Maspeth Federal Savings and Loan Association
Branches
Click on location and enter new zip number to change.
Your current location is: San Diego, CA
View Branches Statewide →
View Branches Nationwide →
Maspeth Federal Savings and Loan Association Locations
Deposit Rates - July 1, 2022
SAVINGS RATES | APY | MIN | |
---|---|---|---|
Savings
|
0.40% | $2,500 | Compare |
CD RATES | APY | MIN | |
---|---|---|---|
6 Mo CD
|
0.40% | $1,500 | Compare |
12 Mo CD
|
0.50% | $2,500 | Compare |
18 Mo CD
|
0.55% | $2,500 | Compare |
24 Mo CD
|
0.60% | $2,500 | Compare |
36 Mo CD
|
0.65% | $2,500 | Compare |
60 Mo CD
|
0.75% | $2,500 | Compare |
MM RATES | APY | MIN | |
---|---|---|---|
Money Market
|
0.40% | $2,500 | Compare |
Money Market
|
0.40% | $10,000 | Compare |
Money Market
|
0.40% | $25,000 | Compare |
INT CHECKING RATES | APY | MIN |
---|---|---|
Int Ckg
|
0.40% | $1 |
Featured Home Equity Rates
-
Sponsored
-
New American Funding
NMLS ID: 6606 / Updated 2022-07-01Access Your Home’s Equity with a Cash-Out Refinance $0 -
Intro APR: 4.240 %
After Intro:5.500 %
Intro Period: 12 months
$25,000 - Data provided by Brown Bag Marketing, Inc. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.
Featured 30-Year Fixed Mortgage Rates
-
Sponsored
-
Zillow Home Loans, LLC
NMLS ID: 102875.489% $1,400 Fees & Points $3,182 Total
0.933 Pts ($2,332)
$850 Fees -
5.985% $1,479 Fees & Points $2,995 Total
0.880 Pts ($2,200)
$795 Fees -
New American Funding
NMLS ID: 66065.386% $1,379 Fees & Points $4,124 Total
0.998 Pts ($2,495)
$1,629 Fees -
Quicken Loans NMLS #3030
NMLS ID: 30305.887% $1,459 Fees & Points $3,750 Total
1.000 Pts ($2,500)
$1,250 Fees -
CHASE
NMLS ID: 3997986.060% $1,498 Fees & Points $1,890 Total
0.756 Pts ($1,890)
$0 Fees -
SOL Mortgage
NMLS ID: 531125.480% $1,400 Fees & Points $2,935 Total
0.776 Pts ($1,940)
$995 Fees -
Reali Loans, Inc.
NMLS ID: 9913976.038% $1,479 Fees & Points $4,428 Total
0.771 Pts ($1,928)
$2,500 Fees -
First Internet Bank
NMLS ID: 4241825.197% $1,362 Fees & Points $2,040 Total
0.816 Pts ($2,040)
$0 Fees -
SOL Mortgage
NMLS ID: 531126.241% $1,520 Fees & Points $3,088 Total
0.837 Pts ($2,092)
$995 Fees -
5.985% $1,479 Fees & Points $2,995 Total
0.880 Pts ($2,200)
$795 Fees -
Rocket Mortgage
NMLS ID: 30305.613% $1,420 Fees & Points $3,125 Total
0.750 Pts ($1,875)
$1,250 Fees -
Zillow Home Loans, LLC
NMLS ID: 102875.489% $1,400 Fees & Points $3,182 Total
0.933 Pts ($2,332)
$850 Fees -
5.354% $1,381 Fees & Points $2,935 Total
0.776 Pts ($1,940)
$995 Fees -
First Citizens Bank
NMLS ID: 503941Fees & Points Total
Pts ($0)
$0 Fees -
AmeriSave Mortgage Corporation
NMLS ID: 1168Fees & Points Total
Pts ($0)
$0 Fees - Data provided by Brown Bag Marketing, Inc. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.
Overview 2022
General Bank Information
FDIC Insured | Yes |
FDIC Certificate | # 30303 |
Date Established | 1947 |
Assets | $ 2.21 billion |
Loans | $ 1,781.70 million |
Deposits | $ 1,485.06 million |
Capital | $ 682.31 million |
Summary Balance Sheet
ASSETS | |
Cash & Balances due from depository institutions | $ 306.25 million |
Interest-bearing balances | $ 293.30 million |
Total securities | $ 67.26 million |
Federal funds sold and reverse repurchase | N.A. |
Net loans and leases | $ 1,781.70 million |
Loan loss allowance | $ 17.57 million |
Trading account assets | N.A. |
Bank premises and fixed assets | N.A. |
Other real estate owned | $ 2.98 million |
Goodwill and other intangibles | N.A. |
All other assets | $ 27.38 million |
Total Assets | $ 1,524.70 million |
LIABILITIES | |
Total deposits | $ 1,485.06 million |
Interest-bearing deposits | $ 1,432.78 million |
Deposits held in domestic offices | $ 1,485.06 million |
% insured (estimated) | 87.16% |
Federal funds purchased and repurchase agreements | N.A. |
Trading liabilities | N.A. |
Other borrowed funds | $ 12.00 million |
Subordinated debt | N.A. |
All other liabilities | $ 27.64 millionn |
Total Liabilities | $ 1,524.70 million |
Shareholders’ Equity | $ 682.31 million |
Summary Income Statement
INCOME AND EXPENSES | |
Total Interest Income | $ 75.30 million |
Total Interest Expense | $ 8.75 million |
Net interest income | $ 66.55 million |
Provision for loan and lease losses | N.A. |
Total non interest income | $ 0.60 million |
Total non interest expense | $ 38.96 million |
Pre-tax Net Operating Income | $ 28.63 million |
Maspeth Federal Savings and Loan Association is an FDIC insured institution headquartered at
56-18 69th St, Maspeth, NY 11378.
It was founded in
1947 and has approximately $2 billion in
assets. Customers can open an account at one of its 6 branches.
Customer Reviews for Maspeth Federal Savings and Loan Association
Savings Comparison
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
PRODUCT
BANK
BANK TYPE
STATE
AMOUNT
TERM
APY
VS.NATL'L AV.
MIN
MILES
Tax Rate: 30%
All calculations are for demonstration purposes only.
- 1LOCAL CDBankNEW YORK$50,0006 Month0.40%1.48x (National Avg. - 0.27%)$1,500-SCENARIO
Year Rate
0.40%Annual
InterestAnnual Interest
(After Tax)1 50,000 200 140 2 50,200 201 141 3 50,401 202 141 4 50,602 202 142 5 50,805 203 142 6 51,008 204 143 7 51,212 205 143 8 51,417 206 144 9 51,623 206 145 10 51,829 207 145 11 52,036 208 146 12 52,245 209 146 13 52,454 210 147 14 52,663 211 147 15 52,874 211 148 16 53,085 212 149 17 53,298 213 149 18 53,511 214 150 19 53,725 215 150 20 53,940 216 151 TOTAL $4,156 $2,909 - 2ONLINE CDOnline Bank-$50,00012 Month1.60%3.94x (National Avg. - 0.41%)$1,000-SCENARIO
Year Rate
1.60%Annual
InterestAnnual Interest
(After Tax)1 50,000 800 560 2 50,800 813 569 3 51,613 826 578 4 52,439 839 587 5 53,278 852 597 6 54,130 866 606 7 54,996 880 616 8 55,876 894 626 9 56,770 908 636 10 57,678 923 646 11 58,601 938 656 12 59,539 953 667 13 60,492 968 678 14 61,459 983 688 15 62,443 999 699 16 63,442 1,015 711 17 64,457 1,031 722 18 65,488 1,048 733 19 66,536 1,065 745 20 67,601 1,082 757 TOTAL $18,682 $13,078 - 3ONLINE CDOnline Bank-$50,00012 Month1.90%4.68x (National Avg. - 0.41%)$5,000-SCENARIO
Year Rate
1.90%Annual
InterestAnnual Interest
(After Tax)1 50,000 950 665 2 50,950 968 678 3 51,918 986 691 4 52,904 1,005 704 5 53,910 1,024 717 6 54,934 1,044 731 7 55,978 1,064 745 8 57,041 1,084 759 9 58,125 1,104 773 10 59,229 1,125 788 11 60,355 1,147 803 12 61,502 1,169 818 13 62,670 1,191 834 14 63,861 1,213 849 15 65,074 1,236 865 16 66,311 1,260 882 17 67,570 1,284 899 18 68,854 1,308 916 19 70,163 1,333 933 20 71,496 1,358 951 TOTAL $22,854 $15,998 - 4LOCAL CDBank-$50,00024 Month2.76%5.18x (National Avg. - 0.53%)$500-SCENARIO
Year Rate
2.76%Annual
InterestAnnual Interest
(After Tax)1 50,000 1,380 966 2 51,380 1,418 993 3 52,798 1,457 1,020 4 54,255 1,497 1,048 5 55,753 1,539 1,077 6 57,292 1,581 1,107 7 58,873 1,625 1,137 8 60,498 1,670 1,169 9 62,167 1,716 1,201 10 63,883 1,763 1,234 11 65,646 1,812 1,268 12 67,458 1,862 1,303 13 69,320 1,913 1,339 14 71,233 1,966 1,376 15 73,199 2,020 1,414 16 75,220 2,076 1,453 17 77,296 2,133 1,493 18 79,429 2,192 1,535 19 81,621 2,253 1,577 20 83,874 2,315 1,620 TOTAL $36,189 $25,332 - 5LOCAL CDBank-$50,00036 Month3.06%4.86x (National Avg. - 0.63%)$500-SCENARIO
Year Rate
3.06%Annual
InterestAnnual Interest
(After Tax)1 50,000 1,530 1,071 2 51,530 1,577 1,104 3 53,107 1,625 1,138 4 54,732 1,675 1,172 5 56,407 1,726 1,208 6 58,133 1,779 1,245 7 59,912 1,833 1,283 8 61,745 1,889 1,323 9 63,634 1,947 1,363 10 65,581 2,007 1,405 11 67,588 2,068 1,448 12 69,656 2,131 1,492 13 71,788 2,197 1,538 14 73,985 2,264 1,585 15 76,249 2,333 1,633 16 78,582 2,405 1,683 17 80,986 2,478 1,735 18 83,465 2,554 1,788 19 86,019 2,632 1,843 20 88,651 2,713 1,899 TOTAL $41,364 $28,954
There are currently no comments for Maspeth Federal Savings and Loan Association. Be the first to share your experience. Please provide comments that will help others.