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Habib American Bank

Habib American Bank is an FDIC insured institution headquartered at 150 East 45th Street, New York, NY 10017.
It was founded in 1984 and has approximately $3 billion in assets. Customers can open an account at one of its 7 branches.

Deposit Rates - August 25, 2026

SAVINGS RATES	APY	MIN
SAV	0.60%	$500	Compare

CD RATES	APY	MIN
6 Mo CD	4.50%	$1,500	Compare
11 Mo CD	4.25%	$1,500	Compare
12 Mo CD	4.50%	$1,500	Compare
18 Mo CD	2.75%	$1,500	Compare
24 Mo CD	2.75%	$1,500	Compare
36 Mo CD	2.50%	$1,500	Compare
48 Mo CD	2.50%	$1,500	Compare
60 Mo CD	2.50%	$1,500	Compare

MM RATES	APY	MIN
Money Market	0.60%	$1,500	Compare

Overview 2026

General Bank Information

FDIC Insured	Yes
FDIC Certificate	# 25093
Date Established	1984
Assets	$ 2.74 billion
Loans	$ 1,827.71 million
Deposits	$ 2.35 billion
Capital	$ 244.43 million

Summary Balance Sheet as of December 31, 2025

ASSETS
Cash & Balances due from depository institutions	$ 480.29 million
Interest-bearing balances	$ 470.99 million
Total securities	$ 314.33 million
Federal funds sold and reverse repurchase	N.A.
Net loans and leases	$ 1,827.71 million
Loan loss allowance	$ 24.37 million
Trading account assets	N.A.
Bank premises and fixed assets	N.A.
Other real estate owned	N.A.
Goodwill and other intangibles	$ 2.60 million
All other assets	$ 52.85 million
Total Assets	$ 2.49 billion

LIABILITIES
Total deposits	$ 2.35 billion
Interest-bearing deposits	$ 2.01 billion
Deposits held in domestic offices	$ 1,815.08 million
% insured (estimated)"	52.92%
Federal funds purchased and repurchase agreements	N.A.
Trading liabilities	N.A.
Other borrowed funds	$ 100.00 million
Subordinated debt	N.A.
All other liabilities	$ 30.80 millionn
Total Liabilities	$ 2.49 billion
Shareholders’ Equity	$ 244.43 million

Summary Income Statement as of December 31, 2025

INCOME AND EXPENSES
Total Interest Income	$ 142.77 million
Total Interest Expense	$ 91.48 million
Net interest income	$ 51.29 million
Provision for loan and lease losses	$ 1.50 million
Total non interest income	$ 28.68 million
Total non interest expense	$ 46.97 million
Pre-tax Net Operating Income	$ 21.80 million

*Should any logos, images or public notes appear on this page,they do so courtesy of Habib American Bank and are not subject to approval of RatesAndInfo.com. RatesAndInfo.com expressly disclaims all responsibility for this content.

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Branches

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