Online Rates - December 12, 2025
Your current location is: New York City, NY
| SAVINGS RATES | APY | MIN | |
|---|---|---|---|
|
Savings
|
4.00% | $100 | Compare |
| CD RATES | APY | MIN | |
|---|---|---|---|
|
6 Mo CD
|
4.00% | $10,000 | Compare |
|
12 Mo CD
|
4.00% | $10,000 | Compare |
|
18 Mo CD
|
3.45% | $10,000 | Compare |
|
24 Mo CD
|
3.45% | $10,000 | Compare |
|
36 Mo CD
|
3.45% | $10,000 | Compare |
|
48 Mo CD
|
3.45% | $10,000 | Compare |
|
60 Mo CD
|
3.45% | $10,000 | Compare |
Money that you deposit is held by Popular Bank. Popular Bank is an FDIC insured institution founded in 1999. It has approximately $14.86 billion in assets.
Overview 2025
General Information of the Parent Bank
| FDIC Insured | Yes |
| Insured Parent Bank | Popular Bank |
| FDIC Certificate | # 34967 |
| Date Established | 1999 |
| Assets | $14.86 billion |
| Loans | $11.29 billion |
| Deposits | $11.95 billion |
| Capital | $2.03 billion |
Customer Reviews for Popular Direct
Savings Comparison
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis."
PRODUCT
BANK
BANK TYPE
STATE
AMOUNT
TERM
APY
VS.NATL'L AV.
MIN
MILES
Tax Rate: 30%
All calculations are for demonstration purposes only."
- 1ONLINE SAVINGSOnline Bank-$50,000N.A.4.00%17.70x (National Avg. - 0.23%)$100-SCENARIO
Year Rate
4.00%Annual
InterestAnnual Interest
(After Tax)1 50,000 2,000 1,400 2 52,000 2,080 1,456 3 54,080 2,163 1,514 4 56,243 2,250 1,575 5 58,493 2,340 1,638 6 60,833 2,433 1,703 7 63,266 2,531 1,771 8 65,797 2,632 1,842 9 68,428 2,737 1,916 10 71,166 2,847 1,993 11 74,012 2,960 2,072 12 76,973 3,079 2,155 13 80,052 3,202 2,241 14 83,254 3,330 2,331 15 86,584 3,463 2,424 16 90,047 3,602 2,521 17 93,649 3,746 2,622 18 97,395 3,896 2,727 19 101,291 4,052 2,836 20 105,342 4,214 2,950 TOTAL $59,556 $41,689 - 2ONLINE SAVINGSBank-$50,000N.A.4.00%17.70x (National Avg. - 0.23%)$1,000-SCENARIO
Year Rate
4.00%Annual
InterestAnnual Interest
(After Tax)1 50,000 2,000 1,400 2 52,000 2,080 1,456 3 54,080 2,163 1,514 4 56,243 2,250 1,575 5 58,493 2,340 1,638 6 60,833 2,433 1,703 7 63,266 2,531 1,771 8 65,797 2,632 1,842 9 68,428 2,737 1,916 10 71,166 2,847 1,993 11 74,012 2,960 2,072 12 76,973 3,079 2,155 13 80,052 3,202 2,241 14 83,254 3,330 2,331 15 86,584 3,463 2,424 16 90,047 3,602 2,521 17 93,649 3,746 2,622 18 97,395 3,896 2,727 19 101,291 4,052 2,836 20 105,342 4,214 2,950 TOTAL $59,556 $41,689
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