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Habib American Bank


Habib American Bank is an FDIC insured institution headquartered at 150 East 45th Street, New York, NY 10017.
It was founded in 1984 and has approximately $3 billion in assets. Customers can open an account at one of its 7 branches.

Deposit Rates - August 11, 2026

SAVINGS RATES APY MIN
SAV
0.60% $500 Compare
CD RATES APY MIN
6 Mo CD
4.40% $1,500 Compare
11 Mo CD
4.25% $1,500 Compare
12 Mo CD
3.00% $1,500 Compare
18 Mo CD
3.00% $1,500 Compare
24 Mo CD
3.00% $1,500 Compare
36 Mo CD
3.00% $1,500 Compare
48 Mo CD
3.00% $1,500 Compare
60 Mo CD
2.00% $1,500 Compare
MM RATES APY MIN
Money Market
0.60% $1,500 Compare




Overview 2026

General Bank Information

FDIC Insured Yes
FDIC Certificate # 25093
Date Established 1984
Assets $ 2.74 billion
Loans $ 1,827.71 million
Deposits $ 2.35 billion
Capital $ 244.43 million

Summary Balance Sheet as of December 31, 2025

ASSETS
Cash & Balances due from depository institutions $ 480.29 million
Interest-bearing balances $ 470.99 million
Total securities $ 314.33 million
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 1,827.71 million
Loan loss allowance $ 24.37 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles $ 2.60 million
All other assets $ 52.85 million
     Total Assets $ 2.49 billion

LIABILITIES
Total deposits $ 2.35 billion
      Interest-bearing deposits $ 2.01 billion
      Deposits held in domestic offices $ 1,815.08 million
      % insured (estimated)" 52.92%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds $ 100.00 million
Subordinated debt N.A.
All other liabilities $ 30.80 millionn
      Total Liabilities $ 2.49 billion
      Shareholders’ Equity $ 244.43 million

Summary Income Statement as of December 31, 2025

INCOME AND EXPENSES
Total Interest Income $ 142.77 million
Total Interest Expense $ 91.48 million
Net interest income $ 51.29 million
Provision for loan and lease losses $ 1.50 million
Total non interest income $ 28.68 million
Total non interest expense $ 46.97 million
Pre-tax Net Operating Income $ 21.80 million


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