iGobanking.com, a division of Flushing Bank
For information concerning Flushing Savings Bank, FSB parent bank, please click here .
Online Rates - March 03, 2026
Your current location is: New York City, NY
| SAVINGS RATES | APY | MIN | |
|---|---|---|---|
|
Savings
|
0.25% | $5,000 | Compare |
| CD RATES | APY | MIN | |
|---|---|---|---|
|
3 Mo CD
|
5.25% | $1,000 | Compare |
|
6 Mo CD
|
3.70% | $1,000 | Compare |
|
9 Mo CD
|
3.50% | $1,000 | Compare |
|
12 Mo CD
|
3.50% | $1,000 | Compare |
|
15 Mo CD
|
4.75% | $1,000 | Compare |
|
18 Mo CD
|
3.65% | $1,000 | Compare |
|
24 Mo CD
|
2.75% | $25,000 | Compare |
|
36 Mo CD
|
3.25% | $1,000 | Compare |
|
48 Mo CD
|
4.25% | $1,000 | Compare |
|
60 Mo CD
|
1.00% | $25,000 | Compare |
| MONEY MARKET RATES | APY | MIN | |
|---|---|---|---|
|
Money Market
|
3.24% | $25,000 | Compare |
| INT CHECKING RATES | APY | MIN |
|---|---|---|
|
INTCK
|
0.01% | $1 |
Money that you deposit is held by Flushing Savings Bank, FSB. Flushing Savings Bank, FSB is an FDIC insured institution founded in 1929. It has approximately $4.45 billion in assets.
Overview 2026
General Information of the Parent Bank
| FDIC Insured | Yes |
| Insured Parent Bank | Flushing Savings Bank, FSB |
| FDIC Certificate | # 16049 |
| Date Established | 1929 |
| Assets | $4.45 billion |
| Loans | $3.21 billion |
| Deposits | $3.03 billion |
| Capital | $0.45 billion |
Customer Reviews for iGobanking.com, a division of Flushing Bank (1)
Rated 2.00 stars out of 5 - based on 1 reviews
Savings Comparison
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis."
PRODUCT
BANK
BANK TYPE
STATE
AMOUNT
TERM
APY
VS.NATL'L AV.
MIN
MILES
Tax Rate: 30%
All calculations are for demonstration purposes only."
- 1ONLINE SAVINGSOnline Bank-$50,000N.A.0.25%1.11x (National Avg. - 0.23%)$5,000-SCENARIO
Year Rate
0.25%Annual
InterestAnnual Interest
(After Tax)1 50,000 125 88 2 50,125 125 88 3 50,250 126 88 4 50,376 126 88 5 50,502 126 88 6 50,628 127 89 7 50,755 127 89 8 50,882 127 89 9 51,009 128 89 10 51,136 128 89 11 51,264 128 90 12 51,392 128 90 13 51,521 129 90 14 51,650 129 90 15 51,779 129 91 16 51,908 130 91 17 52,038 130 91 18 52,168 130 91 19 52,298 131 92 20 52,429 131 92 TOTAL $2,560 $1,792 - 2ONLINE SAVINGSBank-$50,000N.A.3.75%16.67x (National Avg. - 0.23%)$1,000-SCENARIO
Year Rate
3.75%Annual
InterestAnnual Interest
(After Tax)1 50,000 1,875 1,313 2 51,875 1,945 1,362 3 53,820 2,018 1,413 4 55,839 2,094 1,466 5 57,933 2,172 1,521 6 60,105 2,254 1,578 7 62,359 2,338 1,637 8 64,697 2,426 1,698 9 67,124 2,517 1,762 10 69,641 2,612 1,828 11 72,252 2,709 1,897 12 74,962 2,811 1,968 13 77,773 2,916 2,042 14 80,689 3,026 2,118 15 83,715 3,139 2,198 16 86,854 3,257 2,280 17 90,111 3,379 2,365 18 93,491 3,506 2,454 19 96,996 3,637 2,546 20 100,634 3,774 2,642 TOTAL $54,408 $38,085
jennypgo
June 22, 2022 |
I've been around this one for a while in all of its forms - including igo, bankpurely, giftsforbanking, etc. They are creative with the market and the customer service is responsive. It just requires too much attention to be sure you are getting the best rate among the different brands, and then too much time to open another account. Same thing goes for NY Community Bank (much worse customer service) and Emigrant (faster transfers and no transfer limits). The transfer limits on this one are also routinely waived after 24 hours if you just send a note to customer service through the website, but it is just a drag and I hate feeling like a Kindergartener asking to go to the bathroom. In short, this one will work for a lot of people as we re-enter a rate competitive environment, but I will be looking for more straightorward service from other names.
Review on the Parent Bank