Discover Bank
Our records indicate that this bank has been acquired by Capital One, National Association.
For information concerning Discover Bank online bank, please click here .
Phone: 800 347 2683
ACH Number: 031100649
Discover Bank is an FDIC insured institution headquartered at
502 E Market St, Greenwood, DE 19950.
It was founded in
1911 and has approximately $145 billion in assets. Customers can open an account at one of its 2 branches.
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Overview 2026
General Bank Information
| FDIC Insured | Yes |
| FDIC Certificate | # 5649 |
| Date Established | 1911 |
| Assets | $ 145.45 billion |
| Loans | $ 109.30 billion |
| Deposits | $ 114.28 billion |
| Capital | $ 14.22 billion |
Summary Balance Sheet as of September 30, 2025
| ASSETS | |
| Cash & Balances due from depository institutions | $ 11.57 billion |
| Interest-bearing balances | $ 10.83 billion |
| Total securities | $ 20.24 billion |
| Federal funds sold and reverse repurchase | N.A. |
| Net loans and leases | $ 109.30 billion |
| Loan loss allowance | $ 8.11 billion |
| Trading account assets | N.A. |
| Bank premises and fixed assets | N.A. |
| Other real estate owned | $ 1.58 million |
| Goodwill and other intangibles | N.A. |
| All other assets | $ 3.28 billion |
| Total Assets | $ 131.19 billion |
| LIABILITIES | |
| Total deposits | $ 114.28 billion |
| Interest-bearing deposits | $ 112.27 billion |
| Deposits held in domestic offices | $ 114.28 billion |
| % insured (estimated)" | 91.19% |
| Federal funds purchased and repurchase agreements | N.A. |
| Trading liabilities | N.A. |
| Other borrowed funds | $ 16.25 billion |
| Subordinated debt | $ 1,249.24 million |
| All other liabilities | $ 3.91 billionn |
| Total Liabilities | $ 131.19 billion |
| Shareholders’ Equity | $ 14.26 billion |
Summary Income Statement as of September 30, 2025
| INCOME AND EXPENSES | |
| Total Interest Income | $ 4.96 billion |
| Total Interest Expense | $ 1,232.43 million |
| Net interest income | $ 3.73 billion |
| Provision for loan and lease losses | $ 1,244.04 million |
| Total non interest income | $ 270.08 million |
| Total non interest expense | $ 1,364.87 million |
| Pre-tax Net Operating Income | $ 3.07 billion |
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