Jenius Bank, a division of Sumitomo Mitsui Bank
For information concerning Sumitomo Mitsui Trust Bank (U.S.A.) Limited parent bank, please click here .
Online Rates - December 10, 2025
Your current location is: New York City, NY
| SAVINGS RATES | APY | MIN | |
|---|---|---|---|
|
SAV
|
4.05% | $0 | Compare |
Money that you deposit is held by Sumitomo Mitsui Trust Bank (U.S.A.) Limited. Sumitomo Mitsui Trust Bank (U.S.A.) Limited is an FDIC insured institution founded in 1987. It has approximately $4.03 billion in assets.
Overview 2025
General Information of the Parent Bank
| FDIC Insured | Yes |
| Insured Parent Bank | Sumitomo Mitsui Trust Bank (U.S.A.) Limited |
| FDIC Certificate | # 27054 |
| Date Established | 1987 |
| Assets | $4.03 billion |
| Loans | $0.00 billion |
| Deposits | $3.47 billion |
| Capital | $0.51 billion |
Customer Reviews for Jenius Bank, a division of Sumitomo Mitsui Bank
Savings Comparison
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis."
PRODUCT
BANK
BANK TYPE
STATE
AMOUNT
TERM
APY
VS.NATL'L AV.
MIN
MILES
Tax Rate: 30%
All calculations are for demonstration purposes only."
- 1ONLINE SAVINGSOnline Bank-$50,000N.A.4.05%17.92x (National Avg. - 0.23%)$0-SCENARIO
Year Rate
4.05%Annual
InterestAnnual Interest
(After Tax)1 50,000 2,025 1,418 2 52,025 2,107 1,475 3 54,132 2,192 1,535 4 56,324 2,281 1,597 5 58,605 2,374 1,661 6 60,979 2,470 1,729 7 63,449 2,570 1,799 8 66,018 2,674 1,872 9 68,692 2,782 1,947 10 71,474 2,895 2,026 11 74,369 3,012 2,108 12 77,381 3,134 2,194 13 80,515 3,261 2,283 14 83,776 3,393 2,375 15 87,168 3,530 2,471 16 90,699 3,673 2,571 17 94,372 3,822 2,675 18 98,194 3,977 2,784 19 102,171 4,138 2,897 20 106,309 4,306 3,014 TOTAL $60,614 $42,430 - 2ONLINE SAVINGSBank-$50,000N.A.4.00%17.70x (National Avg. - 0.23%)$1,000-SCENARIO
Year Rate
4.00%Annual
InterestAnnual Interest
(After Tax)1 50,000 2,000 1,400 2 52,000 2,080 1,456 3 54,080 2,163 1,514 4 56,243 2,250 1,575 5 58,493 2,340 1,638 6 60,833 2,433 1,703 7 63,266 2,531 1,771 8 65,797 2,632 1,842 9 68,428 2,737 1,916 10 71,166 2,847 1,993 11 74,012 2,960 2,072 12 76,973 3,079 2,155 13 80,052 3,202 2,241 14 83,254 3,330 2,331 15 86,584 3,463 2,424 16 90,047 3,602 2,521 17 93,649 3,746 2,622 18 97,395 3,896 2,727 19 101,291 4,052 2,836 20 105,342 4,214 2,950 TOTAL $59,556 $41,689
There are currently no comments for Jenius Bank, a division of Sumitomo Mitsui Bank. Be the first to share your experience. Please provide comments that will help others.