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Bank of Holland


Bank of Holland is an FDIC insured institution headquartered at 12 S Main St, Holland, NY 14080.
It was founded in 1893 and has approximately $0 billion in assets. Customers can open an account at one of its 3 branches.

Deposit Rates - July 23, 2026





Overview 2026

General Bank Information

FDIC Insured Yes
FDIC Certificate # 1464
Date Established 1893
Assets $ 246.33 million
Loans $ 182.52 million
Deposits $ 220.55 million
Capital $ 19.88 million

Summary Balance Sheet as of December 31, 2025

ASSETS
Cash & Balances due from depository institutions $ 11.04 million
Interest-bearing balances $ 10.03 million
Total securities $ 45.77 million
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 182.52 million
Loan loss allowance $ 1.88 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles N.A.
All other assets $ 4.51 million
     Total Assets $ 226.45 million

LIABILITIES
Total deposits $ 220.55 million
      Interest-bearing deposits $ 152.41 million
      Deposits held in domestic offices $ 220.55 million
      % insured (estimated)" 85.55%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities $ 0.36 millionn
      Total Liabilities $ 226.45 million
      Shareholders’ Equity $ 19.88 million

Summary Income Statement as of December 31, 2025

INCOME AND EXPENSES
Total Interest Income $ 11.84 million
Total Interest Expense $ 3.00 million
Net interest income $ 8.84 million
Provision for loan and lease losses $ 0.26 million
Total non interest income $ 0.87 million
Total non interest expense $ 6.17 million
Pre-tax Net Operating Income $ 1.10 million

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