Citizens
For information concerning Citizens Bank, National Association parent bank, please click here.
Online Rates - March 29, 2023
Your current location is: Ashburn, VA
| SAVINGS RATES | APY | MIN | |
|---|---|---|---|
|
Savings
|
4.25% | $1 | Compare |
| CD RATES | APY | MIN | |
|---|---|---|---|
|
11 Mo CD
|
0.05% | $5,000 | Compare |
|
12 Mo CD
|
4.75% | $5,000 | Compare |
|
24 Mo CD
|
3.30% | $5,000 | Compare |
|
36 Mo CD
|
3.35% | $5,000 | Compare |
|
48 Mo CD
|
3.40% | $5,000 | Compare |
|
60 Mo CD
|
3.45% | $5,000 | Compare |
Money that you deposit is held by Citizens Bank, National Association. Citizens Bank, National Association is an FDIC insured institution founded in 2005. It has approximately $226.53 billion in assets.
Overview 2023
General Information of the Parent Bank
| FDIC Insured | Yes |
| Insured Parent Bank | Citizens Bank, National Association |
| FDIC Certificate | # 57957 |
| Date Established | 2005 |
| Assets | $226.53 billion |
| Loans | $156.20 billion |
| Deposits | $180.87 billion |
| Capital | $23.20 billion |
Customer Reviews for Citizens (5)
Rated 2.60 stars out of 5 - based on 5 reviews
Savings Comparison
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
PRODUCT
BANK
BANK TYPE
STATE
AMOUNT
TERM
APY
VS.NATL'L AV.
MIN
MILES
Tax Rate: 30%
All calculations are for demonstration purposes only.
- 1ONLINE CDOnline Bank-$50,00011 Month0.05%N.A.$5,000-SCENARIO
Year Rate
0.05%Annual
InterestAnnual Interest
(After Tax)1 50,000 25 18 2 50,025 25 18 3 50,050 25 18 4 50,075 25 18 5 50,100 25 18 6 50,125 25 18 7 50,150 25 18 8 50,175 25 18 9 50,200 25 18 10 50,225 25 18 11 50,251 25 18 12 50,276 25 18 13 50,301 25 18 14 50,326 25 18 15 50,351 25 18 16 50,376 25 18 17 50,402 25 18 18 50,427 25 18 19 50,452 25 18 20 50,477 25 18 TOTAL $502 $352 - 2LOCAL CDOnline Bank-$50,00060 Month4.10%5.06x (National Avg. - 0.81%)$2,500-SCENARIO
Year Rate
4.10%Annual
InterestAnnual Interest
(After Tax)1 50,000 2,050 1,435 2 52,050 2,134 1,494 3 54,184 2,222 1,555 4 56,406 2,313 1,619 5 58,718 2,407 1,685 6 61,126 2,506 1,754 7 63,632 2,609 1,826 8 66,241 2,716 1,901 9 68,957 2,827 1,979 10 71,784 2,943 2,060 11 74,727 3,064 2,145 12 77,791 3,189 2,233 13 80,980 3,320 2,324 14 84,300 3,456 2,419 15 87,757 3,598 2,519 16 91,355 3,746 2,622 17 95,100 3,899 2,729 18 98,999 4,059 2,841 19 103,058 4,225 2,958 20 107,284 4,399 3,079 TOTAL $61,682 $43,178 - 3LOCAL CDOnline Bank-$50,00024 Month4.30%7.75x (National Avg. - 0.56%)$2,500-SCENARIO
Year Rate
4.30%Annual
InterestAnnual Interest
(After Tax)1 50,000 2,150 1,505 2 52,150 2,242 1,570 3 54,392 2,339 1,637 4 56,731 2,439 1,708 5 59,171 2,544 1,781 6 61,715 2,654 1,858 7 64,369 2,768 1,938 8 67,137 2,887 2,021 9 70,024 3,011 2,108 10 73,035 3,140 2,198 11 76,175 3,276 2,293 12 79,451 3,416 2,391 13 82,867 3,563 2,494 14 86,430 3,717 2,602 15 90,147 3,876 2,713 16 94,023 4,043 2,830 17 98,066 4,217 2,952 18 102,283 4,398 3,079 19 106,681 4,587 3,211 20 111,268 4,785 3,349 TOTAL $66,053 $46,237 - 4LOCAL CDOnline Bank-$50,00012 Month4.50%10.23x (National Avg. - 0.44%)$2,500-SCENARIO
Year Rate
4.50%Annual
InterestAnnual Interest
(After Tax)1 50,000 2,250 1,575 2 52,250 2,351 1,646 3 54,601 2,457 1,720 4 57,058 2,568 1,797 5 59,626 2,683 1,878 6 62,309 2,804 1,963 7 65,113 2,930 2,051 8 68,043 3,062 2,143 9 71,105 3,200 2,240 10 74,305 3,344 2,341 11 77,648 3,494 2,446 12 81,143 3,651 2,556 13 84,794 3,816 2,671 14 88,610 3,987 2,791 15 92,597 4,167 2,917 16 96,764 4,354 3,048 17 101,119 4,550 3,185 18 105,669 4,755 3,329 19 110,424 4,969 3,478 20 115,393 5,193 3,635 TOTAL $70,586 $49,410
Abzo68
May 17, 2022 |
I have accounts at some of these other names where I make a little more, but if I need something (to access my cash or to cover an obligation somewhere), this is the place I go. Great service by phone too. I've been a customer for many years and I will be a customer long after I am done with most of these other banks.
Review on the Parent BankBedtime01
May 17, 2022 |
Once again, Citizens is most competitive of the quality names (Citizens, Ally, Synchrony, CIT). Best service too.
Review on the Parent BankLiam1969
May 3, 2022 |
It started in a promising way several years ago but it is now a complete shit show. Changed the name and brand, then the website and now I am making a rate that is half the top rate. I feel like the guy who graduated from high school and was still hanging out in the parking lot two years later and smoking weed. It is time for me to go.
Review on the Parent BankJamieS
December 22, 2021 |
I had not logged in for a while and wanted to check on my account, but the website now feels like watching Peanuts. Does not inspire confidence and the .40% rate doesn't thrill me either (others are going up).
Elderguy
December 5, 2021 |
As a 65+ year old customer of over 4 years, I am enjoying the new enhancements to the website (not!). I first land on a page where the default setting is to take me to my student loan page and I have to indicate there that I am in fact a savings / CD customer! I sure am glad that I looked into 5year Cds with this bank that still pay over 2.5% and still have 2 1/2 years, but when they come due I will go somewhere else. In the meantime, this does little to inspire confidence or show that they value me as a customer.