Affinity Bank, National Association

For information concerning FitnessBank, a division of Affinity Bank online bank, please click here .

Affinity Bank, National Association is an FDIC insured institution headquartered at 3175 Highway 278, Covington, GA 30014.
It was founded in 1928 and has approximately $1 billion in assets. Customers can open an account at one of its 3 branches.

Deposit Rates - August 19, 2025

SAVINGS RATES APY MIN
Savings
0.10% $2,500 Compare
CD RATES APY MIN
6 Mo CD
0.35% $10,000 Compare
6 Mo CD
0.35% $100,000 Compare
12 Mo CD
0.50% $10,000 Compare
12 Mo CD
0.50% $100,000 Compare
24 Mo CD
0.75% $10,000 Compare
24 Mo CD
0.75% $100,000 Compare
36 Mo CD
0.85% $10,000 Compare
36 Mo CD
0.85% $100,000 Compare
48 Mo CD
0.95% $10,000 Compare
48 Mo CD
0.95% $100,000 Compare
60 Mo CD
1.15% $10,000 Compare
60 Mo CD
1.15% $100,000 Compare
MM RATES APY MIN
Money Market
0.15% $2,500 Compare
Money Market
0.15% $10,000 Compare
Money Market
0.20% $25,000 Compare
INT CHECKING RATES APY MIN
Int Ckg
0.06% $2,500

Overview 2025

General Bank Information

FDIC Insured Yes
FDIC Certificate # 29510
Date Established 1928
Assets $ 911.71 million
Loans $ 712.78 million
Deposits $ 739.22 million
Capital $ 106.96 million

Summary Balance Sheet as of March 31, 2025

ASSETS
Cash & Balances due from depository institutions $ 47.26 million
Interest-bearing balances $ 41.06 million
Total securities $ 68.32 million
Federal funds sold and reverse repurchase $ 27.44 million
Net loans and leases $ 712.78 million
Loan loss allowance $ 8.47 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles $ 18.13 million
All other assets $ 25.76 million
     Total Assets $ 804.74 million

LIABILITIES
Total deposits $ 739.22 million
      Interest-bearing deposits $ 576.69 million
      Deposits held in domestic offices $ 739.22 million
      % insured (estimated)" 77.77%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds $ 25.45 million
Subordinated debt N.A.
All other liabilities $ 5.33 millionn
      Total Liabilities $ 804.74 million
      Shareholders’ Equity $ 106.96 million

Summary Income Statement as of March 31, 2025

INCOME AND EXPENSES
Total Interest Income $ 12.08 million
Total Interest Expense $ 4.81 million
Net interest income $ 7.27 million
Provision for loan and lease losses $ 0.06 million
Total non interest income $ 0.60 million
Total non interest expense $ 5.63 million
Pre-tax Net Operating Income $ 4.86 million

Customer Reviews for Affinity Bank, National Association (1)

Rated 4.00 stars out of 5 - based on 1 reviews
  • Very happy customer, but needs to be pointed out that 3.50% is the rate you will receive in November if you hit step goals in October. The rate for October is 2.50%. Not sure what interest rate a new customer would get for October if they sign up now, but they will get 3.50% in November if they sign up now and reach step goals.

    wellden1

    Aug 19, 2025

    easy workaround - open account with minimum balance, download app, do your steps, fund your account at end of month. easy.


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Branches

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Affinity Bank, National Association Locations