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Habib American Bank is an FDIC insured institution headquartered at
150 East 45th Street, New York, NY 10017.
It was founded in
1984 and has approximately $3 billion in assets. Customers can open an account at one of its 7 branches.
| SAVINGS RATES | APY | MIN | |
|---|---|---|---|
|
SAV
|
0.60% | $500 | Compare |
| CD RATES | APY | MIN | |
|---|---|---|---|
|
6 Mo CD
|
4.40% | $1,500 | Compare |
|
11 Mo CD
|
4.25% | $1,500 | Compare |
|
12 Mo CD
|
3.00% | $1,500 | Compare |
|
18 Mo CD
|
3.00% | $1,500 | Compare |
|
24 Mo CD
|
3.00% | $1,500 | Compare |
|
36 Mo CD
|
3.00% | $1,500 | Compare |
|
48 Mo CD
|
3.00% | $1,500 | Compare |
|
60 Mo CD
|
2.00% | $1,500 | Compare |
| MM RATES | APY | MIN | |
|---|---|---|---|
|
Money Market
|
0.60% | $1,500 | Compare |
|
Intro APR: 6.817 %
After Intro:6.817 % |
$25,000 |
|
Intro APR: 6.950 %
After Intro:6.950 % |
$15,000 |
Figure Home Equity NMLS ID: 1717824 / Updated 2025-09-22 |
Intro APR: 6.950 %
After Intro:6.950 % |
$15,000 |
Four Leaf Federal Credit Union NMLS ID: 449104 / Updated 2025-12-22 |
Intro APR: 5.990 %
After Intro:7.000 % Intro Period: 12 months |
$25,000 |
|
Intro APR: 7.375 %
After Intro:7.375 % Intro Period: 7 months |
$25,000 |
Spring EQ NMLS ID: 1464945 / Updated 2026-05-27 |
The leader for homeowners tapping cash from their homes since 2016. | $0 |
AmeriSave Mortgage Corporation NMLS ID: 1168 / Updated 2026-05-27 |
Home Equity Loans & Refinance – Cash out | $0 |
Unlock Technologies, Inc. NMLS ID: Not a Lender / Updated 2026-05-27 |
Get cash now in exchange for a percentage of your homes future equity. | $0 |
| Cash in with a HELOC | $0 |
| HELOC approval in 5 minutes, funding in 5 days. Borrow up to $750k online. | $0 |
CrossCountry Mortgage, LLC NMLS ID: 3029 / Updated 2026-05-27 |
Unlock Your Home's Potential | $0 |
| 5.993% |
$1,893
Fees & Points
$4,099 Total
0.625 Pts ($2,000) $2,099 Fees |
Saxton Mortgage NMLS ID: 1717191 |
6.098% |
$1,919
Fees & Points
$3,471 Total
0.680 Pts ($2,176) $1,295 Fees |
Copperstate Home Loans NMLS ID: 1982090 |
6.129% |
$1,919
Fees & Points
$4,559 Total
1.000 Pts ($3,200) $1,359 Fees |
Basis Lending, LLC NMLS ID: 2463124 |
6.168% |
$1,919
Fees & Points
$5,914 Total
0.750 Pts ($2,400) $3,515 Fees |
| 6.219% |
$1,945
Fees & Points
$3,305 Total
1.000 Pts ($3,200) $105 Fees |
Barrett Financial NMLS ID: 181106 |
6.279% |
$1,945
Fees & Points
$5,265 Total
0.772 Pts ($2,470) $2,795 Fees |
Allied Mortgage Group, Inc. NMLS ID: 1067 |
6.334% |
$1,971
Fees & Points
$2,829 Total
0.884 Pts ($2,829) $0 Fees |
| 6.339% |
$1,971
Fees & Points
$3,021 Total
0.944 Pts ($3,021) $0 Fees |
| 6.347% |
$1,971
Fees & Points
$3,386 Total
0.730 Pts ($2,336) $1,050 Fees |
Watermark Home Loans NMLS ID: 1838 |
6.366% |
$1,971
Fees & Points
$4,032 Total
0.751 Pts ($2,403) $1,629 Fees |
Mutual of Omaha Mortgage, Inc. NMLS ID: 1025894 |
6.368% |
$1,945
Fees & Points
$8,307 Total
0.471 Pts ($1,507) $6,800 Fees |
Simply PMG NMLS ID: 133739 |
6.374% |
$1,971
Fees & Points
$4,217 Total
0.913 Pts ($2,922) $1,295 Fees |
Northpointe Bank NMLS ID: 447490 |
6.379% |
$1,971
Fees & Points
$4,361 Total
0.927 Pts ($2,966) $1,395 Fees |
Beeline Loans, Inc. NMLS ID: 1799947 |
6.417% |
$1,997
Fees & Points
$1,427 Total
0.446 Pts ($1,427) $0 Fees |
| 6.457% |
$1,997
Fees & Points
$2,993 Total
0.549 Pts ($1,757) $1,236 Fees |
PenFed Credit Union NMLS ID: 401822 |
6.494% |
$1,997
Fees & Points
$3,995 Total
0.625 Pts ($2,000) $1,995 Fees |
Loansteady NMLS ID: 1701910 |
6.535% |
$2,021
Fees & Points
$1,495 Total
0.000 Pts ($0) $1,495 Fees |
SoFi NMLS ID: 696891 |
6.751% |
$2,049
Fees & Points
$4,189 Total
0.842 Pts ($2,694) $1,495 Fees |
Beeline Loans, Inc. NMLS ID: 1799947 |
Fees & Points
Total
Pts ($0) $0 Fees |
Veterans United Home Loans NMLS ID: 1907 |
Fees & Points
Total
Pts ($0) $0 Fees |
|
Fees & Points
Total
Pts ($0) $0 Fees |
Rocket Mortgage NMLS ID: 3030 |
Fees & Points
Total
Pts ($0) $0 Fees |
| FDIC Insured | Yes |
| FDIC Certificate | # 25093 |
| Date Established | 1984 |
| Assets | $ 2.74 billion |
| Loans | $ 1,827.71 million |
| Deposits | $ 2.35 billion |
| Capital | $ 244.43 million |
| ASSETS | |
| Cash & Balances due from depository institutions | $ 480.29 million |
| Interest-bearing balances | $ 470.99 million |
| Total securities | $ 314.33 million |
| Federal funds sold and reverse repurchase | N.A. |
| Net loans and leases | $ 1,827.71 million |
| Loan loss allowance | $ 24.37 million |
| Trading account assets | N.A. |
| Bank premises and fixed assets | N.A. |
| Other real estate owned | N.A. |
| Goodwill and other intangibles | $ 2.60 million |
| All other assets | $ 52.85 million |
| Total Assets | $ 2.49 billion |
| LIABILITIES | |
| Total deposits | $ 2.35 billion |
| Interest-bearing deposits | $ 2.01 billion |
| Deposits held in domestic offices | $ 1,815.08 million |
| % insured (estimated)" | 52.92% |
| Federal funds purchased and repurchase agreements | N.A. |
| Trading liabilities | N.A. |
| Other borrowed funds | $ 100.00 million |
| Subordinated debt | N.A. |
| All other liabilities | $ 30.80 millionn |
| Total Liabilities | $ 2.49 billion |
| Shareholders’ Equity | $ 244.43 million |
| INCOME AND EXPENSES | |
| Total Interest Income | $ 142.77 million |
| Total Interest Expense | $ 91.48 million |
| Net interest income | $ 51.29 million |
| Provision for loan and lease losses | $ 1.50 million |
| Total non interest income | $ 28.68 million |
| Total non interest expense | $ 46.97 million |
| Pre-tax Net Operating Income | $ 21.80 million |
*Should any logos, images or public notes appear on this page,they do so courtesy of Habib American Bank and are not subject to approval of RatesAndInfo.com. RatesAndInfo.com expressly disclaims all responsibility for this content.
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