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Habib American Bank is an FDIC insured institution headquartered at
150 East 45th Street, New York, NY 10017.
It was founded in
1984 and has approximately $3 billion in assets. Customers can open an account at one of its 7 branches.
| SAVINGS RATES | APY | MIN | |
|---|---|---|---|
|
SAV
|
0.60% | $500 | Compare |
| CD RATES | APY | MIN | |
|---|---|---|---|
|
6 Mo CD
|
4.40% | $1,500 | Compare |
|
11 Mo CD
|
4.25% | $1,500 | Compare |
|
12 Mo CD
|
3.00% | $1,500 | Compare |
|
18 Mo CD
|
3.00% | $1,500 | Compare |
|
24 Mo CD
|
3.00% | $1,500 | Compare |
|
36 Mo CD
|
3.00% | $1,500 | Compare |
|
48 Mo CD
|
3.00% | $1,500 | Compare |
|
60 Mo CD
|
2.00% | $1,500 | Compare |
| MM RATES | APY | MIN | |
|---|---|---|---|
|
Money Market
|
0.60% | $1,500 | Compare |
| Loans Amounts from $25,000 - $500,000. | $0 |
|
Intro APR: 6.823 %
After Intro:6.823 % |
$25,000 |
District Lending NMLS ID: 598623 / Updated 2026-06-23 |
Intro APR: 6.950 %
After Intro:6.950 % |
$15,000 |
Figure Home Equity NMLS ID: 1717824 / Updated 2025-09-22 |
Intro APR: 6.950 %
After Intro:6.950 % |
$15,000 |
Four Leaf Federal Credit Union NMLS ID: 449104 / Updated 2025-12-22 |
Intro APR: 5.990 %
After Intro:7.000 % Intro Period: 12 months |
$25,000 |
|
Intro APR: 7.375 %
After Intro:7.375 % Intro Period: 7 months |
$25,000 |
Unlock Technologies, Inc. NMLS ID: Not a Lender / Updated 2026-06-26 |
Get cash now in exchange for a percentage of your homes future equity. | $0 |
Spring EQ NMLS ID: 1464945 / Updated 2026-06-26 |
The leader for homeowners tapping cash from their homes since 2016. | $0 |
District Lending NMLS ID: 598623 / Updated 2026-06-26 |
Work with a human | $0 |
CrossCountry Mortgage, LLC NMLS ID: 3029 / Updated 2026-06-26 |
Unlock Your Home's Potential | $0 |
| HELOC approval in 5 minutes, funding in 5 days. Borrow up to $750k online. | $0 |
| Cash in with a HELOC | $0 |
AmeriSave Mortgage Corporation NMLS ID: 1168 / Updated 2026-06-26 |
Use Home Equity to get cash you need | $0 |
| 5.936% |
$1,868
Fees & Points
$6,499 Total
0.625 Pts ($2,000) $4,499 Fees |
Copperstate Home Loans NMLS ID: 1982090 |
5.991% |
$1,893
Fees & Points
$4,159 Total
0.875 Pts ($2,800) $1,359 Fees |
Basis Lending, LLC NMLS ID: 2463124 |
6.030% |
$1,893
Fees & Points
$5,514 Total
0.625 Pts ($2,000) $3,515 Fees |
| 6.058% |
$1,919
Fees & Points
$2,105 Total
0.625 Pts ($2,000) $105 Fees |
Valley West Mortgage NMLS ID: 65506 |
6.113% |
$1,919
Fees & Points
$3,975 Total
0.875 Pts ($2,800) $1,175 Fees |
| 6.201% |
$1,945
Fees & Points
$2,582 Total
0.807 Pts ($2,582) $0 Fees |
Allied Mortgage Group, Inc. NMLS ID: 1067 |
6.213% |
$1,945
Fees & Points
$2,995 Total
0.936 Pts ($2,995) $0 Fees |
Watermark Home Loans NMLS ID: 1838 |
6.235% |
$1,945
Fees & Points
$3,859 Total
0.697 Pts ($2,230) $1,629 Fees |
| 6.236% |
$1,945
Fees & Points
$4,042 Total
0.877 Pts ($2,806) $1,236 Fees |
Mutual of Omaha Mortgage NMLS ID: 1025894 |
6.244% |
$1,919
Fees & Points
$8,422 Total
0.507 Pts ($1,622) $6,800 Fees |
Northpointe Bank NMLS ID: 447490 |
6.254% |
$1,945
Fees & Points
$4,416 Total
0.944 Pts ($3,021) $1,395 Fees |
PenFed Credit Union NMLS ID: 401822 |
6.265% |
$1,945
Fees & Points
$4,795 Total
0.875 Pts ($2,800) $1,995 Fees |
Beeline Loans, Inc. NMLS ID: 1799947 |
6.320% |
$1,971
Fees & Points
$2,365 Total
0.739 Pts ($2,365) $0 Fees |
Loansteady NMLS ID: 1701910 |
6.419% |
$1,997
Fees & Points
$1,495 Total
0.000 Pts ($0) $1,495 Fees |
Filo Mortgage, L.L.C. NMLS ID: 1928741 |
6.459% |
$1,997
Fees & Points
$2,813 Total
0.879 Pts ($2,813) $0 Fees |
Beeline Loans, Inc. NMLS ID: 1799947 |
Fees & Points
Total
Pts ($0) $0 Fees |
Rocket Mortgage NMLS ID: 3030 |
Fees & Points
Total
Pts ($0) $0 Fees |
CrossCountry Mortgage NMLS ID: 3029 |
Fees & Points
Total
Pts ($0) $0 Fees |
Allied Mortgage Group, Inc. NMLS ID: 1067 |
Fees & Points
Total
Pts ($0) $0 Fees |
Veterans United Home Loans NMLS ID: 1907 |
Fees & Points
Total
Pts ($0) $0 Fees |
|
Fees & Points
Total
Pts ($0) $0 Fees |
| FDIC Insured | Yes |
| FDIC Certificate | # 25093 |
| Date Established | 1984 |
| Assets | $ 2.74 billion |
| Loans | $ 1,827.71 million |
| Deposits | $ 2.35 billion |
| Capital | $ 244.43 million |
| ASSETS | |
| Cash & Balances due from depository institutions | $ 480.29 million |
| Interest-bearing balances | $ 470.99 million |
| Total securities | $ 314.33 million |
| Federal funds sold and reverse repurchase | N.A. |
| Net loans and leases | $ 1,827.71 million |
| Loan loss allowance | $ 24.37 million |
| Trading account assets | N.A. |
| Bank premises and fixed assets | N.A. |
| Other real estate owned | N.A. |
| Goodwill and other intangibles | $ 2.60 million |
| All other assets | $ 52.85 million |
| Total Assets | $ 2.49 billion |
| LIABILITIES | |
| Total deposits | $ 2.35 billion |
| Interest-bearing deposits | $ 2.01 billion |
| Deposits held in domestic offices | $ 1,815.08 million |
| % insured (estimated)" | 52.92% |
| Federal funds purchased and repurchase agreements | N.A. |
| Trading liabilities | N.A. |
| Other borrowed funds | $ 100.00 million |
| Subordinated debt | N.A. |
| All other liabilities | $ 30.80 millionn |
| Total Liabilities | $ 2.49 billion |
| Shareholders’ Equity | $ 244.43 million |
| INCOME AND EXPENSES | |
| Total Interest Income | $ 142.77 million |
| Total Interest Expense | $ 91.48 million |
| Net interest income | $ 51.29 million |
| Provision for loan and lease losses | $ 1.50 million |
| Total non interest income | $ 28.68 million |
| Total non interest expense | $ 46.97 million |
| Pre-tax Net Operating Income | $ 21.80 million |
*Should any logos, images or public notes appear on this page,they do so courtesy of Habib American Bank and are not subject to approval of RatesAndInfo.com. RatesAndInfo.com expressly disclaims all responsibility for this content.
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