Affinity Bank, National Association

For information concerning FitnessBank, a division of Affinity Bank online bank, please click here .

Affinity Bank, National Association is an FDIC insured institution headquartered at 3175 Highway 278, Covington, GA 30014.
It was founded in 1928 and has approximately $1 billion in assets. Customers can open an account at one of its 3 branches.

Deposit Rates - August 20, 2026

SAVINGS RATES	APY	MIN
Savings	0.10%	$2,500	Compare

CD RATES	APY	MIN
6 Mo CD	0.35%	$10,000	Compare
6 Mo CD	0.35%	$100,000	Compare
12 Mo CD	0.50%	$10,000	Compare
12 Mo CD	0.50%	$100,000	Compare
24 Mo CD	0.75%	$10,000	Compare
24 Mo CD	0.75%	$100,000	Compare
36 Mo CD	0.85%	$10,000	Compare
36 Mo CD	0.85%	$100,000	Compare
48 Mo CD	0.95%	$10,000	Compare
48 Mo CD	0.95%	$100,000	Compare
60 Mo CD	1.15%	$10,000	Compare
60 Mo CD	1.15%	$100,000	Compare

MM RATES	APY	MIN
Money Market	0.15%	$2,500	Compare
Money Market	0.15%	$10,000	Compare
Money Market	0.20%	$25,000	Compare

INT CHECKING RATES	APY	MIN
Int Ckg	0.06%	$2,500

Overview 2026

General Bank Information

FDIC Insured	Yes
FDIC Certificate	# 29510
Date Established	1928
Assets	$ 881.42 million
Loans	$ 733.76 million
Deposits	$ 703.32 million
Capital	$ 112.76 million

Summary Balance Sheet as of December 31, 2025

ASSETS
Cash & Balances due from depository institutions	$ 18.09 million
Interest-bearing balances	$ 11.17 million
Total securities	$ 38.76 million
Federal funds sold and reverse repurchase	$ 35.76 million
Net loans and leases	$ 733.76 million
Loan loss allowance	$ 9.01 million
Trading account assets	N.A.
Bank premises and fixed assets	N.A.
Other real estate owned	N.A.
Goodwill and other intangibles	$ 17.98 million
All other assets	$ 25.76 million
Total Assets	$ 768.67 million

LIABILITIES
Total deposits	$ 703.32 million
Interest-bearing deposits	$ 562.24 million
Deposits held in domestic offices	$ 703.32 million
% insured (estimated)"	78.31%
Federal funds purchased and repurchase agreements	N.A.
Trading liabilities	N.A.
Other borrowed funds	$ 25.45 million
Subordinated debt	N.A.
All other liabilities	$ 5.33 millionn
Total Liabilities	$ 768.67 million
Shareholders’ Equity	$ 112.76 million

Summary Income Statement as of December 31, 2025

INCOME AND EXPENSES
Total Interest Income	$ 50.91 million
Total Interest Expense	$ 20.01 million
Net interest income	$ 30.89 million
Provision for loan and lease losses	$ 0.15 million
Total non interest income	$ 2.56 million
Total non interest expense	$ 21.65 million
Pre-tax Net Operating Income	$ 4.86 million

Customer Reviews for Affinity Bank, National Association (1)

Rated 4.00 stars out of 5 - based on 1 reviews

JP

October 1, 2022 |

Very happy customer, but needs to be pointed out that 3.50% is the rate you will receive in November if you hit step goals in October. The rate for October is 2.50%. Not sure what interest rate a new customer would get for October if they sign up now, but they will get 3.50% in November if they sign up now and reach step goals.

wellden1

Aug 20, 2026

easy workaround - open account with minimum balance, download app, do your steps, fund your account at end of month. easy.

Branches

Click on location and enter new zip number to change."
Your current location is: Phoenix, AZ