USAA Federal Savings Bank

For information concerning USAA Federal Savings Bank parent bank, please click here .

Phone: 800 531 8722

Online Rates - December 21, 2025

Your current location is: New York City, NY

SAVINGS RATES APY MIN
CD RATES APY MIN
9 Mo CD
2.00% $1,000 Compare
12 Mo CD
1.80% $1,000 Compare
18 Mo CD 1k
1.65% $1,000 Compare
24 Mo CD 1k
1.40% $1,000 Compare
36 Mo CD 1k
1.30% $1,000 Compare
48 Mo CD
1.25% $1,000 Compare
60 Mo CD
1.25% $1,000 Compare




Money that you deposit is held by USAA Federal Savings Bank. USAA Federal Savings Bank is an FDIC insured institution founded in 1983. It has approximately $106.48 billion in assets.

Overview 2025

General Information of the Parent Bank

FDIC Insured Yes
Insured Parent Bank USAA Federal Savings Bank
FDIC Certificate # 32188
Date Established 1983
Assets $106.48 billion
Loans $42.22 billion
Deposits $92.77 billion
Capital $4.70 billion


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Savings Comparison

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis."

PRODUCT
BANK
BANK TYPE
STATE
AMOUNT
TERM
APY
VS.NATL'L AV.
MIN
MILES

Tax Rate: 30%

All calculations are for demonstration purposes only."

  • 1
    ONLINE SAVINGS
    Online Bank
    -
    $50,000
    N.A.
    0.01%
    0.04x (National Avg. - 0.23%)
    $10,000
    -
    SCENARIO
    Year Rate
    0.01%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 5 4
    2 50,005 5 4
    3 50,010 5 4
    4 50,015 5 4
    5 50,020 5 4
    6 50,025 5 4
    7 50,030 5 4
    8 50,035 5 4
    9 50,040 5 4
    10 50,045 5 4
    11 50,050 5 4
    12 50,055 5 4
    13 50,060 5 4
    14 50,065 5 4
    15 50,070 5 4
    16 50,075 5 4
    17 50,080 5 4
    18 50,085 5 4
    19 50,090 5 4
    20 50,095 5 4
    TOTAL $100 $70
  • 2
    ONLINE SAVINGS
    Bank
    -
    $50,000
    N.A.
    4.00%
    17.70x (National Avg. - 0.23%)
    $1,000
    -
    SCENARIO
    Year Rate
    4.00%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 2,000 1,400
    2 52,000 2,080 1,456
    3 54,080 2,163 1,514
    4 56,243 2,250 1,575
    5 58,493 2,340 1,638
    6 60,833 2,433 1,703
    7 63,266 2,531 1,771
    8 65,797 2,632 1,842
    9 68,428 2,737 1,916
    10 71,166 2,847 1,993
    11 74,012 2,960 2,072
    12 76,973 3,079 2,155
    13 80,052 3,202 2,241
    14 83,254 3,330 2,331
    15 86,584 3,463 2,424
    16 90,047 3,602 2,521
    17 93,649 3,746 2,622
    18 97,395 3,896 2,727
    19 101,291 4,052 2,836
    20 105,342 4,214 2,950
    TOTAL $59,556 $41,689