Quontic Bank
Quontic Bank is an FDIC insured institution headquartered at
3105 Broadway, Astoria, NY 11106.
It was founded in
2005 and has approximately $1 billion in assets. Customers can open an account at one of its 3 branches.
Deposit Rates - February 03, 2026
| SAVINGS RATES | APY | MIN | |
|---|---|---|---|
|
SAV
|
3.50% | $0 | Compare |
| CD RATES | APY | MIN | |
|---|---|---|---|
|
3 Mo CD
|
3.85% | $500 | Compare |
| MM RATES | APY | MIN | |
|---|---|---|---|
|
Money Market
|
4.10% | $100 | Compare |
| INT CHECKING RATES | APY | MIN |
|---|---|---|
|
INTCK
|
1.10% | $0 |
Featured Home Equity Rates
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Reliant Home Funding, Inc
NMLS ID: 292473 / Updated 2025-09-22Intro APR: 6.950 %
After Intro:6.950 %
$15,000 -
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NMLS ID: 1717824 / Updated 2025-09-22Intro APR: 6.950 %
After Intro:6.950 %
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Four Leaf Federal Credit Union
NMLS ID: 449104 / Updated 2025-12-22Intro APR: 5.990 %
After Intro:7.000 %
Intro Period: 12 months
$25,000 -
Intro APR: 7.750 %
After Intro:7.750 %
$25,000 - Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .
Featured 30-Year Fixed Mortgage Rates
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Pentagon Federal Credit Union
NMLS ID: 4018220.000% $0 Fees & Points $0 Total
0.000 Pts ($0)
$0 Fees -
Reliant Home Funding, Inc.
NMLS ID: 2924735.854% $1,868 Fees & Points $3,617 Total
0.507 Pts ($1,622)
$1,995 Fees -
5.989% $1,893 Fees & Points $3,952 Total
0.924 Pts ($2,957)
$995 Fees -
PenFed Credit Union
NMLS ID: 4018226.025% $1,893 Fees & Points $5,195 Total
1.000 Pts ($3,200)
$1,995 Fees -
Quicken Loans
NMLS ID: 167283Fees & Points Total
Pts ($0)
$0 Fees - Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .
Overview 2026
General Bank Information
| FDIC Insured | Yes |
| FDIC Certificate | # 57807 |
| Date Established | 2005 |
| Assets | $ 716.43 million |
| Loans | $ 584.91 million |
| Deposits | $ 609.13 million |
| Capital | $ 83.00 million |
Summary Balance Sheet as of September 30, 2025
| ASSETS | |
| Cash & Balances due from depository institutions | $ 96.41 million |
| Interest-bearing balances | $ 80.30 million |
| Total securities | $ 4.85 million |
| Federal funds sold and reverse repurchase | $ 0.09 million |
| Net loans and leases | $ 584.91 million |
| Loan loss allowance | $ 1.02 million |
| Trading account assets | N.A. |
| Bank premises and fixed assets | N.A. |
| Other real estate owned | $ 0.38 million |
| Goodwill and other intangibles | N.A. |
| All other assets | $ 33.94 million |
| Total Assets | $ 633.43 million |
| LIABILITIES | |
| Total deposits | $ 609.13 million |
| Interest-bearing deposits | $ 597.35 million |
| Deposits held in domestic offices | $ 609.13 million |
| % insured (estimated)" | 90.14% |
| Federal funds purchased and repurchase agreements | N.A. |
| Trading liabilities | N.A. |
| Other borrowed funds | $ 55.23 million |
| Subordinated debt | N.A. |
| All other liabilities | $ 19.15 millionn |
| Total Liabilities | $ 633.43 million |
| Shareholders’ Equity | $ 83.00 million |
Summary Income Statement as of September 30, 2025
| INCOME AND EXPENSES | |
| Total Interest Income | $ 40.41 million |
| Total Interest Expense | $ 19.69 million |
| Net interest income | $ 20.73 million |
| Provision for loan and lease losses | $ 0.49 million |
| Total non interest income | $ 11.99 million |
| Total non interest expense | $ 28.82 million |
| Pre-tax Net Operating Income | N.A. |
*Should any logos, images or public notes appear on this page,they do so courtesy of Quontic Bank and are not subject to approval of RatesAndInfo.com. RatesAndInfo.com expressly disclaims all responsibility for this content.
Customer Reviews for Quontic Bank (1)
Rated 1.00 stars out of 5 - based on 1 reviews
Branches
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Quontic Bank Locations
Savings Comparison
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis."
PRODUCT
BANK
BANK TYPE
STATE
AMOUNT
TERM
APY
VS.NATL'L AV.
MIN
MILES
Tax Rate: 30%
All calculations are for demonstration purposes only."
- 1ONLINE SAVINGSBank-$50,000N.A.3.50%15.56x (National Avg. - 0.23%)$0-SCENARIO
Year Rate
3.50%Annual
InterestAnnual Interest
(After Tax)1 50,000 1,750 1,225 2 51,750 1,811 1,268 3 53,561 1,875 1,312 4 55,436 1,940 1,358 5 57,376 2,008 1,406 6 59,384 2,078 1,455 7 61,463 2,151 1,506 8 63,614 2,226 1,559 9 65,840 2,304 1,613 10 68,145 2,385 1,670 11 70,530 2,469 1,728 12 72,998 2,555 1,788 13 75,553 2,644 1,851 14 78,198 2,737 1,916 15 80,935 2,833 1,983 16 83,767 2,932 2,052 17 86,699 3,034 2,124 18 89,734 3,141 2,198 19 92,874 3,251 2,275 20 96,125 3,364 2,355 TOTAL $49,489 $34,643 - 2ONLINE SAVINGSBank-$50,000N.A.3.75%16.67x (National Avg. - 0.23%)$1,000-SCENARIO
Year Rate
3.75%Annual
InterestAnnual Interest
(After Tax)1 50,000 1,875 1,313 2 51,875 1,945 1,362 3 53,820 2,018 1,413 4 55,839 2,094 1,466 5 57,933 2,172 1,521 6 60,105 2,254 1,578 7 62,359 2,338 1,637 8 64,697 2,426 1,698 9 67,124 2,517 1,762 10 69,641 2,612 1,828 11 72,252 2,709 1,897 12 74,962 2,811 1,968 13 77,773 2,916 2,042 14 80,689 3,026 2,118 15 83,715 3,139 2,198 16 86,854 3,257 2,280 17 90,111 3,379 2,365 18 93,491 3,506 2,454 19 96,996 3,637 2,546 20 100,634 3,774 2,642 TOTAL $54,408 $38,085
Eldridge jaw 01
November 27, 2021 |
I tried to open account and was rejected. Called and was treated worse than I could have imagined any bank ever treating anyone. These guys can go to hell.