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Dime Community Bank


ACH Number: 21413155

Dime Community Bank is an FDIC insured institution headquartered at 898 Veterans Memorial Hwy, Hauppauge, NY 11788.
It was founded in 1909 and has approximately $15 billion in assets. Customers can open an account at one of its 44 branches.

Deposit Rates - July 15, 2026

SAVINGS RATES APY MIN
Savings
0.05% $2,500 Compare
CD RATES APY MIN
6 Mo CD
0.25% $10,000 Compare
6 Mo CD
0.25% $100,000 Compare
7 Mo CD
1.01% $1,000 Compare
12 Mo CD
0.60% $10,000 Compare
12 Mo CD
0.60% $100,000 Compare
18 Mo CD
0.65% $10,000 Compare
18 Mo CD
0.65% $100,000 Compare
24 Mo CD
0.70% $10,000 Compare
24 Mo CD
0.70% $100,000 Compare
30 Mo CD
0.70% $10,000 Compare
30 Mo CD
0.70% $100,000 Compare
36 Mo CD
0.75% $10,000 Compare
36 Mo CD
0.75% $100,000 Compare
48 Mo CD
0.80% $10,000 Compare
48 Mo CD
0.80% $100,000 Compare
60 Mo CD
1.01% $10,000 Compare
60 Mo CD
1.01% $100,000 Compare
MM RATES APY MIN
Money Market
0.05% $2,500 Compare
Money Market
0.05% $10,000 Compare
Money Market
0.05% $25,000 Compare
INT CHECKING RATES APY MIN
Int Ckg
0.03% $2,500




Overview 2026

General Bank Information

FDIC Insured Yes
FDIC Certificate # 6976
Date Established 1909
Assets $ 15.33 billion
Loans $ 10.66 billion
Deposits $ 12.95 billion
Capital $ 1,645.56 million

Summary Balance Sheet as of December 31, 2025

ASSETS
Cash & Balances due from depository institutions $ 2.35 billion
Interest-bearing balances $ 2.27 billion
Total securities $ 1,419.11 million
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 10.66 billion
Loan loss allowance $ 97.37 million
Trading account assets $ 75.04 million
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles $ 156.75 million
All other assets $ 522.40 million
     Total Assets $ 13.69 billion

LIABILITIES
Total deposits $ 12.95 billion
      Interest-bearing deposits $ 8.88 billion
      Deposits held in domestic offices $ 12.95 billion
      % insured (estimated)" 48.74%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities $ 75.04 million
Other borrowed funds $ 215.79 million
Subordinated debt N.A.
All other liabilities $ 113.28 millionn
      Total Liabilities $ 13.69 billion
      Shareholders’ Equity $ 1,645.56 million

Summary Income Statement as of December 31, 2025

INCOME AND EXPENSES
Total Interest Income $ 685.39 million
Total Interest Expense $ 260.02 million
Net interest income $ 425.37 million
Provision for loan and lease losses $ 40.48 million
Total non interest income $ 44.43 million
Total non interest expense $ 251.92 million
Pre-tax Net Operating Income $ 108.47 million

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