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Wayne County Community Federal Credit Union : Wayne County Community Fcu

311 Kaufman Drive
Smithville, OH 44677

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Wayne County Community Federal Credit Union : Wayne County Community FCU — distance 411.1

Deposit Rates - November 06, 2025

CD RATES	APY	MIN	MAX
6 Mo CD	0.30%	$10,000	$14,999	Compare
6 Mo CD	0.30%	$100,000	$199,999	Compare
12 Mo CD	0.50%	$10,000	$14,999	Compare
12 Mo CD	0.50%	$100,000	$199,999	Compare
24 Mo CD	0.75%	$10,000	$14,999	Compare
24 Mo CD	0.75%	$100,000	$199,999	Compare
36 Mo CD	0.80%	$10,000	$14,999	Compare
36 Mo CD	0.80%	$100,000	$199,999	Compare
48 Mo CD	0.85%	$10,000	$14,999	Compare
48 Mo CD	0.85%	$100,000	$199,999	Compare
60 Mo CD	0.90%	$10,000	$14,999	Compare
60 Mo CD	0.90%	$100,000	$199,999	Compare

SAVINGS RATES	APY	MIN	MAX
Savings	0.05%	$2,500	$4,999	Compare

MM RATES	APY	MIN	MAX
Money Market	0.10%	$2,500	$2,999	Compare
Money Market	0.15%	$10,000	$14,999	Compare
Money Market	0.25%	$25,000	$29,999	Compare

Featured Home Equity Rates in Ohio

Lender APR(%) Min.Initial
Draw Amount Learn More
Sponsored

Advertiser Disclosure

PenFed Credit Union
NMLS ID: 401822 / Updated 2025-11-06
Equal Housing Lender

Home Equity Line of Credit - Equal Housing Lender

Home Equity Line of Credit - Equal Housing Lender
Loans Amounts from $25,000 - $500,000
Get a HELOC from PenFed to Put Your Home Equity to Work
HELOCs Can Offer Lower Rates Than Credit Cards or Personal Loans

Upstart
NMLS ID: 2443873 / Updated 2025-07-23

Intro APR: 6.520 %
After Intro:6.520 %

$20,800

As low as 6.52% APR on your initial draw*
Get your money up to 10x faster than the industry standard**
Fixed rate on each draw**
No paperwork needed to apply

Achieve Loans
NMLS ID: 1810501 / Updated 2025-09-30

Intro APR: 6.740 %
After Intro:6.740 %

Competitive rates, Pre-qualify in minutes
Mortgage Advisors standing by to help find the best solution
Flexible terms with fast funding
Minimum credit score: 600

Figure Home Equity
NMLS ID: 1717824 / Updated 2025-09-22

Intro APR: 6.950 %
After Intro:6.950 %

$15,000

Flexible terms, borrow $15K-$750K, redraw up to 100%
Use to consolidate debt or finance your next home project
100% digital app & automated valuation
Largest non-bank HELOC lender in the US

Third Federal Savings and Loan
NMLS ID: 449401 / Updated 2025-11-06
Equal Housing Lender

Intro APR: 6.990 %
After Intro:6.990 %

Third Federal rate are typically 20% lower than other leaders
Guaranteed Lowest Rate
No closing costs, prepayment penalties, or minimum draw requirements
10 year draw period

Four Leaf Federal Credit Union
NMLS ID: 449104 / Updated 2025-10-31

Intro APR: 5.990 %
After Intro:7.250 %
Intro Period: 12 months

$25,000

Tap into your home's equity & access the funds you need with a HELOC
Apply online or speak with a specialist
No application, origination & appraisal fees on lines up to $500K[3]
On average, access funds within 35 days[5]

Upstart
NMLS ID: 2443873 / Updated 2025-11-06

As low as 6.52% APR on your initial draw*

As low as 6.52% APR on your initial draw*
Get your money up to 10x faster than the industry standard**
Fixed rate on each draw **
No paperwork needed to apply

Rate
NMLS ID: 2611 / Updated 2025-11-06

Find what’s best for you: HELOC, Home Equity Loan, Cash Out Refi

Nation's #2 retail mortgage lender in 2024.
Apply in 5 minutes, get your money in as fast as 5 days.
Digital application experience.
No in-person appraisal needed.

Owning.com
NMLS ID: 2611 / Updated 2025-11-06

Find what’s best for you: HELOC, Home Equity Loan, Cash Out Refi

Apply in 5 minutes, get your money in as fast as 5 days.
Digital application experience.
Funds directly to your bank account.
No in-person appraisal needed.

AmeriSave Mortgage Corporation
NMLS ID: 1168 / Updated 2025-11-06

Home Equity Loans & Refinance – Cash out

Home Equity Loans & Refinance – Cash out
Customized rate quote with no impact to credit
Low Rates, Quick Approvals, Wide Range of Products
Over 100 Billion Funded. 22 Years in Business

CrossCountry Mortgage, LLC
NMLS ID: 3029 / Updated 2025-11-06

Unlock Your Home's Potential

Transform Your Home Equity Into Cash: Explore our Tech-Powered Solutions!
Unlock Your Home's Value: Discover the Power of our Online HELOC!
Maximize Your Equity: Get Cash-Out Using Our HELOC for Your Next Big Step
Secure Your Future: Experience the Ease of our Fixed Home Equity Loans

Figure Home Equity Line
NMLS ID: 1717824 / Updated 2025-11-06
Equal Housing Lender

HELOC approval in 5 minutes, funding in 5 days. Borrow up to $750k online.

Fastest way to turn home equity into cash
Flexible terms, redraw up to 100%, borrow $15k-$750k
Approval in as little as 5 minutes. Funding in as few as 5 days.
Use to consolidate debt or finance your next home project

Unlock Technologies, Inc.
NMLS ID: Not a Lender / Updated 2025-11-06

Get cash now in exchange for a percentage of your homes future equity.

No monthly payments or interest charges
Minimum Credit score: 500
Access up to $500k
No need to refinance

Spring EQ
NMLS ID: 1464945 / Updated 2025-11-06

The leader for homeowners tapping cash from their homes since 2016.

Access up to 90% of your home's equity, up to a maximum of $500,000.
FIXLINE: The flexibility of a HELOC with the stability of a HELOAN.
A fixed rate for life- no need to worry about fluctuating rates.
We make it easy - and fast - to access your cash (as little as 11 days).

Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.

Featured 30-Year Fixed Mortgage Rates in Ohio

Lender APR(%) Monthly Payment Learn More
Sponsored

Advertiser Disclosure

Quicken Loans
NMLS ID: 167283

0.000%

$0 Fees & Points $0 Total
0.000 Pts ($0)
$0 Fees

Homeowners best kept secret for cash
See if a HELOAN could lower payments
Access cash without a changing your rate

Reliant Home Funding, Inc.
NMLS ID: 292473

5.772%

$1,843 Fees & Points $5,166 Total
0.991 Pts ($3,171)
$1,995 Fees

Relationships Rule: Transactions end, Relationships remain
Accountability is Personal: Reflection before Projection
Service through Knowledge: Great service means great understanding

Advantage Lending
NMLS ID: 2592312
License#: RM.805266.000

5.861%

$1,843 Fees & Points $8,325 Total
1.000 Pts ($3,200)
$5,125 Fees

Boutique mortgage broker providing personalized service and great rates.
We automate our back office tasks, not customer communication.
We close loans in as little as 10 days.

Tithe Lending
NMLS ID: 2439006

5.965%

$1,893 Fees & Points $3,210 Total
0.625 Pts ($2,000)
$1,210 Fees

Our rates and fee structure are straight forward and honest.
Our average closing times are 2-3 weeks due to a simple process.
We donate the first 10% of all of loan proceeds to local charities.

Pure Rate Mortgage
NMLS ID: 2578474

5.968%

$1,893 Fees & Points $3,210 Total
0.675 Pts ($2,160)
$1,050 Fees

Pure Rate equals Pure Savings
We provide real-time access to premier wholesale lenders
Delivering wholesale pricing instantly

West Capital Lending
NMLS ID: 1566096

6.003%

$1,893 Fees & Points $4,453 Total
0.987 Pts ($3,158)
$1,295 Fees

Let's CrunchtheNumbers and See if a Refinance Makes Sense for You

Refi.com
NMLS ID: 1907
License#: Ohio

6.178%

$1,945 Fees & Points $1,802 Total
0.563 Pts ($1,802)
$0 Fees

Lower your monthly mortgage payment with a streamlined refinance
Keep more money in your pocket by rolling closing costs into your loan
Maximize your savings with custom options that fit your financial goals

PenFed Credit Union
NMLS ID: 401822

6.186%

$1,919 Fees & Points $6,400 Total
1.000 Pts ($3,200)
$3,200 Fees

Let PenFed Bring You Home With Confidence
Benefits before and after you refinance
Lower your payment, get cash out, and more

New American Funding, LLC.
NMLS ID: 6606

6.343%

$1,971 Fees & Points $3,158 Total
0.987 Pts ($3,158)
$0 Fees

Direct Lender offering low rates, fast closings, and impeccable service
FHA, VA, Conventional, HARP, Jumbo and Reverse Mortgage
All-inclusive Direct Lender – no broker fees

Mutual of Omaha Mortgage, Inc.
NMLS ID: 1025894

6.455%

$1,997 Fees & Points $2,700 Total
0.625 Pts ($2,000)
$700 Fees

A brand you know and trust
Quick and efficient process
Mortgage products to fit your needs

Quicken Loans
NMLS ID: 167283

Fees & Points Total
Pts ($0)
$0 Fees

Homeowners best kept secret for cash
See if a HELOAN could lower payments
Access cash without a changing your rate

Beeline Loans, Inc.
NMLS ID: 1799947

Fees & Points Total
Pts ($0)
$0 Fees

Apply in less than 10 minutes.
Fast, stress-free closing in as little as 14 days
More loan types so you’re more likely to qualify

Veterans United Home Loans
NMLS ID: 1907

Fees & Points Total
Pts ($0)
$0 Fees

Use your VA Loan benefits to get cash from your home equity
Get a personalized quote fast with instant uploads and 24/7 access
Over 300,000 verified 5-star reviews

Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.

Wayne County Community Federal Credit Union : Wayne County Community Fcu

Deposit Rates - November 06, 2025

Featured Home Equity Rates in Ohio

Featured 30-Year Fixed Mortgage Rates in Ohio

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