Republic Bank & Trust Company
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Republic Bank & Trust Company is an FDIC insured institution headquartered at
601 W Market St, Louisville, KY 40202.
Deposit Rates -
August 24, 2026
SAVINGS RATES
APY
MIN
Savings
0.02% $2,500
Compare
CD RATES
APY
MIN
6 Mo CD
0.25% $10,000
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6 Mo CD
0.25% $100,000
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12 Mo CD
0.35% $10,000
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12 Mo CD
0.35% $100,000
Compare
18 Mo CD
0.35% $10,000
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18 Mo CD
0.35% $100,000
Compare
36 Mo CD
0.50% $10,000
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36 Mo CD
0.50% $100,000
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60 Mo CD
0.50% $10,000
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60 Mo CD
0.50% $100,000
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MM RATES
APY
MIN
Money Market
0.02% $2,500
Compare
Money Market
0.02% $10,000
Compare
Money Market
0.02% $25,000
Compare
INT CHECKING RATES
APY
MIN
Int Ckg
0.05% $2,500
Overview 2026
General Bank Information
FDIC Insured
Yes
FDIC Certificate
# 23627
Date Established
1982
Assets
$ 7.04 billion
Loans
$ 5.48 billion
Deposits
$ 5.27 billion
Capital
$ 1,037.18 million
Summary Balance Sheet as of December 31, 2025
ASSETS
Cash & Balances due from depository institutions
$ 221.97 million
Interest-bearing balances
$ 146.33 million
Total securities
$ 886.52 million
Federal funds sold and reverse repurchase
N.A.
Net loans and leases
$ 5.48 billion
Loan loss allowance
$ 85.35 million
Trading account assets
$ 6.29 million
Bank premises and fixed assets
N.A.
Other real estate owned
$ 1.28 million
Goodwill and other intangibles
$ 48.86 million
All other assets
$ 220.34 million
Total Assets $ 6.00 billion
LIABILITIES
Total deposits
$ 5.27 billion
Interest-bearing deposits
$ 4.02 billion
Deposits held in domestic offices
$ 5.27 billion
% insured (estimated)" 59.18%
Federal funds purchased and repurchase agreements
$ 88.50 million
Trading liabilities
$ 6.40 million
Other borrowed funds
$ 62.16 million
Subordinated debt
N.A.
All other liabilities
$ 64.87 millionn
Total Liabilities $ 6.00 billion
Shareholders’ Equity $ 1,037.18 million
Summary Income Statement as of December 31, 2025
INCOME AND EXPENSES
Total Interest Income
$ 438.13 million
Total Interest Expense
$ 103.86 million
Net interest income
$ 334.27 million
Provision for loan and lease losses
$ 31.56 million
Total non interest income
$ 82.93 million
Total non interest expense
$ 219.19 million
Pre-tax Net Operating Income
$ 65.73 million
Customer Reviews for Republic Bank & Trust Company
Branches
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Republic Bank & Trust Company Locations
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