Memory Bank, a division of Republic Bank & Trust Company
For information concerning Republic Bank & Trust Company parent bank, please click here .
Online Rates - January 30, 2026
Your current location is: New York City, NY
| SAVINGS RATES | APY | MIN | |
|---|---|---|---|
|
SAV
|
0.05% | $0 | Compare |
| CD RATES | APY | MIN | |
|---|---|---|---|
|
6 Mo CD
|
3.70% | $1,000 | Compare |
|
11 Mo CD
|
3.50% | $1,000 | Compare |
|
12 Mo CD
|
3.10% | $1,000 | Compare |
|
15 Mo CD
|
3.00% | $1,000 | Compare |
|
18 Mo CD
|
3.25% | $1,000 | Compare |
|
24 Mo CD
|
3.25% | $1,000 | Compare |
|
36 Mo CD
|
3.50% | $1,000 | Compare |
|
48 Mo CD
|
3.50% | $1,000 | Compare |
|
60 Mo CD
|
3.50% | $1,000 | Compare |
| MONEY MARKET RATES | APY | MIN | |
|---|---|---|---|
|
Money Market
|
0.05% | $0 | Compare |
Money that you deposit is held by Republic Bank & Trust Company. Republic Bank & Trust Company is an FDIC insured institution founded in 1982. It has approximately $7.01 billion in assets.
Overview 2026
General Information of the Parent Bank
| FDIC Insured | Yes |
| Insured Parent Bank | Republic Bank & Trust Company |
| FDIC Certificate | # 23627 |
| Date Established | 1982 |
| Assets | $7.01 billion |
| Loans | $5.24 billion |
| Deposits | $5.40 billion |
| Capital | $1.02 billion |
Customer Reviews for Memory Bank, a division of Republic Bank & Trust Company
Savings Comparison
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis."
PRODUCT
BANK
BANK TYPE
STATE
AMOUNT
TERM
APY
VS.NATL'L AV.
MIN
MILES
Tax Rate: 30%
All calculations are for demonstration purposes only."
- 1ONLINE SAVINGSOnline Bank-$50,000N.A.0.05%0.22x (National Avg. - 0.22%)$0-SCENARIO
Year Rate
0.05%Annual
InterestAnnual Interest
(After Tax)1 50,000 25 18 2 50,025 25 18 3 50,050 25 18 4 50,075 25 18 5 50,100 25 18 6 50,125 25 18 7 50,150 25 18 8 50,175 25 18 9 50,200 25 18 10 50,225 25 18 11 50,251 25 18 12 50,276 25 18 13 50,301 25 18 14 50,326 25 18 15 50,351 25 18 16 50,376 25 18 17 50,402 25 18 18 50,427 25 18 19 50,452 25 18 20 50,477 25 18 TOTAL $502 $352 - 2ONLINE SAVINGSBank-$50,000N.A.3.75%16.74x (National Avg. - 0.22%)$1,000-SCENARIO
Year Rate
3.75%Annual
InterestAnnual Interest
(After Tax)1 50,000 1,875 1,313 2 51,875 1,945 1,362 3 53,820 2,018 1,413 4 55,839 2,094 1,466 5 57,933 2,172 1,521 6 60,105 2,254 1,578 7 62,359 2,338 1,637 8 64,697 2,426 1,698 9 67,124 2,517 1,762 10 69,641 2,612 1,828 11 72,252 2,709 1,897 12 74,962 2,811 1,968 13 77,773 2,916 2,042 14 80,689 3,026 2,118 15 83,715 3,139 2,198 16 86,854 3,257 2,280 17 90,111 3,379 2,365 18 93,491 3,506 2,454 19 96,996 3,637 2,546 20 100,634 3,774 2,642 TOTAL $54,408 $38,085
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