Habib American Bank
Habib American Bank is an FDIC insured institution headquartered at
150 East 45th Street, New York, NY 10017.
It was founded in
1984 and has approximately $3 billion in assets. Customers can open an account at one of its 7 branches.
Deposit Rates - December 12, 2025
| SAVINGS RATES | APY | MIN | |
|---|---|---|---|
|
SAV
|
0.60% | $500 | Compare |
| CD RATES | APY | MIN | |
|---|---|---|---|
|
6 Mo CD
|
4.40% | $1,500 | Compare |
|
11 Mo CD
|
4.25% | $1,500 | Compare |
|
12 Mo CD
|
3.00% | $1,500 | Compare |
|
18 Mo CD
|
3.00% | $1,500 | Compare |
|
24 Mo CD
|
3.00% | $1,500 | Compare |
|
36 Mo CD
|
3.00% | $1,500 | Compare |
|
48 Mo CD
|
3.00% | $1,500 | Compare |
|
60 Mo CD
|
2.00% | $1,500 | Compare |
| MM RATES | APY | MIN | |
|---|---|---|---|
|
Money Market
|
0.60% | $1,500 | Compare |
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Overview 2025
General Bank Information
| FDIC Insured | Yes |
| FDIC Certificate | # 25093 |
| Date Established | 1984 |
| Assets | $ 2.68 billion |
| Loans | $ 1,675.07 million |
| Deposits | $ 2.29 billion |
| Capital | $ 232.52 million |
Summary Balance Sheet as of June 30, 2025
| ASSETS | |
| Cash & Balances due from depository institutions | $ 616.84 million |
| Interest-bearing balances | $ 605.16 million |
| Total securities | $ 266.93 million |
| Federal funds sold and reverse repurchase | N.A. |
| Net loans and leases | $ 1,675.07 million |
| Loan loss allowance | $ 23.13 million |
| Trading account assets | N.A. |
| Bank premises and fixed assets | N.A. |
| Other real estate owned | N.A. |
| Goodwill and other intangibles | $ 2.60 million |
| All other assets | $ 52.85 million |
| Total Assets | $ 2.44 billion |
| LIABILITIES | |
| Total deposits | $ 2.29 billion |
| Interest-bearing deposits | $ 1,948.57 million |
| Deposits held in domestic offices | $ 1,730.09 million |
| % insured (estimated)" | 58.25% |
| Federal funds purchased and repurchase agreements | N.A. |
| Trading liabilities | N.A. |
| Other borrowed funds | $ 100.00 million |
| Subordinated debt | N.A. |
| All other liabilities | $ 30.80 millionn |
| Total Liabilities | $ 2.44 billion |
| Shareholders’ Equity | $ 232.52 million |
Summary Income Statement as of June 30, 2025
| INCOME AND EXPENSES | |
| Total Interest Income | $ 69.37 million |
| Total Interest Expense | $ 45.42 million |
| Net interest income | $ 23.95 million |
| Provision for loan and lease losses | N.A. |
| Total non interest income | $ 13.99 million |
| Total non interest expense | $ 22.30 million |
| Pre-tax Net Operating Income | $ 21.80 million |
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Customer Reviews for Habib American Bank
Branches
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Your current location is: New York City, NY
Habib American Bank Locations
Savings Comparison
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis."
PRODUCT
BANK
BANK TYPE
STATE
AMOUNT
TERM
APY
VS.NATL'L AV.
MIN
MILES
Tax Rate: 30%
All calculations are for demonstration purposes only."
- 1LOCAL SAVINGSBank-$50,000N.A.0.60%2.65x (National Avg. - 0.23%)$500-SCENARIO
Year Rate
0.60%Annual
InterestAnnual Interest
(After Tax)1 50,000 299 209 2 50,299 301 211 3 50,600 303 212 4 50,902 304 213 5 51,207 306 214 6 51,513 308 216 7 51,821 310 217 8 52,131 312 218 9 52,443 314 220 10 52,756 315 221 11 53,072 317 222 12 53,389 319 223 13 53,708 321 225 14 54,030 323 226 15 54,353 325 228 16 54,678 327 229 17 55,005 329 230 18 55,334 331 232 19 55,664 333 233 20 55,997 335 234 TOTAL $6,332 $4,433 - 2ONLINE SAVINGSBank-$50,000N.A.4.00%17.70x (National Avg. - 0.23%)$1,000-SCENARIO
Year Rate
4.00%Annual
InterestAnnual Interest
(After Tax)1 50,000 2,000 1,400 2 52,000 2,080 1,456 3 54,080 2,163 1,514 4 56,243 2,250 1,575 5 58,493 2,340 1,638 6 60,833 2,433 1,703 7 63,266 2,531 1,771 8 65,797 2,632 1,842 9 68,428 2,737 1,916 10 71,166 2,847 1,993 11 74,012 2,960 2,072 12 76,973 3,079 2,155 13 80,052 3,202 2,241 14 83,254 3,330 2,331 15 86,584 3,463 2,424 16 90,047 3,602 2,521 17 93,649 3,746 2,622 18 97,395 3,896 2,727 19 101,291 4,052 2,836 20 105,342 4,214 2,950 TOTAL $59,556 $41,689
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