Discover Bank

For information concerning Discover Bank parent bank, please click here .

Phone: 800 347 2683

Online Rates - December 16, 2025

Your current location is: New York City, NY

SAVINGS RATES APY MIN
CD RATES APY MIN
3 Mo CD
2.00% $2,500 Compare
6 Mo CD
3.50% $2,500 Compare
9 Mo CD
3.50% $2,500 Compare
12 Mo CD
3.90% $2,500 Compare
18 Mo CD
3.75% $2,500 Compare
24 Mo CD
3.60% $2,500 Compare
36 Mo CD
3.60% $2,500 Compare
48 Mo CD
3.60% $2,500 Compare
60 Mo CD
3.60% $2,500 Compare
MONEY MARKET RATES APY MIN
Money Market
3.35% $100,000 Compare




Money that you deposit is held by Discover Bank. Discover Bank is an FDIC insured institution founded in 1911. It has approximately $145.41 billion in assets.

Overview 2025

General Information of the Parent Bank

FDIC Insured Yes
Insured Parent Bank Discover Bank
FDIC Certificate # 5649
Date Established 1911
Assets $145.45 billion
Loans $109.30 billion
Deposits $114.28 billion
Capital $14.22 billion


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Savings Comparison

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis."

PRODUCT
BANK
BANK TYPE
STATE
AMOUNT
TERM
APY
VS.NATL'L AV.
MIN
MILES

Tax Rate: 30%

All calculations are for demonstration purposes only."

  • 1
    ONLINE SAVINGS
    Online Bank
    -
    $50,000
    N.A.
    3.40%
    15.04x (National Avg. - 0.23%)
    $0
    -
    SCENARIO
    Year Rate
    3.40%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 1,700 1,190
    2 51,700 1,758 1,230
    3 53,458 1,818 1,272
    4 55,275 1,879 1,316
    5 57,155 1,943 1,360
    6 59,098 2,009 1,407
    7 61,107 2,078 1,454
    8 63,185 2,148 1,504
    9 65,333 2,221 1,555
    10 67,555 2,297 1,608
    11 69,851 2,375 1,662
    12 72,226 2,456 1,719
    13 74,682 2,539 1,777
    14 77,221 2,626 1,838
    15 79,847 2,715 1,900
    16 82,562 2,807 1,965
    17 85,369 2,903 2,032
    18 88,271 3,001 2,101
    19 91,272 3,103 2,172
    20 94,376 3,209 2,246
    TOTAL $47,584 $33,309
  • 2
    ONLINE SAVINGS
    Bank
    -
    $50,000
    N.A.
    4.00%
    17.70x (National Avg. - 0.23%)
    $1,000
    -
    SCENARIO
    Year Rate
    4.00%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 2,000 1,400
    2 52,000 2,080 1,456
    3 54,080 2,163 1,514
    4 56,243 2,250 1,575
    5 58,493 2,340 1,638
    6 60,833 2,433 1,703
    7 63,266 2,531 1,771
    8 65,797 2,632 1,842
    9 68,428 2,737 1,916
    10 71,166 2,847 1,993
    11 74,012 2,960 2,072
    12 76,973 3,079 2,155
    13 80,052 3,202 2,241
    14 83,254 3,330 2,331
    15 86,584 3,463 2,424
    16 90,047 3,602 2,521
    17 93,649 3,746 2,622
    18 97,395 3,896 2,727
    19 101,291 4,052 2,836
    20 105,342 4,214 2,950
    TOTAL $59,556 $41,689