Quontic Bank
Quontic Bank is an FDIC insured institution headquartered at
3105 Broadway, Astoria, NY 11106.
It was founded in
0000 and has approximately $1 billion in
assets. Customers can open an account at one of its 3 branches.
Deposit Rates - September 23, 2023
| SAVINGS RATES | APY | MIN | |
|---|---|---|---|
|
SAV
|
4.25% | $0 | Compare |
| MM RATES | APY | MIN | |
|---|---|---|---|
|
Money Market
|
4.75% | $0 | Compare |
| INT CHECKING RATES | APY | MIN |
|---|---|---|
|
INTCK
|
1.10% | $0 |
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Overview 2023
General Bank Information
| FDIC Insured | Yes |
| FDIC Certificate | # 57807 |
| Date Established | 0000 |
| Assets | $ 577.71 million |
| Loans | $ 417.72 million |
| Deposits | $ 466.71 million |
| Capital | $ 82.19 million |
Summary Balance Sheet as of June 30, 2023
| ASSETS | |
| Cash & Balances due from depository institutions | $ 116.27 million |
| Interest-bearing balances | $ 114.93 million |
| Total securities | $ 4.49 million |
| Federal funds sold and reverse repurchase | $ 0.05 million |
| Net loans and leases | $ 417.72 million |
| Loan loss allowance | $ 0.28 million |
| Trading account assets | N.A. |
| Bank premises and fixed assets | N.A. |
| Other real estate owned | N.A. |
| Goodwill and other intangibles | $ 2.04 million |
| All other assets | $ 33.94 million |
| Total Assets | $ 495.52 million |
| LIABILITIES | |
| Total deposits | $ 466.71 million |
| Interest-bearing deposits | $ 454.54 million |
| Deposits held in domestic offices | $ 466.71 million |
| % insured (estimated) | 90.15% |
| Federal funds purchased and repurchase agreements | N.A. |
| Trading liabilities | N.A. |
| Other borrowed funds | $ 55.23 million |
| Subordinated debt | N.A. |
| All other liabilities | $ 19.15 millionn |
| Total Liabilities | $ 495.52 million |
| Shareholders’ Equity | $ 82.19 million |
Summary Income Statement as of June 30, 2023
| INCOME AND EXPENSES | |
| Total Interest Income | $ 19.29 million |
| Total Interest Expense | $ 6.90 million |
| Net interest income | $ 12.39 million |
| Provision for loan and lease losses | $ 0.02 million |
| Total non interest income | $ 9.96 million |
| Total non interest expense | $ 22.11 million |
| Pre-tax Net Operating Income | N.A. |
*Should any logos, images or public notes appear on this page,they do so courtesy of Quontic Bank and are not subject to approval of RatesAndInfo.com. RatesAndInfo.com expressly disclaims all responsibility for this content.
Customer Reviews for Quontic Bank (1)
Rated 1.00 stars out of 5 - based on 1 reviews
Branches
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Quontic Bank Locations
Savings Comparison
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
PRODUCT
BANK
BANK TYPE
STATE
AMOUNT
TERM
APY
VS.NATL'L AV.
MIN
MILES
Tax Rate: 30%
All calculations are for demonstration purposes only.
- 1ONLINE SAVINGSBank-$50,000N.A.4.25%25.60x (National Avg. - 0.17%)$0-SCENARIO
Year Rate
4.25%Annual
InterestAnnual Interest
(After Tax)1 50,000 2,125 1,488 2 52,125 2,215 1,551 3 54,340 2,309 1,617 4 56,650 2,408 1,685 5 59,057 2,510 1,757 6 61,567 2,617 1,832 7 64,184 2,728 1,909 8 66,912 2,844 1,991 9 69,756 2,965 2,075 10 72,720 3,091 2,163 11 75,811 3,222 2,255 12 79,033 3,359 2,351 13 82,392 3,502 2,451 14 85,893 3,650 2,555 15 89,544 3,806 2,664 16 93,349 3,967 2,777 17 97,317 4,136 2,895 18 101,453 4,312 3,018 19 105,764 4,495 3,146 20 110,259 4,686 3,280 TOTAL $64,945 $45,462 - 2LOCAL SAVINGSOnline Bank-$50,000N.A.4.30%25.90x (National Avg. - 0.17%)$0-SCENARIO
Year Rate
4.30%Annual
InterestAnnual Interest
(After Tax)1 50,000 2,150 1,505 2 52,150 2,242 1,570 3 54,392 2,339 1,637 4 56,731 2,439 1,708 5 59,171 2,544 1,781 6 61,715 2,654 1,858 7 64,369 2,768 1,938 8 67,137 2,887 2,021 9 70,024 3,011 2,108 10 73,035 3,140 2,198 11 76,175 3,276 2,293 12 79,451 3,416 2,391 13 82,867 3,563 2,494 14 86,430 3,717 2,602 15 90,147 3,876 2,713 16 94,023 4,043 2,830 17 98,066 4,217 2,952 18 102,283 4,398 3,079 19 106,681 4,587 3,211 20 111,268 4,785 3,349 TOTAL $66,053 $46,237
Eldridge jaw 01
November 27, 2021 |
I tried to open account and was rejected. Called and was treated worse than I could have imagined any bank ever treating anyone. These guys can go to hell.