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Western Alliance Bank is an FDIC insured institution headquartered at
1 E Washington St, Phoenix, AZ 85004.
It was founded in
2003 and has approximately $93 billion in assets. Customers can open an account at one of its 43 branches.
| SAVINGS RATES | APY | MIN | |
|---|---|---|---|
|
Savings
|
0.05% | $2,500 | Compare |
| CD RATES | APY | MIN | |
|---|---|---|---|
|
6 Mo CD
|
0.20% | $10,000 | Compare |
|
6 Mo CD
|
0.25% | $100,000 | Compare |
|
12 Mo CD
|
0.35% | $10,000 | Compare |
|
12 Mo CD
|
0.45% | $100,000 | Compare |
|
18 Mo CD
|
0.45% | $10,000 | Compare |
|
18 Mo CD
|
0.45% | $100,000 | Compare |
|
24 Mo CD
|
0.45% | $10,000 | Compare |
|
24 Mo CD
|
0.45% | $100,000 | Compare |
|
36 Mo CD
|
0.45% | $10,000 | Compare |
|
36 Mo CD
|
0.45% | $100,000 | Compare |
|
48 Mo CD
|
0.45% | $10,000 | Compare |
|
48 Mo CD
|
0.45% | $100,000 | Compare |
|
60 Mo CD
|
0.45% | $10,000 | Compare |
|
60 Mo CD
|
0.45% | $100,000 | Compare |
| MM RATES | APY | MIN | |
|---|---|---|---|
|
Money Market
|
0.05% | $2,500 | Compare |
|
Money Market
|
0.05% | $10,000 | Compare |
|
Money Market
|
0.05% | $25,000 | Compare |
| FIXED IRA RATES | APY | MIN |
|---|---|---|
|
Fixed IRA
|
0.35% | $1 |
| INT CHECKING RATES | APY | MIN |
|---|---|---|
|
Int Ckg
|
0.05% | $1 |
|
Int Ckg
|
0.05% | $2,500 |
| Fund home improvements, debt consolidation, major expenses, & more | $0 |
|
Intro APR: 6.823 %
After Intro:6.823 % |
$25,000 |
|
Intro APR: 6.950 %
After Intro:6.950 % |
$15,000 |
Four Leaf Federal Credit Union NMLS ID: 449104 / Updated 2025-12-22 |
Intro APR: 5.990 %
After Intro:7.000 % Intro Period: 12 months |
$25,000 |
|
Intro APR: 7.375 %
After Intro:7.375 % Intro Period: 7 months |
$25,000 |
Unlock Technologies, Inc. NMLS ID: Not a Lender / Updated 2026-06-08 |
Get cash now in exchange for a percentage of your homes future equity. | $0 |
| Cash in with a HELOC | $0 |
AmeriSave Mortgage Corporation NMLS ID: 1168 / Updated 2026-06-08 |
Home Equity Loans & Refinance – Cash out | $0 |
Optimum First Inc NMLS ID: 240415 |
6.146% |
$1,919
Fees & Points
$5,048 Total
0.954 Pts ($3,053) $1,995 Fees |
Basis Lending, LLC NMLS ID: 2463124 |
6.305% |
$1,945
Fees & Points
$6,314 Total
0.875 Pts ($2,800) $3,515 Fees |
Mutual of Omaha Mortgage, Inc. NMLS ID: 1025894 |
6.408% |
$1,945
Fees & Points
$9,690 Total
0.903 Pts ($2,890) $6,800 Fees |
| 6.434% |
$1,997
Fees & Points
$1,974 Total
0.617 Pts ($1,974) $0 Fees |
Northpointe Bank NMLS ID: 447490 |
6.480% |
$1,997
Fees & Points
$3,517 Total
0.663 Pts ($2,122) $1,395 Fees |
Sage Home Loan Corporation NMLS ID: 3304 |
6.606% |
$2,023
Fees & Points
$3,552 Total
0.643 Pts ($2,058) $1,494 Fees |
SoFi NMLS ID: 696891 |
6.754% |
$2,049
Fees & Points
$4,289 Total
0.873 Pts ($2,794) $1,495 Fees |
Veterans United Home Loans NMLS ID: 1907 |
Fees & Points
Total
Pts ($0) $0 Fees |
Beeline Loans, Inc. NMLS ID: 1799947 |
Fees & Points
Total
Pts ($0) $0 Fees |
|
Fees & Points
Total
Pts ($0) $0 Fees |
Rocket Mortgage NMLS ID: 3030 |
Fees & Points
Total
Pts ($0) $0 Fees |
CrossCountry Mortgage NMLS ID: 3029 |
Fees & Points
Total
Pts ($0) $0 Fees |
| FDIC Insured | Yes |
| FDIC Certificate | # 57512 |
| Date Established | 2003 |
| Assets | $ 92.74 billion |
| Loans | $ 61.83 billion |
| Deposits | $ 77.64 billion |
| Capital | $ 8.11 billion |
| ASSETS | |
| Cash & Balances due from depository institutions | $ 3.60 billion |
| Interest-bearing balances | $ 3.10 billion |
| Total securities | $ 20.40 billion |
| Federal funds sold and reverse repurchase | N.A. |
| Net loans and leases | $ 61.83 billion |
| Loan loss allowance | $ 460.69 million |
| Trading account assets | N.A. |
| Bank premises and fixed assets | N.A. |
| Other real estate owned | $ 137.43 million |
| Goodwill and other intangibles | $ 2.14 billion |
| All other assets | $ 2.36 billion |
| Total Assets | $ 84.63 billion |
| LIABILITIES | |
| Total deposits | $ 77.64 billion |
| Interest-bearing deposits | $ 53.29 billion |
| Deposits held in domestic offices | $ 77.64 billion |
| % insured (estimated)" | 66.30% |
| Federal funds purchased and repurchase agreements | N.A. |
| Trading liabilities | N.A. |
| Other borrowed funds | $ 3.45 billion |
| Subordinated debt | $ 394.52 million |
| All other liabilities | $ 1,088.44 millionn |
| Total Liabilities | $ 84.63 billion |
| Shareholders’ Equity | $ 8.11 billion |
| INCOME AND EXPENSES | |
| Total Interest Income | $ 4.69 billion |
| Total Interest Expense | $ 1,812.35 million |
| Net interest income | $ 2.88 billion |
| Provision for loan and lease losses | $ 224.10 million |
| Total non interest income | $ 633.08 million |
| Total non interest expense | $ 2.12 billion |
| Pre-tax Net Operating Income | $ 616.77 million |
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