USAA Federal Savings Bank
For information concerning USAA Federal Savings Bank parent bank, please click here .
Phone: 800 531 8722
Online Rates - February 05, 2026
Your current location is: New York City, NY
| SAVINGS RATES | APY | MIN | |
|---|---|---|---|
|
Savings
|
0.01% | $10,000 | Compare |
|
Savings
|
0.50% | $1,000,000 | Compare |
| CD RATES | APY | MIN | |
|---|---|---|---|
|
9 Mo CD
|
2.00% | $1,000 | Compare |
|
12 Mo CD
|
1.80% | $1,000 | Compare |
|
18 Mo CD 1k
|
1.65% | $1,000 | Compare |
|
24 Mo CD 1k
|
1.40% | $1,000 | Compare |
|
36 Mo CD 1k
|
1.30% | $1,000 | Compare |
|
48 Mo CD
|
1.25% | $1,000 | Compare |
|
60 Mo CD
|
1.25% | $1,000 | Compare |
Money that you deposit is held by USAA Federal Savings Bank. USAA Federal Savings Bank is an FDIC insured institution founded in 1983. It has approximately $104.90 billion in assets.
Overview 2026
General Information of the Parent Bank
| FDIC Insured | Yes |
| Insured Parent Bank | USAA Federal Savings Bank |
| FDIC Certificate | # 32188 |
| Date Established | 1983 |
| Assets | $104.90 billion |
| Loans | $42.29 billion |
| Deposits | $90.80 billion |
| Capital | $4.99 billion |
Customer Reviews for USAA Federal Savings Bank
Savings Comparison
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis."
PRODUCT
BANK
BANK TYPE
STATE
AMOUNT
TERM
APY
VS.NATL'L AV.
MIN
MILES
Tax Rate: 30%
All calculations are for demonstration purposes only."
- 1ONLINE SAVINGSOnline Bank-$50,000N.A.0.01%0.04x (National Avg. - 0.23%)$10,000-SCENARIO
Year Rate
0.01%Annual
InterestAnnual Interest
(After Tax)1 50,000 5 4 2 50,005 5 4 3 50,010 5 4 4 50,015 5 4 5 50,020 5 4 6 50,025 5 4 7 50,030 5 4 8 50,035 5 4 9 50,040 5 4 10 50,045 5 4 11 50,050 5 4 12 50,055 5 4 13 50,060 5 4 14 50,065 5 4 15 50,070 5 4 16 50,075 5 4 17 50,080 5 4 18 50,085 5 4 19 50,090 5 4 20 50,095 5 4 TOTAL $100 $70 - 2ONLINE SAVINGSBank-$50,000N.A.3.75%16.67x (National Avg. - 0.23%)$1,000-SCENARIO
Year Rate
3.75%Annual
InterestAnnual Interest
(After Tax)1 50,000 1,875 1,313 2 51,875 1,945 1,362 3 53,820 2,018 1,413 4 55,839 2,094 1,466 5 57,933 2,172 1,521 6 60,105 2,254 1,578 7 62,359 2,338 1,637 8 64,697 2,426 1,698 9 67,124 2,517 1,762 10 69,641 2,612 1,828 11 72,252 2,709 1,897 12 74,962 2,811 1,968 13 77,773 2,916 2,042 14 80,689 3,026 2,118 15 83,715 3,139 2,198 16 86,854 3,257 2,280 17 90,111 3,379 2,365 18 93,491 3,506 2,454 19 96,996 3,637 2,546 20 100,634 3,774 2,642 TOTAL $54,408 $38,085
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