Quontic Bank
Quontic Bank is an FDIC insured institution headquartered at
3105 Broadway, Astoria, NY 11106.
It was founded in
2005 and has approximately $1 billion in assets. Customers can open an account at one of its 3 branches.
Deposit Rates - December 20, 2025
| SAVINGS RATES | APY | MIN | |
|---|---|---|---|
|
SAV
|
3.75% | $0 | Compare |
| CD RATES | APY | MIN | |
|---|---|---|---|
|
3 Mo CD
|
3.85% | $500 | Compare |
| MM RATES | APY | MIN | |
|---|---|---|---|
|
Money Market
|
4.25% | $100 | Compare |
| INT CHECKING RATES | APY | MIN |
|---|---|---|
|
INTCK
|
1.10% | $0 |
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$25,000 - Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.
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Overview 2025
General Bank Information
| FDIC Insured | Yes |
| FDIC Certificate | # 57807 |
| Date Established | 2005 |
| Assets | $ 744.82 million |
| Loans | $ 569.86 million |
| Deposits | $ 653.19 million |
| Capital | $ 82.00 million |
Summary Balance Sheet as of June 30, 2025
| ASSETS | |
| Cash & Balances due from depository institutions | $ 138.46 million |
| Interest-bearing balances | $ 137.45 million |
| Total securities | $ 4.79 million |
| Federal funds sold and reverse repurchase | $ 0.06 million |
| Net loans and leases | $ 569.86 million |
| Loan loss allowance | $ 0.97 million |
| Trading account assets | N.A. |
| Bank premises and fixed assets | N.A. |
| Other real estate owned | N.A. |
| Goodwill and other intangibles | N.A. |
| All other assets | $ 33.94 million |
| Total Assets | $ 662.83 million |
| LIABILITIES | |
| Total deposits | $ 653.19 million |
| Interest-bearing deposits | $ 639.07 million |
| Deposits held in domestic offices | $ 653.19 million |
| % insured (estimated)" | 89.35% |
| Federal funds purchased and repurchase agreements | N.A. |
| Trading liabilities | N.A. |
| Other borrowed funds | $ 55.23 million |
| Subordinated debt | N.A. |
| All other liabilities | $ 19.15 millionn |
| Total Liabilities | $ 662.83 million |
| Shareholders’ Equity | $ 82.00 million |
Summary Income Statement as of June 30, 2025
| INCOME AND EXPENSES | |
| Total Interest Income | $ 27.64 million |
| Total Interest Expense | $ 13.58 million |
| Net interest income | $ 14.06 million |
| Provision for loan and lease losses | $ 0.43 million |
| Total non interest income | $ 7.92 million |
| Total non interest expense | $ 19.49 million |
| Pre-tax Net Operating Income | N.A. |
*Should any logos, images or public notes appear on this page,they do so courtesy of Quontic Bank and are not subject to approval of RatesAndInfo.com. RatesAndInfo.com expressly disclaims all responsibility for this content.
Customer Reviews for Quontic Bank (1)
Rated 1.00 stars out of 5 - based on 1 reviews
Branches
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Quontic Bank Locations
Savings Comparison
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis."
PRODUCT
BANK
BANK TYPE
STATE
AMOUNT
TERM
APY
VS.NATL'L AV.
MIN
MILES
Tax Rate: 30%
All calculations are for demonstration purposes only."
- 1ONLINE SAVINGSBank-$50,000N.A.3.75%16.59x (National Avg. - 0.23%)$0-SCENARIO
Year Rate
3.75%Annual
InterestAnnual Interest
(After Tax)1 50,000 1,875 1,313 2 51,875 1,945 1,362 3 53,820 2,018 1,413 4 55,839 2,094 1,466 5 57,933 2,172 1,521 6 60,105 2,254 1,578 7 62,359 2,338 1,637 8 64,697 2,426 1,698 9 67,124 2,517 1,762 10 69,641 2,612 1,828 11 72,252 2,709 1,897 12 74,962 2,811 1,968 13 77,773 2,916 2,042 14 80,689 3,026 2,118 15 83,715 3,139 2,198 16 86,854 3,257 2,280 17 90,111 3,379 2,365 18 93,491 3,506 2,454 19 96,996 3,637 2,546 20 100,634 3,774 2,642 TOTAL $54,408 $38,085 - 2ONLINE SAVINGSBank-$50,000N.A.4.00%17.70x (National Avg. - 0.23%)$1,000-SCENARIO
Year Rate
4.00%Annual
InterestAnnual Interest
(After Tax)1 50,000 2,000 1,400 2 52,000 2,080 1,456 3 54,080 2,163 1,514 4 56,243 2,250 1,575 5 58,493 2,340 1,638 6 60,833 2,433 1,703 7 63,266 2,531 1,771 8 65,797 2,632 1,842 9 68,428 2,737 1,916 10 71,166 2,847 1,993 11 74,012 2,960 2,072 12 76,973 3,079 2,155 13 80,052 3,202 2,241 14 83,254 3,330 2,331 15 86,584 3,463 2,424 16 90,047 3,602 2,521 17 93,649 3,746 2,622 18 97,395 3,896 2,727 19 101,291 4,052 2,836 20 105,342 4,214 2,950 TOTAL $59,556 $41,689
Eldridge jaw 01
November 27, 2021 |
I tried to open account and was rejected. Called and was treated worse than I could have imagined any bank ever treating anyone. These guys can go to hell.