Bank of Cattaraugus is an FDIC insured institution headquartered at
24 Main St, Cattaraugus, NY 14719.
It was founded in
1882 and has approximately $0 billion in assets. Customers can open an account at one of its 1 branches.
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .
Overview 2026
General Bank Information
FDIC Insured
Yes
FDIC Certificate
# 9406
Date Established
1882
Assets
$ 27.29 million
Loans
$ 16.77 million
Deposits
$ 23.92 million
Capital
$ 3.33 million
Summary Balance Sheet as of September 30, 2025
ASSETS
Cash & Balances due from depository institutions
$ 1.98 million
Interest-bearing balances
$ 1.52 million
Total securities
$ 7.03 million
Federal funds sold and reverse repurchase
N.A.
Net loans and leases
$ 16.77 million
Loan loss allowance
$ 0.21 million
Trading account assets
N.A.
Bank premises and fixed assets
N.A.
Other real estate owned
$ 0.06 million
Goodwill and other intangibles
N.A.
All other assets
$ 0.59 million
Total Assets
$ 23.96 million
LIABILITIES
Total deposits
$ 23.92 million
Interest-bearing deposits
$ 13.67 million
Deposits held in domestic offices
$ 23.92 million
% insured (estimated)"
87.99%
Federal funds purchased and repurchase agreements
N.A.
Trading liabilities
N.A.
Other borrowed funds
N.A.
Subordinated debt
N.A.
All other liabilities
$ 0.04 millionn
Total Liabilities
$ 23.96 million
Shareholders’ Equity
$ 3.33 million
Summary Income Statement as of September 30, 2025
INCOME AND EXPENSES
Total Interest Income
$ 1.84 million
Total Interest Expense
$ 0.14 million
Net interest income
$ 1.70 million
Provision for loan and lease losses
$ 0.01 million
Total non interest income
$ 0.10 million
Total non interest expense
$ 1.53 million
Pre-tax Net Operating Income
$ 0.13 million
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