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USAA Federal Savings Bank is an FDIC insured institution headquartered at
1 Norterra Dr, Phoenix, AZ 85085.
It was founded in
1983 and has approximately $108 billion in assets. Customers can open an account at one of its 1 branches.
| SAVINGS RATES | APY | MIN | |
|---|---|---|---|
|
SAV
|
0.01% | $1 | Compare |
|
SAV
|
0.50% | $500,000 | Compare |
| CD RATES | APY | MIN | |
|---|---|---|---|
|
6 Mo CD
|
2.25% | $1,000 | Compare |
|
9 Mo CD
|
2.00% | $1,000 | Compare |
|
12 Mo CD
|
1.80% | $1,000 | Compare |
|
15 Mo CD
|
1.70% | $1,000 | Compare |
|
18 Mo CD
|
1.65% | $1,000 | Compare |
|
24 Mo CD
|
1.40% | $1,000 | Compare |
|
36 Mo CD
|
1.30% | $1,000 | Compare |
|
48 Mo CD
|
1.25% | $1,000 | Compare |
|
60 Mo CD
|
1.25% | $1,000 | Compare |
| INT CHECKING RATES | APY | MIN |
|---|---|---|
|
INTCK
|
0.01% | $1,000 |
| Tap into your home's equity & access the funds you need with a HELOC | $0 |
|
Intro APR: 6.750 %
After Intro:6.750 % |
$25,000 |
|
Intro APR: 6.817 %
After Intro:6.817 % |
$25,000 |
|
Intro APR: 6.950 %
After Intro:6.950 % |
$15,000 |
Figure Home Equity NMLS ID: 1717824 / Updated 2025-09-22 |
Intro APR: 6.950 %
After Intro:6.950 % |
$15,000 |
Four Leaf Federal Credit Union NMLS ID: 449104 / Updated 2025-12-22 |
Intro APR: 5.990 %
After Intro:7.000 % Intro Period: 12 months |
$25,000 |
|
Intro APR: 7.375 %
After Intro:7.375 % Intro Period: 7 months |
$25,000 |
| Cash in with a HELOC | $0 |
Unlock Technologies, Inc. NMLS ID: Not a Lender / Updated 2026-05-28 |
Get cash now in exchange for a percentage of your homes future equity. | $0 |
| HELOC approval in 5 minutes, funding in 5 days. Borrow up to $750k online. | $0 |
CrossCountry Mortgage, LLC NMLS ID: 3029 / Updated 2026-05-28 |
Unlock Your Home's Potential | $0 |
AmeriSave Mortgage Corporation NMLS ID: 1168 / Updated 2026-05-28 |
Home Equity Loans & Refinance – Cash out | $0 |
Spring EQ NMLS ID: 1464945 / Updated 2026-05-28 |
The leader for homeowners tapping cash from their homes since 2016. | $0 |
| 6.005% |
$1,893
Fees & Points
$4,499 Total
0.750 Pts ($2,400) $2,099 Fees |
Saxton Mortgage NMLS ID: 1717191 |
6.110% |
$1,919
Fees & Points
$3,871 Total
0.805 Pts ($2,576) $1,295 Fees |
Basis Lending, LLC NMLS ID: 2463124 |
6.179% |
$1,919
Fees & Points
$6,314 Total
0.875 Pts ($2,800) $3,515 Fees |
| 6.234% |
$1,945
Fees & Points
$3,824 Total
0.867 Pts ($2,774) $1,050 Fees |
Copperstate Home Loans NMLS ID: 1982090 |
6.243% |
$1,945
Fees & Points
$4,159 Total
0.875 Pts ($2,800) $1,359 Fees |
| 6.286% |
$1,971
Fees & Points
$1,305 Total
0.375 Pts ($1,200) $105 Fees |
Barrett Financial NMLS ID: 181106 |
6.294% |
$1,945
Fees & Points
$5,774 Total
0.931 Pts ($2,979) $2,795 Fees |
Allied Mortgage Group, Inc. NMLS ID: 1067 |
6.337% |
$1,971
Fees & Points
$2,947 Total
0.921 Pts ($2,947) $0 Fees |
Beeline Loans, Inc. NMLS ID: 1799947 |
6.338% |
$1,971
Fees & Points
$2,982 Total
0.932 Pts ($2,982) $0 Fees |
| 6.344% |
$1,971
Fees & Points
$3,174 Total
0.992 Pts ($3,174) $0 Fees |
Loansteady NMLS ID: 1701910 |
6.353% |
$1,971
Fees & Points
$3,495 Total
0.625 Pts ($2,000) $1,495 Fees |
Watermark Home Loans NMLS ID: 1838 |
6.359% |
$1,971
Fees & Points
$3,801 Total
0.679 Pts ($2,173) $1,628 Fees |
Simply PMG NMLS ID: 133739 |
6.366% |
$1,971
Fees & Points
$3,945 Total
0.828 Pts ($2,650) $1,295 Fees |
| 6.368% |
$1,971
Fees & Points
$4,254 Total
0.943 Pts ($3,018) $1,236 Fees |
Mutual of Omaha Mortgage, Inc. NMLS ID: 1025894 |
6.378% |
$1,945
Fees & Points
$8,675 Total
0.586 Pts ($1,875) $6,800 Fees |
Northpointe Bank NMLS ID: 447490 |
6.467% |
$1,997
Fees & Points
$3,085 Total
0.528 Pts ($1,690) $1,395 Fees |
PenFed Credit Union NMLS ID: 401822 |
6.506% |
$1,997
Fees & Points
$4,395 Total
0.750 Pts ($2,400) $1,995 Fees |
SoFi NMLS ID: 696891 |
6.760% |
$2,049
Fees & Points
$4,468 Total
0.929 Pts ($2,973) $1,495 Fees |
Beeline Loans, Inc. NMLS ID: 1799947 |
Fees & Points
Total
Pts ($0) $0 Fees |
Rocket Mortgage NMLS ID: 3030 |
Fees & Points
Total
Pts ($0) $0 Fees |
|
Fees & Points
Total
Pts ($0) $0 Fees |
Veterans United Home Loans NMLS ID: 1907 |
Fees & Points
Total
Pts ($0) $0 Fees |
| FDIC Insured | Yes |
| FDIC Certificate | # 32188 |
| Date Established | 1983 |
| Assets | $ 107.99 billion |
| Loans | $ 43.15 billion |
| Deposits | $ 93.39 billion |
| Capital | $ 5.26 billion |
| ASSETS | |
| Cash & Balances due from depository institutions | $ 11.51 billion |
| Interest-bearing balances | $ 8.01 billion |
| Total securities | $ 50.03 billion |
| Federal funds sold and reverse repurchase | N.A. |
| Net loans and leases | $ 43.15 billion |
| Loan loss allowance | $ 1,902.00 million |
| Trading account assets | N.A. |
| Bank premises and fixed assets | N.A. |
| Other real estate owned | $ 1.00 million |
| Goodwill and other intangibles | N.A. |
| All other assets | $ 3.39 billion |
| Total Assets | $ 102.73 billion |
| LIABILITIES | |
| Total deposits | $ 93.39 billion |
| Interest-bearing deposits | $ 92.99 billion |
| Deposits held in domestic offices | $ 93.39 billion |
| % insured (estimated)" | 94.70% |
| Federal funds purchased and repurchase agreements | N.A. |
| Trading liabilities | N.A. |
| Other borrowed funds | $ 1,275.00 million |
| Subordinated debt | N.A. |
| All other liabilities | $ 2.15 billionn |
| Total Liabilities | $ 102.73 billion |
| Shareholders’ Equity | $ 5.26 billion |
| INCOME AND EXPENSES | |
| Total Interest Income | $ 5.58 billion |
| Total Interest Expense | $ 685.00 million |
| Net interest income | $ 4.89 billion |
| Provision for loan and lease losses | $ 1,083.00 million |
| Total non interest income | $ 1,948.00 million |
| Total non interest expense | $ 5.20 billion |
| Pre-tax Net Operating Income | $ 87.00 million |
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