |
$2,237.49 |
|
7 Year Adjustable Conforming
|
7.82% |
$2,292.52 |
|
15 Year Fixed Conforming
|
6.99% |
$2,854.82 |
|
20 Year Fixed Conforming
|
7.09% |
$2,480.96 |
|
30 Year Fixed Conforming
|
7.19% |
$2,156.98 |
|
MORTGAGE REFINANCE |
APR(%) |
MONTHLY PAYMENT |
|
5 Year Adjustable Conforming
|
7.57% |
$2,237.49
|
|
7 Year Adjustable Conforming
|
7.82% |
$2,292.52
|
|
15 Year Fixed Conforming
|
6.99% |
$2,854.82
|
|
20 Year Fixed Conforming
|
7.09% |
$2,480.96
|
|
30 Year Fixed Conforming
|
7.19% |
$2,156.98
|
|
AUTO LOAN RATES
|
APR(%) |
MONTHLY PAYMENT |
|
3 Year
|
4.25% |
$740.88
|
|
4 Year
|
4.25% |
$567.28
|
|
5 Year
|
4.25% |
$463.24
|
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