Your current location is: New York City, NY
| SAVINGS RATES | APY | MIN | |
|---|---|---|---|
|
Savings
|
0.10% | $25,000 | Compare |
| CD RATES | APY | MIN | |
|---|---|---|---|
|
3 Mo CD
|
0.25% | $2,500 | Compare |
|
5 Mo CD
|
4.00% | $10,000 | Compare |
|
6 Mo CD
|
3.90% | $2,500 | Compare |
|
8 Mo CD
|
5.50% | $10,000 | Compare |
|
9 Mo CD
|
0.25% | $2,500 | Compare |
|
11 Mo CD
|
3.75% | $2,500 | Compare |
|
12 Mo CD
|
0.75% | $1,000 | Compare |
|
13 Mo CD
|
3.50% | $1,000 | Compare |
|
15 Mo CD
|
5.00% | $10,000 | Compare |
|
18 Mo CD
|
0.30% | $500 | Compare |
|
22 Mo CD
|
3.55% | $1,000 | Compare |
|
24 Mo CD
|
1.26% | $1,000 | Compare |
|
36 Mo CD
|
1.50% | $1,000 | Compare |
|
48 Mo CD
|
1.50% | $1,000 | Compare |
|
60 Mo CD
|
1.75% | $1,000 | Compare |
| MONEY MARKET RATES | APY | MIN | |
|---|---|---|---|
|
Money Market
|
2.50% | $0 | Compare |
|
Money Market
|
3.00% | $250,000 | Compare |
Money that you deposit is held by OneLocal Bank. OneLocal Bank is an FDIC insured institution founded in 1889. It has approximately $1.02 billion in assets.
| FDIC Insured | Yes |
| Insured Parent Bank | OneLocal Bank |
| FDIC Certificate | # 26555 |
| Date Established | 1889 |
| Assets | $1.02 billion |
| Loans | $0.86 billion |
| Deposits | $0.82 billion |
| Capital | $0.13 billion |
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis."
Tax Rate: 30%
All calculations are for demonstration purposes only."
| Year | Rate 0.10% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 50 | 35 |
| 2 | 50,050 | 50 | 35 |
| 3 | 50,100 | 50 | 35 |
| 4 | 50,150 | 50 | 35 |
| 5 | 50,200 | 50 | 35 |
| 6 | 50,251 | 50 | 35 |
| 7 | 50,301 | 50 | 35 |
| 8 | 50,351 | 50 | 35 |
| 9 | 50,401 | 50 | 35 |
| 10 | 50,452 | 50 | 35 |
| 11 | 50,502 | 51 | 35 |
| 12 | 50,553 | 51 | 35 |
| 13 | 50,603 | 51 | 35 |
| 14 | 50,654 | 51 | 35 |
| 15 | 50,705 | 51 | 35 |
| 16 | 50,755 | 51 | 36 |
| 17 | 50,806 | 51 | 36 |
| 18 | 50,857 | 51 | 36 |
| 19 | 50,908 | 51 | 36 |
| 20 | 50,959 | 51 | 36 |
| TOTAL | $1,010 | $707 |
| Year | Rate 4.00% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 2,000 | 1,400 |
| 2 | 52,000 | 2,080 | 1,456 |
| 3 | 54,080 | 2,163 | 1,514 |
| 4 | 56,243 | 2,250 | 1,575 |
| 5 | 58,493 | 2,340 | 1,638 |
| 6 | 60,833 | 2,433 | 1,703 |
| 7 | 63,266 | 2,531 | 1,771 |
| 8 | 65,797 | 2,632 | 1,842 |
| 9 | 68,428 | 2,737 | 1,916 |
| 10 | 71,166 | 2,847 | 1,993 |
| 11 | 74,012 | 2,960 | 2,072 |
| 12 | 76,973 | 3,079 | 2,155 |
| 13 | 80,052 | 3,202 | 2,241 |
| 14 | 83,254 | 3,330 | 2,331 |
| 15 | 86,584 | 3,463 | 2,424 |
| 16 | 90,047 | 3,602 | 2,521 |
| 17 | 93,649 | 3,746 | 2,622 |
| 18 | 97,395 | 3,896 | 2,727 |
| 19 | 101,291 | 4,052 | 2,836 |
| 20 | 105,342 | 4,214 | 2,950 |
| TOTAL | $59,556 | $41,689 |
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