Banks | Affinity Bank, National Association
Language
resources/views/banks/institution.blade.php

Affinity Bank, National Association

For information concerning FitnessBank, a division of Affinity Bank online bank, please click here .

Affinity Bank, National Association is an FDIC insured institution headquartered at 3175 Highway 278, Covington, GA 30014.
It was founded in 1928 and has approximately $1 billion in assets. Customers can open an account at one of its 3 branches.

Deposit Rates - July 05, 2026

SAVINGS RATES APY MIN
Savings
0.10% $2,500 Compare
CD RATES APY MIN
6 Mo CD
0.35% $10,000 Compare
6 Mo CD
0.35% $100,000 Compare
12 Mo CD
0.50% $10,000 Compare
12 Mo CD
0.50% $100,000 Compare
24 Mo CD
0.75% $10,000 Compare
24 Mo CD
0.75% $100,000 Compare
36 Mo CD
0.85% $10,000 Compare
36 Mo CD
0.85% $100,000 Compare
48 Mo CD
0.95% $10,000 Compare
48 Mo CD
0.95% $100,000 Compare
60 Mo CD
1.15% $10,000 Compare
60 Mo CD
1.15% $100,000 Compare
MM RATES APY MIN
Money Market
0.15% $2,500 Compare
Money Market
0.15% $10,000 Compare
Money Market
0.20% $25,000 Compare
INT CHECKING RATES APY MIN
Int Ckg
0.06% $2,500




Overview 2026

General Bank Information

FDIC Insured Yes
FDIC Certificate # 29510
Date Established 1928
Assets $ 881.42 million
Loans $ 733.76 million
Deposits $ 703.32 million
Capital $ 112.76 million

Summary Balance Sheet as of December 31, 2025

ASSETS
Cash & Balances due from depository institutions $ 18.09 million
Interest-bearing balances $ 11.17 million
Total securities $ 38.76 million
Federal funds sold and reverse repurchase $ 35.76 million
Net loans and leases $ 733.76 million
Loan loss allowance $ 9.01 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles $ 17.98 million
All other assets $ 25.76 million
     Total Assets $ 768.67 million

LIABILITIES
Total deposits $ 703.32 million
      Interest-bearing deposits $ 562.24 million
      Deposits held in domestic offices $ 703.32 million
      % insured (estimated)" 78.31%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds $ 25.45 million
Subordinated debt N.A.
All other liabilities $ 5.33 millionn
      Total Liabilities $ 768.67 million
      Shareholders’ Equity $ 112.76 million

Summary Income Statement as of December 31, 2025

INCOME AND EXPENSES
Total Interest Income $ 50.91 million
Total Interest Expense $ 20.01 million
Net interest income $ 30.89 million
Provision for loan and lease losses $ 0.15 million
Total non interest income $ 2.56 million
Total non interest expense $ 21.65 million
Pre-tax Net Operating Income $ 4.86 million

Customer Reviews for Affinity Bank, National Association (1)

Rated 4.00 stars out of 5 - based on 1 reviews

  • October 1, 2022 |

    Very happy customer, but needs to be pointed out that 3.50% is the rate you will receive in November if you hit step goals in October. The rate for October is 2.50%. Not sure what interest rate a new customer would get for October if they sign up now, but they will get 3.50% in November if they sign up now and reach step goals.

    wellden1

    Jul 5, 2026

    easy workaround - open account with minimum balance, download app, do your steps, fund your account at end of month. easy.

Add Your Review


Rate it here →


Branches

Click on location and enter new zip number to change."
Your current location is: Phoenix, AZ

Affinity Bank, National Association Locations

Other Banks to Consider