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Maspeth Federal Savings and Loan Association is an FDIC insured institution headquartered at
5618 69th St, Maspeth, NY 11378.
It was founded in
1947 and has approximately $2 billion in assets. Customers can open an account at one of its 6 branches.
| SAVINGS RATES | APY | MIN | |
|---|---|---|---|
|
SAV
|
0.50% | $100 | Compare |
| CD RATES | APY | MIN | |
|---|---|---|---|
|
6 Mo CD
|
3.50% | $1,500 | Compare |
|
9 Mo CD
|
3.80% | $1,500 | Compare |
|
12 Mo CD
|
3.65% | $1,500 | Compare |
|
18 Mo CD
|
3.35% | $1,500 | Compare |
|
24 Mo CD
|
3.40% | $2,500 | Compare |
|
36 Mo CD
|
3.45% | $2,500 | Compare |
|
60 Mo CD
|
3.50% | $2,500 | Compare |
| MM RATES | APY | MIN | |
|---|---|---|---|
|
Money Market
|
0.50% | $2,500 | Compare |
| INT CHECKING RATES | APY | MIN |
|---|---|---|
|
INTCK
|
0.50% | $1 |
| #1 Non-bank HELOC in the US, A+ BBB Rating | $0 |
|
Intro APR: 6.823 %
After Intro:6.823 % |
$25,000 |
|
Intro APR: 6.950 %
After Intro:6.950 % |
$15,000 |
Figure Home Equity NMLS ID: 1717824 / Updated 2025-09-22 |
Intro APR: 6.950 %
After Intro:6.950 % |
$15,000 |
Four Leaf Federal Credit Union NMLS ID: 449104 / Updated 2025-12-22 |
Intro APR: 5.990 %
After Intro:7.000 % Intro Period: 12 months |
$25,000 |
|
Intro APR: 7.375 %
After Intro:7.375 % Intro Period: 7 months |
$25,000 |
District Lending NMLS ID: 598623 / Updated 2026-07-13 |
Work with a human | $0 |
Unlock Technologies, Inc. NMLS ID: Not a Lender / Updated 2026-07-13 |
Get cash now in exchange for a percentage of your homes future equity. | $0 |
AmeriSave Mortgage Corporation NMLS ID: 1168 / Updated 2026-07-13 |
Use Home Equity to get cash you need | $0 |
| HELOC approval in 5 minutes, funding in 5 days. Borrow up to $750k online. | $0 |
| Cash in with a HELOC | $0 |
CrossCountry Mortgage, LLC NMLS ID: 3029 / Updated 2026-07-13 |
Unlock Your Home's Potential | $0 |
Optimum First Mortgage NMLS ID: 240415 |
6.144% |
$1,919
Fees & Points
$4,974 Total
0.931 Pts ($2,979) $1,995 Fees |
| 6.188% |
$1,919
Fees & Points
$6,499 Total
0.625 Pts ($2,000) $4,499 Fees |
Basis Lending, LLC NMLS ID: 2463124 |
6.317% |
$1,945
Fees & Points
$6,714 Total
1.000 Pts ($3,200) $3,515 Fees |
| 6.324% |
$1,971
Fees & Points
$2,615 Total
0.489 Pts ($1,565) $1,050 Fees |
Copperstate Home Loans NMLS ID: 1982090 |
6.333% |
$1,971
Fees & Points
$2,959 Total
0.500 Pts ($1,600) $1,359 Fees |
| 6.458% |
$1,997
Fees & Points
$2,803 Total
0.876 Pts ($2,803) $0 Fees |
| 6.464% |
$1,997
Fees & Points
$3,236 Total
0.625 Pts ($2,000) $1,236 Fees |
Northpointe Bank NMLS ID: 447490 |
6.473% |
$1,997
Fees & Points
$3,280 Total
0.589 Pts ($1,885) $1,395 Fees |
PenFed Credit Union NMLS ID: 401822 |
6.506% |
$1,997
Fees & Points
$4,395 Total
0.750 Pts ($2,400) $1,995 Fees |
Allied Mortgage Group, Inc. NMLS ID: 1067 |
6.704% |
$2,049
Fees & Points
$2,621 Total
0.819 Pts ($2,621) $0 Fees |
Rocket Mortgage NMLS ID: 3030 |
Fees & Points
Total
Pts ($0) $0 Fees |
Quicken Loans NMLS ID: 167283 |
Fees & Points
Total
Pts ($0) $0 Fees |
Veterans United Home Loans NMLS ID: 1907 |
Fees & Points
Total
Pts ($0) $0 Fees |
CrossCountry Mortgage NMLS ID: 3029 |
Fees & Points
Total
Pts ($0) $0 Fees |
Allied Mortgage Group, Inc. NMLS ID: 1067 |
Fees & Points
Total
Pts ($0) $0 Fees |
|
Fees & Points
Total
Pts ($0) $0 Fees |
| FDIC Insured | Yes |
| FDIC Certificate | # 30303 |
| Date Established | 1947 |
| Assets | $ 2.20 billion |
| Loans | $ 1,937.09 million |
| Deposits | $ 1,403.77 million |
| Capital | $ 760.60 million |
| ASSETS | |
| Cash & Balances due from depository institutions | $ 149.43 million |
| Interest-bearing balances | $ 143.21 million |
| Total securities | $ 48.91 million |
| Federal funds sold and reverse repurchase | N.A. |
| Net loans and leases | $ 1,937.09 million |
| Loan loss allowance | $ 18.42 million |
| Trading account assets | N.A. |
| Bank premises and fixed assets | N.A. |
| Other real estate owned | $ 4.50 million |
| Goodwill and other intangibles | N.A. |
| All other assets | $ 27.25 million |
| Total Assets | $ 1,439.28 million |
| LIABILITIES | |
| Total deposits | $ 1,403.77 million |
| Interest-bearing deposits | $ 1,344.67 million |
| Deposits held in domestic offices | $ 1,403.77 million |
| % insured (estimated)" | 87.56% |
| Federal funds purchased and repurchase agreements | N.A. |
| Trading liabilities | N.A. |
| Other borrowed funds | N.A. |
| Subordinated debt | N.A. |
| All other liabilities | $ 27.51 millionn |
| Total Liabilities | $ 1,439.28 million |
| Shareholders’ Equity | $ 760.60 million |
| INCOME AND EXPENSES | |
| Total Interest Income | $ 101.28 million |
| Total Interest Expense | $ 26.15 million |
| Net interest income | $ 75.13 million |
| Provision for loan and lease losses | $ 0.86 million |
| Total non interest income | $ 0.49 million |
| Total non interest expense | $ 48.14 million |
| Pre-tax Net Operating Income | $ 17.44 million |
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