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Republic Bank & Trust Company

For information concerning Memory Bank, a division of Republic Bank & Trust Company online bank, please click here .

Republic Bank & Trust Company is an FDIC insured institution headquartered at 601 W Market St, Louisville, KY 40202.
It was founded in 1982 and has approximately $7 billion in assets. Customers can open an account at one of its 47 branches.

Deposit Rates - May 26, 2026

SAVINGS RATES APY MIN
Savings
0.02% $2,500 Compare
CD RATES APY MIN
6 Mo CD
0.25% $10,000 Compare
6 Mo CD
0.25% $100,000 Compare
12 Mo CD
0.35% $10,000 Compare
12 Mo CD
0.35% $100,000 Compare
18 Mo CD
0.35% $10,000 Compare
18 Mo CD
0.35% $100,000 Compare
36 Mo CD
0.50% $10,000 Compare
36 Mo CD
0.50% $100,000 Compare
60 Mo CD
0.50% $10,000 Compare
60 Mo CD
0.50% $100,000 Compare
MM RATES APY MIN
Money Market
0.02% $2,500 Compare
Money Market
0.02% $10,000 Compare
Money Market
0.02% $25,000 Compare
INT CHECKING RATES APY MIN
Int Ckg
0.05% $2,500




Overview 2026

General Bank Information

FDIC Insured Yes
FDIC Certificate # 23627
Date Established 1982
Assets $ 7.04 billion
Loans $ 5.48 billion
Deposits $ 5.27 billion
Capital $ 1,037.18 million

Summary Balance Sheet as of September 30, 2025

ASSETS
Cash & Balances due from depository institutions $ 221.97 million
Interest-bearing balances $ 146.33 million
Total securities $ 886.52 million
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 5.48 billion
Loan loss allowance $ 85.35 million
Trading account assets $ 6.29 million
Bank premises and fixed assets N.A.
Other real estate owned $ 1.28 million
Goodwill and other intangibles $ 48.86 million
All other assets $ 220.34 million
     Total Assets $ 6.00 billion

LIABILITIES
Total deposits $ 5.27 billion
      Interest-bearing deposits $ 4.02 billion
      Deposits held in domestic offices $ 5.27 billion
      % insured (estimated)" 59.18%
Federal funds purchased and repurchase agreements $ 88.50 million
Trading liabilities $ 6.40 million
Other borrowed funds $ 62.16 million
Subordinated debt N.A.
All other liabilities $ 64.87 millionn
      Total Liabilities $ 6.00 billion
      Shareholders’ Equity $ 1,037.18 million

Summary Income Statement as of September 30, 2025

INCOME AND EXPENSES
Total Interest Income $ 438.13 million
Total Interest Expense $ 103.86 million
Net interest income $ 334.27 million
Provision for loan and lease losses $ 31.56 million
Total non interest income $ 82.93 million
Total non interest expense $ 219.19 million
Pre-tax Net Operating Income $ 65.73 million

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