Citizens
For information concerning Citizens Bank, National Association parent bank, please click here .
Phone: 800 922 9999
Online Rates - January 30, 2026
Your current location is: New York City, NY
| SAVINGS RATES | APY | MIN | |
|---|---|---|---|
|
Savings
|
3.15% | $1 | Compare |
| CD RATES | APY | MIN | |
|---|---|---|---|
|
8 Mo CD
|
3.65% | $5,000 | Compare |
|
11 Mo CD
|
0.05% | $5,000 | Compare |
|
12 Mo CD
|
3.25% | $5,000 | Compare |
|
24 Mo CD
|
3.50% | $5,000 | Compare |
|
36 Mo CD
|
3.25% | $5,000 | Compare |
|
48 Mo CD
|
2.75% | $5,000 | Compare |
|
60 Mo CD
|
2.75% | $5,000 | Compare |
Money that you deposit is held by Citizens Bank, National Association. Citizens Bank, National Association is an FDIC insured institution founded in 2005. It has approximately $222.11 billion in assets.
Overview 2026
General Information of the Parent Bank
| FDIC Insured | Yes |
| Insured Parent Bank | Citizens Bank, National Association |
| FDIC Certificate | # 57957 |
| Date Established | 2005 |
| Assets | $222.11 billion |
| Loans | $140.35 billion |
| Deposits | $183.74 billion |
| Capital | $26.41 billion |
Customer Reviews for Citizens (2)
Rated 5.00 stars out of 5 - based on 2 reviews
Savings Comparison
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis."
PRODUCT
BANK
BANK TYPE
STATE
AMOUNT
TERM
APY
VS.NATL'L AV.
MIN
MILES
Tax Rate: 30%
All calculations are for demonstration purposes only."
- 1ONLINE SAVINGSOnline Bank-$50,000N.A.3.15%14.06x (National Avg. - 0.22%)$1-SCENARIO
Year Rate
3.15%Annual
InterestAnnual Interest
(After Tax)1 50,000 1,575 1,103 2 51,575 1,625 1,137 3 53,200 1,676 1,173 4 54,875 1,729 1,210 5 56,604 1,783 1,248 6 58,387 1,839 1,287 7 60,226 1,897 1,328 8 62,123 1,957 1,370 9 64,080 2,019 1,413 10 66,099 2,082 1,457 11 68,181 2,148 1,503 12 70,329 2,215 1,551 13 72,544 2,285 1,600 14 74,829 2,357 1,650 15 77,186 2,431 1,702 16 79,617 2,508 1,756 17 82,125 2,587 1,811 18 84,712 2,668 1,868 19 87,381 2,752 1,927 20 90,133 2,839 1,987 TOTAL $42,973 $30,081 - 2ONLINE SAVINGSBank-$50,000N.A.3.75%16.74x (National Avg. - 0.22%)$1,000-SCENARIO
Year Rate
3.75%Annual
InterestAnnual Interest
(After Tax)1 50,000 1,875 1,313 2 51,875 1,945 1,362 3 53,820 2,018 1,413 4 55,839 2,094 1,466 5 57,933 2,172 1,521 6 60,105 2,254 1,578 7 62,359 2,338 1,637 8 64,697 2,426 1,698 9 67,124 2,517 1,762 10 69,641 2,612 1,828 11 72,252 2,709 1,897 12 74,962 2,811 1,968 13 77,773 2,916 2,042 14 80,689 3,026 2,118 15 83,715 3,139 2,198 16 86,854 3,257 2,280 17 90,111 3,379 2,365 18 93,491 3,506 2,454 19 96,996 3,637 2,546 20 100,634 3,774 2,642 TOTAL $54,408 $38,085
Abzo68
May 17, 2022 |
I have accounts at some of these other names where I make a little more, but if I need something (to access my cash or to cover an obligation somewhere), this is the place I go. Great service by phone too. I've been a customer for many years and I will be a customer long after I am done with most of these other banks.
Review on the Parent BankBedtime01
May 17, 2022 |
Once again, Citizens is most competitive of the quality names (Citizens, Ally, Synchrony, CIT). Best service too.
Review on the Parent Bank