Discover Bank
For information concerning Discover Bank parent bank, please click here .
Phone: 800 347 2683
Online Rates - February 01, 2026
Your current location is: New York City, NY
| SAVINGS RATES | APY | MIN | |
|---|---|---|---|
|
SAV
|
3.30% | $0 | Compare |
| CD RATES | APY | MIN | |
|---|---|---|---|
|
3 Mo CD
|
2.00% | $2,500 | Compare |
|
6 Mo CD
|
3.75% | $2,500 | Compare |
|
9 Mo CD
|
3.75% | $2,500 | Compare |
|
12 Mo CD
|
3.90% | $2,500 | Compare |
|
18 Mo CD
|
3.75% | $2,500 | Compare |
|
24 Mo CD
|
3.60% | $2,500 | Compare |
|
36 Mo CD
|
3.60% | $2,500 | Compare |
|
48 Mo CD
|
3.60% | $2,500 | Compare |
|
60 Mo CD
|
3.60% | $2,500 | Compare |
| MONEY MARKET RATES | APY | MIN | |
|---|---|---|---|
|
Money Market
|
3.35% | $100,000 | Compare |
Money that you deposit is held by Discover Bank. Discover Bank is an FDIC insured institution founded in 1911. It has approximately $145.41 billion in assets.
Overview 2026
General Information of the Parent Bank
| FDIC Insured | Yes |
| Insured Parent Bank | Discover Bank |
| FDIC Certificate | # 5649 |
| Date Established | 1911 |
| Assets | $145.45 billion |
| Loans | $109.30 billion |
| Deposits | $114.28 billion |
| Capital | $14.22 billion |
Customer Reviews for Discover Bank
Savings Comparison
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis."
PRODUCT
BANK
BANK TYPE
STATE
AMOUNT
TERM
APY
VS.NATL'L AV.
MIN
MILES
Tax Rate: 30%
All calculations are for demonstration purposes only."
- 1ONLINE SAVINGSOnline Bank-$50,000N.A.3.30%14.73x (National Avg. - 0.22%)$0-SCENARIO
Year Rate
3.30%Annual
InterestAnnual Interest
(After Tax)1 50,000 1,650 1,155 2 51,650 1,704 1,193 3 53,354 1,761 1,232 4 55,115 1,819 1,273 5 56,934 1,879 1,315 6 58,813 1,941 1,359 7 60,754 2,005 1,403 8 62,758 2,071 1,450 9 64,829 2,139 1,498 10 66,969 2,210 1,547 11 69,179 2,283 1,598 12 71,462 2,358 1,651 13 73,820 2,436 1,705 14 76,256 2,516 1,762 15 78,772 2,599 1,820 16 81,372 2,685 1,880 17 84,057 2,774 1,942 18 86,831 2,865 2,006 19 89,697 2,960 2,072 20 92,657 3,058 2,140 TOTAL $45,714 $32,000 - 2ONLINE SAVINGSBank-$50,000N.A.3.75%16.74x (National Avg. - 0.22%)$1,000-SCENARIO
Year Rate
3.75%Annual
InterestAnnual Interest
(After Tax)1 50,000 1,875 1,313 2 51,875 1,945 1,362 3 53,820 2,018 1,413 4 55,839 2,094 1,466 5 57,933 2,172 1,521 6 60,105 2,254 1,578 7 62,359 2,338 1,637 8 64,697 2,426 1,698 9 67,124 2,517 1,762 10 69,641 2,612 1,828 11 72,252 2,709 1,897 12 74,962 2,811 1,968 13 77,773 2,916 2,042 14 80,689 3,026 2,118 15 83,715 3,139 2,198 16 86,854 3,257 2,280 17 90,111 3,379 2,365 18 93,491 3,506 2,454 19 96,996 3,637 2,546 20 100,634 3,774 2,642 TOTAL $54,408 $38,085
There are currently no comments for Discover Bank. Be the first to share your experience. Please provide comments that will help others.