American Bank & Trust Company of Opelousas is an FDIC insured institution headquartered at
307 E Landry St, Opelousas, LA 70570.
It was founded in
1958 and has approximately $0 billion in assets. Customers can open an account at one of its 8 branches.
Tap into your home's equity & access the funds you need with a HELOC
Apply online or speak with a specialist
No application, origination & appraisal fees on lines up to $500K[3]
On average, access funds within 35 days[5]
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .
Overview 2026
General Bank Information
FDIC Insured
Yes
FDIC Certificate
# 17906
Date Established
1958
Assets
$ 253.52 million
Loans
$ 180.29 million
Deposits
$ 205.52 million
Capital
$ 25.59 million
Summary Balance Sheet as of September 30, 2025
ASSETS
Cash & Balances due from depository institutions
$ 12.79 million
Interest-bearing balances
$ 8.76 million
Total securities
$ 51.88 million
Federal funds sold and reverse repurchase
N.A.
Net loans and leases
$ 180.29 million
Loan loss allowance
$ 1.72 million
Trading account assets
N.A.
Bank premises and fixed assets
N.A.
Other real estate owned
N.A.
Goodwill and other intangibles
N.A.
All other assets
$ 4.80 million
Total Assets
$ 227.93 million
LIABILITIES
Total deposits
$ 205.52 million
Interest-bearing deposits
$ 128.30 million
Deposits held in domestic offices
$ 205.52 million
% insured (estimated)"
70.90%
Federal funds purchased and repurchase agreements
$ 9.30 million
Trading liabilities
N.A.
Other borrowed funds
$ 2.87 million
Subordinated debt
N.A.
All other liabilities
$ 1.90 millionn
Total Liabilities
$ 227.93 million
Shareholders’ Equity
$ 25.59 million
Summary Income Statement as of September 30, 2025
INCOME AND EXPENSES
Total Interest Income
$ 9.51 million
Total Interest Expense
$ 2.06 million
Net interest income
$ 7.44 million
Provision for loan and lease losses
$ 0.13 million
Total non interest income
$ 0.71 million
Total non interest expense
$ 4.86 million
Pre-tax Net Operating Income
$ 1.29 million
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Branches
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American Bank & Trust Company of Opelousas Locations
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