Banks | Fulton Savings Bank

Fulton Savings Bank

Fulton Savings Bank is an FDIC insured institution headquartered at 75 S 1st St, Fulton, NY 13069.
It was founded in 1871 and has approximately $0 billion in assets. Customers can open an account at one of its 7 branches.

Deposit Rates - June 09, 2025

SAVINGS RATES	APY	MIN
SAV	0.05%	$100	Compare

CD RATES	APY	MIN
6 Mo CD	0.15%	$500	Compare
12 Mo CD	0.25%	$500	Compare
24 Mo CD	0.30%	$500	Compare
36 Mo CD	0.40%	$500	Compare
48 Mo CD	0.50%	$500	Compare

MM RATES	APY	MIN
Money Market	0.05%	$100	Compare

INT CHECKING RATES	APY	MIN
INTCK	0.10%	$2,500

Loan Rates - June 09, 2025

MORTGAGE PURCHASE	APR(%)	MONTHLY PAYMENT
15 Year Fixed Conforming	6.66%	$2,787.54
20 Year Fixed Conforming	7.01%	$2,457.96
30 Year Fixed Conforming	7.22%	$2,156.98

MORTGAGE REFINANCE	APR(%)	MONTHLY PAYMENT
15 Year Fixed Conforming	6.66%	$2,787.54
20 Year Fixed Conforming	7.01%	$2,457.96
30 Year Fixed Conforming	7.22%	$2,156.98

See Other Mortgage Rates →

Overview 2025

General Bank Information

FDIC Insured	Yes
FDIC Certificate	# 15966
Date Established	1871
Assets	$ 476.05 million
Loans	$ 245.17 million
Deposits	$ 294.24 million
Capital	$ 122.04 million

Summary Balance Sheet as of December 31, 2024

ASSETS
Cash & Balances due from depository institutions	$ 24.01 million
Interest-bearing balances	$ 19.36 million
Total securities	$ 116.79 million
Federal funds sold and reverse repurchase	$ 0.30 million
Net loans and leases	$ 245.17 million
Loan loss allowance	$ 1.10 million
Trading account assets	$ 30.31 million
Bank premises and fixed assets	N.A.
Other real estate owned	N.A.
Goodwill and other intangibles	N.A.
All other assets	$ 54.13 million
Total Assets	$ 354.02 million

LIABILITIES
Total deposits	$ 294.24 million
Interest-bearing deposits	$ 208.35 million
Deposits held in domestic offices	$ 294.24 million
% insured (estimated)"	94.84%
Federal funds purchased and repurchase agreements	N.A.
Trading liabilities	N.A.
Other borrowed funds	N.A.
Subordinated debt	N.A.
All other liabilities	$ 10.27 millionn
Total Liabilities	$ 354.02 million
Shareholders’ Equity	$ 122.04 million

Summary Income Statement as of December 31, 2024

INCOME AND EXPENSES
Total Interest Income	$ 17.93 million
Total Interest Expense	$ 2.36 million
Net interest income	$ 15.57 million
Provision for loan and lease losses	$ 0.38 million
Total non interest income	$ 8.89 million
Total non interest expense	$ 13.68 million
Pre-tax Net Operating Income	N.A.

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Branches

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