Your current location is: New York City, NY
| SAVINGS RATES | APY | MIN | |
|---|---|---|---|
|
Savings
|
4.45% | $100 | Compare |
| INT CHECKING RATES | APY | MIN |
|---|---|---|
|
INTCK
|
5.00% | $1 |
Money that you deposit is held by Affinity Bank, National Association. Affinity Bank, National Association is an FDIC insured institution founded in 1928. It has approximately $0.93 billion in assets.
| FDIC Insured | Yes |
| Insured Parent Bank | Affinity Bank, National Association |
| FDIC Certificate | # 29510 |
| Date Established | 1928 |
| Assets | $0.93 billion |
| Loans | $0.72 billion |
| Deposits | $0.76 billion |
| Capital | $0.11 billion |
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis."
Tax Rate: 30%
All calculations are for demonstration purposes only."
| Year | Rate 4.45% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 2,225 | 1,558 |
| 2 | 52,225 | 2,324 | 1,627 |
| 3 | 54,549 | 2,427 | 1,699 |
| 4 | 56,976 | 2,535 | 1,775 |
| 5 | 59,512 | 2,648 | 1,854 |
| 6 | 62,160 | 2,766 | 1,936 |
| 7 | 64,926 | 2,889 | 2,022 |
| 8 | 67,816 | 3,018 | 2,112 |
| 9 | 70,833 | 3,152 | 2,206 |
| 10 | 73,985 | 3,292 | 2,305 |
| 11 | 77,278 | 3,439 | 2,407 |
| 12 | 80,717 | 3,592 | 2,514 |
| 13 | 84,308 | 3,752 | 2,626 |
| 14 | 88,060 | 3,919 | 2,743 |
| 15 | 91,979 | 4,093 | 2,865 |
| 16 | 96,072 | 4,275 | 2,993 |
| 17 | 100,347 | 4,465 | 3,126 |
| 18 | 104,813 | 4,664 | 3,265 |
| 19 | 109,477 | 4,872 | 3,410 |
| 20 | 114,348 | 5,089 | 3,562 |
| TOTAL | $69,437 | $48,606 |
| Year | Rate 3.75% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,875 | 1,313 |
| 2 | 51,875 | 1,945 | 1,362 |
| 3 | 53,820 | 2,018 | 1,413 |
| 4 | 55,839 | 2,094 | 1,466 |
| 5 | 57,933 | 2,172 | 1,521 |
| 6 | 60,105 | 2,254 | 1,578 |
| 7 | 62,359 | 2,338 | 1,637 |
| 8 | 64,697 | 2,426 | 1,698 |
| 9 | 67,124 | 2,517 | 1,762 |
| 10 | 69,641 | 2,612 | 1,828 |
| 11 | 72,252 | 2,709 | 1,897 |
| 12 | 74,962 | 2,811 | 1,968 |
| 13 | 77,773 | 2,916 | 2,042 |
| 14 | 80,689 | 3,026 | 2,118 |
| 15 | 83,715 | 3,139 | 2,198 |
| 16 | 86,854 | 3,257 | 2,280 |
| 17 | 90,111 | 3,379 | 2,365 |
| 18 | 93,491 | 3,506 | 2,454 |
| 19 | 96,996 | 3,637 | 2,546 |
| 20 | 100,634 | 3,774 | 2,642 |
| TOTAL | $54,408 | $38,085 |
JP
October 1, 2022 |
Very happy customer, but needs to be pointed out that 3.50% is the rate you will receive in November if you hit step goals in October. The rate for October is 2.50%. Not sure what interest rate a new customer would get for October if they sign up now, but they will get 3.50% in November if they sign up now and reach step goals.
Review on the Parent Bankwellden1
Jan 2, 2026
easy workaround - open account with minimum balance, download app, do your steps, fund your account at end of month. easy.