Credit Unions | Winsouth Credit Union | Branches | RAINBOW CITY

Winsouth Credit Union : Rainbow City

199 INDEPENDENT DR
RAINBOW CITY, AL 35906

Phone 256-543-2252

Your current location is: New York City, NY

Winsouth Credit Union : RAINBOW CITY — distance 808.01

Deposit Rates - August 26, 2025

CD RATES	APY	MIN	MAX
6 Mo CD	0.30%	$10,000	$14,999	Compare
6 Mo CD	0.30%	$100,000	$199,999	Compare
12 Mo CD	0.45%	$10,000	$14,999	Compare
12 Mo CD	0.45%	$100,000	$199,999	Compare
24 Mo CD	0.55%	$10,000	$14,999	Compare
24 Mo CD	0.55%	$100,000	$199,999	Compare
36 Mo CD	0.65%	$10,000	$14,999	Compare
36 Mo CD	0.65%	$100,000	$199,999	Compare
48 Mo CD	0.75%	$10,000	$14,999	Compare
48 Mo CD	0.75%	$100,000	$199,999	Compare
60 Mo CD	0.85%	$10,000	$14,999	Compare
60 Mo CD	0.85%	$100,000	$199,999	Compare

SAVINGS RATES	APY	MIN	MAX
Savings	0.10%	$2,500	$4,999	Compare

MM RATES	APY	MIN	MAX
Money Market	0.25%	$2,500	$2,999	Compare
Money Market	0.25%	$10,000	$14,999	Compare
Money Market	0.25%	$25,000	$29,999	Compare

Featured Home Equity Rates in Alabama

Lender APR(%) Min.Initial
Draw Amount Learn More
Sponsored

Advertiser Disclosure

Upstart
NMLS ID: 2443873 / Updated 2025-07-23

Intro APR: 6.520 %
After Intro:6.520 %

$20,800

As low as 6.52% APR on your initial draw*
Get your money up to 10x faster than the industry standard**
Fixed rate on each draw**
No paperwork needed to apply

Figure Home Equity
NMLS ID: 1717824 / Updated 2025-07-10

Intro APR: 6.900 %
After Intro:6.900 %

$15,000

Flexible terms, borrow $15K-$750K, redraw up to 100%
Use to consolidate debt or finance your next home project
100% digital app & automated valuation
Largest non-bank HELOC lender in the US

Upstart
NMLS ID: 2443873 / Updated 2025-08-26

As low as 6.52% APR on your initial draw*

As low as 6.52% APR on your initial draw*
Get your money up to 10x faster than the industry standard**
Fixed rate on each draw **
No paperwork needed to apply

Four Leaf Federal Credit Union
NMLS ID: 449104 / Updated 2025-04-18

Intro APR: 6.490 %
After Intro:7.750 %
Intro Period: 12 months

$25,000

Tap into your home's equity & access the funds you need with a HELOC
Apply online or speak with a specialist
No application, origination & appraisal fees on lines up to $500K[3]
On average, access funds within 35 days[5]

Achieve Loans
NMLS ID: 1810501 / Updated 2025-05-08

Intro APR: 9.875 %
After Intro:9.875 %

Competitive rates, Pre-qualify in minutes
Mortgage Advisors standing by to help find the best solution
Flexible terms with fast funding
Minimum credit score: 640

PenFed Credit Union
NMLS ID: 401822 / Updated 2025-08-26
Equal Housing Lender

Home Equity Line of Credit - Equal Housing Lender

Home Equity Line of Credit - Equal Housing Lender
Loans Amounts from $25,000 - $500,000
Get a HELOC from PenFed to Put Your Home Equity to Work
HELOCs Can Offer Lower Rates Than Credit Cards or Personal Loans

Figure Home Equity Line
NMLS ID: 1717824 / Updated 2025-08-26
Equal Housing Lender

HELOC approval in 5 minutes, funding in 5 days. Borrow up to $750k online.

Fastest way to turn home equity into cash
Flexible terms, redraw up to 100%, borrow $15k-$750k
Approval in as little as 5 minutes. Funding in as few as 5 days.
Use to consolidate debt or finance your next home project

Spring EQ
NMLS ID: 1464945 / Updated 2025-08-26

The leader for homeowners tapping cash from their homes since 2016.

Access up to 90% of your home's equity, up to a maximum of $500,000.
FIXLINE: The flexibility of a HELOC with the stability of a HELOAN.
A fixed rate for life- no need to worry about fluctuating rates.
We make it easy - and fast - to access your cash (as little as 11 days).

AmeriSave Mortgage Corporation
NMLS ID: 1168 / Updated 2025-08-26

Home Equity Loans & Refinance – Cash out

Home Equity Loans & Refinance – Cash out
Customized rate quote with no impact to credit
Low Rates, Quick Approvals, Wide Range of Products
Over 100 Billion Funded. 22 Years in Business

New American Funding, LLC
NMLS ID: 6606 / Updated 2025-08-26

Cash-Out and Home Equity Options Available.

Competitive Rates for FICO Scores 580-679
366k+ positive reviews, A rating from the BBB
Pay off higher interest rate credit cards, Pay college tuition
100% online mortgage application available

Rate
NMLS ID: 2611 / Updated 2025-08-26

Find what’s best for you: HELOC, Home Equity Loan, Cash Out Refi

Nation's #2 retail mortgage lender in 2024.
Apply in 5 minutes, get your money in as fast as 5 days.
Digital application experience.
No in-person appraisal needed.

Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.

Featured 30-Year Fixed Mortgage Rates in Alabama

Lender APR(%) Monthly Payment Learn More
Sponsored

Advertiser Disclosure

Allied Mortgage Group, Inc.
NMLS ID: 1067

6.339%

$1,971 Fees & Points $3,030 Total
0.947 Pts ($3,030)
$0 Fees

Streamlined Process
Expertise
Customer Service

West Capital Lending
NMLS ID: 1566096

6.363%

$1,971 Fees & Points $3,817 Total
0.788 Pts ($2,522)
$1,295 Fees

Let's CrunchtheNumbers and See if a Refinance Makes Sense for You

Farmers Bank of Kansas City
NMLS ID: 613839

6.393%

$1,971 Fees & Points $4,844 Total
0.924 Pts ($2,957)
$1,887 Fees

Competitive rates.
Surprisingly smooth process.

Refi.com
NMLS ID: 1907

6.440%

$1,997 Fees & Points $2,202 Total
0.688 Pts ($2,202)
$0 Fees

Lower your monthly mortgage payment with a streamlined refinance
Keep more money in your pocket by rolling closing costs into your loan
Maximize your savings with custom options that fit your financial goals

Mutual of Omaha Mortgage, Inc.
NMLS ID: 1025894

6.466%

$1,997 Fees & Points $3,068 Total
0.740 Pts ($2,368)
$700 Fees

A brand you know and trust
Quick and efficient process
Mortgage products to fit your needs

Beeline Loans, Inc.
NMLS ID: 1799947

6.500%

$2,023 Fees & Points $0 Total
0.000 Pts ($0)
$0 Fees

See how much cash an easy refi can give you.
Increase your ROI, renovate or roll in it!
Tap into your equity with a Beeline Refi. Apply Online in 15 minutes.

PenFed Credit Union
NMLS ID: 401822

6.541%

$1,997 Fees & Points $5,600 Total
0.750 Pts ($2,400)
$3,200 Fees

Let PenFed Bring You Home With Confidence
Benefits before and after you refinance
Lower your payment, get cash out, and more

Agave Home Loans
NMLS ID: 1951574
License#: 1951574

6.843%

$2,076 Fees & Points $3,232 Total
0.948 Pts ($3,034)
$198 Fees

Low Rates and Great Service Earned Us 1200+ 5-Star Reviews and A+ BBB Rating
Combine high-interest debts into one loan with a lower interest rate
Get a Quick Quote

Rocket Mortgage
NMLS ID: 3030

Fees & Points Total
Pts ($0)
$0 Fees

Turn home equity you've earned into cash
Single, convenient monthly payments
Reduce interest with shorter loan terms

Freedom Mortgage Corporation
NMLS ID: 2767

Fees & Points Total
Pts ($0)
$0 Fees

We approve credit scores as low as 550 for VA and FHA refinancing
Family-owned, 35+ years of cash out assistance
A top FHA and VA lender

Quicken Loans
NMLS ID: 167283

Fees & Points Total
Pts ($0)
$0 Fees

Homeowners best kept secret for cash
See if a HELOAN could lower payments
Access cash without a changing your rate

Veterans United Home Loans
NMLS ID: 1907

Fees & Points Total
Pts ($0)
$0 Fees

Use your VA Loan benefits to get cash from your home equity
Get a personalized quote fast with instant uploads and 24/7 access
Over 300,000 verified 5-star reviews

Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.

Winsouth Credit Union : Rainbow City

Deposit Rates - August 26, 2025

Featured Home Equity Rates in Alabama

Featured 30-Year Fixed Mortgage Rates in Alabama

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