Online Banks | FitnessBank, a division of Affinity Bank
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FitnessBank, a division of Affinity Bank

For information concerning Affinity Bank, National Association parent bank, please click here .

ACH Number: 261170371

Online Rates - February 17, 2026

Your current location is: New York City, NY

SAVINGS RATES APY MIN
Savings
4.20% $100 Compare
INT CHECKING RATES APY MIN
INTCK
4.75% $1




Money that you deposit is held by Affinity Bank, National Association. Affinity Bank, National Association is an FDIC insured institution founded in 1928. It has approximately $0.92 billion in assets.

Overview 2026

General Information of the Parent Bank

FDIC Insured Yes
Insured Parent Bank Affinity Bank, National Association
FDIC Certificate # 29510
Date Established 1928
Assets $0.92 billion
Loans $0.72 billion
Deposits $0.75 billion
Capital $0.11 billion


Customer Reviews for FitnessBank, a division of Affinity Bank (1)

Rated 4.00 stars out of 5 - based on 1 reviews

  • Very happy customer, but needs to be pointed out that 3.50% is the rate you will receive in November if you hit step goals in October. The rate for October is 2.50%. Not sure what interest rate a new customer would get for October if they sign up now, but they will get 3.50% in November if they sign up now and reach step goals.

    Review on the Parent Bank

    wellden1

    Feb 17, 2026

    easy workaround - open account with minimum balance, download app, do your steps, fund your account at end of month. easy.

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Savings Comparison

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis."

PRODUCT
BANK
BANK TYPE
STATE
AMOUNT
TERM
APY
VS.NATL'L AV.
MIN
MILES

Tax Rate: 30%

All calculations are for demonstration purposes only."

  • 1
    ONLINE SAVINGS
    FitnessBank, a division of Affinity Bank , ★ TOP PICK ★
    Online Bank
    -
    $50,000
    N.A.
    4.20%
    18.67x (National Avg. - 0.23%)
    $100
    -
    SCENARIO
    Year Rate
    4.20%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 2,100 1,470
    2 52,100 2,188 1,532
    3 54,288 2,280 1,596
    4 56,568 2,376 1,663
    5 58,944 2,476 1,733
    6 61,420 2,580 1,806
    7 63,999 2,688 1,882
    8 66,687 2,801 1,961
    9 69,488 2,919 2,043
    10 72,407 3,041 2,129
    11 75,448 3,169 2,218
    12 78,617 3,302 2,311
    13 81,919 3,441 2,408
    14 85,359 3,585 2,510
    15 88,944 3,736 2,615
    16 92,680 3,893 2,725
    17 96,573 4,056 2,839
    18 100,629 4,226 2,958
    19 104,855 4,404 3,083
    20 109,259 4,589 3,212
    TOTAL $63,848 $44,693
  • 2
    ONLINE SAVINGS
    First Foundation Bank , ★ TOP PICK ★
    Bank
    -
    $50,000
    N.A.
    3.75%
    16.67x (National Avg. - 0.23%)
    $1,000
    -
    SCENARIO
    Year Rate
    3.75%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 1,875 1,313
    2 51,875 1,945 1,362
    3 53,820 2,018 1,413
    4 55,839 2,094 1,466
    5 57,933 2,172 1,521
    6 60,105 2,254 1,578
    7 62,359 2,338 1,637
    8 64,697 2,426 1,698
    9 67,124 2,517 1,762
    10 69,641 2,612 1,828
    11 72,252 2,709 1,897
    12 74,962 2,811 1,968
    13 77,773 2,916 2,042
    14 80,689 3,026 2,118
    15 83,715 3,139 2,198
    16 86,854 3,257 2,280
    17 90,111 3,379 2,365
    18 93,491 3,506 2,454
    19 96,996 3,637 2,546
    20 100,634 3,774 2,642
    TOTAL $54,408 $38,085


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