Radius Bank

For information concerning LendingClub Bank, National Association parent bank, please click here.

Online Rates - July 14, 2024

Your current location is: Ashburn, VA

Money that you deposit is held by LendingClub Bank, National Association. LendingClub Bank, National Association is an FDIC insured institution founded in 1987. It has approximately $8.61 billion in assets.

Overview 2024

General Information of the Parent Bank

FDIC Insured Yes
Insured Parent Bank LendingClub Bank, National Association
FDIC Certificate # 32551
Date Established 1987
Assets $8.61 billion
Loans $5.20 billion
Deposits $7.43 billion
Capital $1.02 billion

Customer Reviews for Radius Bank (8)

Rated 1.38 stars out of 5 - based on 8 reviews
  • Let's see. A bank with a name like "LendingClub" that is focused on predatory straight cash lending in an economy that has gone from flush with cash to a deep recession (depression?) and that has a website that is not fully flushed out and looks like it is basically an afterthought. What could go wrong?

    Review on the Parent Bank
  • They can move the rate wherever they want to move it and I am not going to move my money back to these Bitcoin bros.

    Review on the Parent Bank
  • A real shit organization. Closed the account as soon as I was credited interest. People on the phone desperately tried to be helpful and I felt sorry for them (same experience as when I call the airlines these days).

    Review on the Parent Bank
  • Nerdwallet ranked this thing a "best online experience". They must have paid for the rating. It is the worst.

    Review on the Parent Bank
  • Not for the faint hearted. I threw a lot of money into this one and then logged in a few months later and was asked to make an initial deposit.

    Review on the Parent Bank
  • I couldn't get the account open. After multiple calls, the problem was fixed. Then it was opened and after five days they closed it and returned the money to me. I think I deposited too much (6 figures). in any event, I am happy to be done with them. Save yourself and the nice lady who answered the phone there some time and avoid this.

    Review on the Parent Bank
  • Had some fits and starts getting the account opened and getting online access which may have been due to the fact that I had been a Radius Bank customer. Mariah was super helpful by phone (she may in fact be the only person working the phone). No other complaints or concerns so far.

    Review on the Parent Bank
  • A .60% rate is attractive right now, but I am going to be wait to put my hard earned deposit dollars with a bank that doesn't call itself Lending Club and wasn't invented around the (now-failed) peer-to-peer lending concept.

    Review on the Parent Bank

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