Goldman Sachs Bank USA
For information concerning Goldman Sachs Bank online bank, please click here .
Phone: 212 902 1000
ACH Number: 124085260
SWIFT Code: GSCMUS33XXX
Goldman Sachs Bank USA is an FDIC insured institution headquartered at
200 West St, New York, NY 10282.
It was founded in
1990 and has approximately $645 billion in assets. Customers can open an account at one of its 5 branches.
Deposit Rates - June 09, 2026
Featured Home Equity Rates
-
Sponsored
-
#1 Non-bank HELOC in the US, A+ BBB Rating $0 -
Intro APR: 6.750 %
After Intro:6.750 %
$25,000 -
Intro APR: 6.842 %
After Intro:6.842 %
$25,000 -
Intro APR: 6.950 %
After Intro:6.950 %
$15,000 -
Figure Home Equity
NMLS ID: 1717824 / Updated 2025-09-22Intro APR: 6.950 %
After Intro:6.950 %
$15,000 -
Four Leaf Federal Credit Union
NMLS ID: 449104 / Updated 2025-12-22Intro APR: 5.990 %
After Intro:7.000 %
Intro Period: 12 months
$25,000 -
Spring EQ
NMLS ID: 1464945 / Updated 2026-06-09The leader for homeowners tapping cash from their homes since 2016. $0 -
HELOC approval in 5 minutes, funding in 5 days. Borrow up to $750k online. $0 -
Unlock Technologies, Inc.
NMLS ID: Not a Lender / Updated 2026-06-09Get cash now in exchange for a percentage of your homes future equity. $0 -
AmeriSave Mortgage Corporation
NMLS ID: 1168 / Updated 2026-06-09Home Equity Loans & Refinance – Cash out $0 -
Point Digital Finance
NMLS ID: Not a Lender / Updated 2026-06-09Get up to $600k with no monthly payments, ever. $0 -
Access your home’s equity without replacing your current mortgage $0 -
CrossCountry Mortgage, LLC
NMLS ID: 3029 / Updated 2026-06-09Unlock Your Home's Potential $0 - Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .
Featured 30-Year Fixed Mortgage Rates
-
Sponsored
-
Refi.com
NMLS ID: 19070.000% $0 Fees & Points $0 Total
0.000 Pts ($0)
$0 Fees -
District Lending
NMLS ID: 18352856.028% $1,893 Fees & Points $5,299 Total
1.000 Pts ($3,200)
$2,099 Fees -
Loan Factory
NMLS ID: 3208416.229% $1,919 Fees & Points $7,895 Total
0.875 Pts ($2,800)
$5,095 Fees -
Reliant Home Funding, Inc.
NMLS ID: 2924736.269% $1,945 Fees & Points $4,955 Total
0.925 Pts ($2,960)
$1,995 Fees -
Basis Lending, LLC
NMLS ID: 24631246.294% $1,945 Fees & Points $5,914 Total
0.750 Pts ($2,400)
$3,515 Fees -
6.306% $1,971 Fees & Points $1,994 Total
0.295 Pts ($944)
$1,050 Fees -
Pure Rate Mortgage
NMLS ID: 25784746.336% $1,971 Fees & Points $2,905 Total
0.525 Pts ($1,680)
$1,225 Fees -
First Rate Mortgage
NMLS ID: 309986.357% $1,971 Fees & Points $3,625 Total
0.697 Pts ($2,230)
$1,395 Fees -
6.364% $1,971 Fees & Points $3,894 Total
0.875 Pts ($2,800)
$1,094 Fees -
Simply PMG
NMLS ID: 1337396.366% $1,971 Fees & Points $3,945 Total
0.828 Pts ($2,650)
$1,295 Fees -
6.375% $1,971 Fees & Points $4,250 Total
0.500 Pts ($1,600)
$2,650 Fees -
Watermark Home Loans
NMLS ID: 18386.383% $1,971 Fees & Points $4,617 Total
0.934 Pts ($2,989)
$1,628 Fees -
6.459% $1,997 Fees & Points $3,054 Total
0.568 Pts ($1,818)
$1,236 Fees -
Refi.com
NMLS ID: 19076.464% $1,997 Fees & Points $3,002 Total
0.938 Pts ($3,002)
$0 Fees -
Northpointe Bank
NMLS ID: 4474906.479% $1,997 Fees & Points $3,501 Total
0.658 Pts ($2,106)
$1,395 Fees -
Sage Home Loan Corporation
NMLS ID: 33046.508% $1,997 Fees & Points $4,489 Total
0.936 Pts ($2,995)
$1,494 Fees -
PenFed Credit Union
NMLS ID: 4018226.518% $1,997 Fees & Points $4,795 Total
0.875 Pts ($2,800)
$1,995 Fees -
DECO Mortgage
NMLS ID: 25614516.521% $1,997 Fees & Points $5,052 Total
0.689 Pts ($2,205)
$2,847 Fees -
SoFi
NMLS ID: 6968916.766% $2,049 Fees & Points $4,673 Total
0.993 Pts ($3,178)
$1,495 Fees -
Fees & Points Total
Pts ($0)
$0 Fees -
Veterans United Home Loans
NMLS ID: 1907Fees & Points Total
Pts ($0)
$0 Fees -
Allied Mortgage Group, Inc.
NMLS ID: 1067Fees & Points Total
Pts ($0)
$0 Fees - Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .
Overview 2026
General Bank Information
| FDIC Insured | Yes |
| FDIC Certificate | # 33124 |
| Date Established | 1990 |
| Assets | $ 645.00 billion |
| Loans | $ 226.58 billion |
| Deposits | $ 438.33 billion |
| Capital | $ 65.37 billion |
Summary Balance Sheet as of December 31, 2025
| ASSETS | |
| Cash & Balances due from depository institutions | $ 111.45 billion |
| Interest-bearing balances | $ 108.97 billion |
| Total securities | $ 88.49 billion |
| Federal funds sold and reverse repurchase | $ 40.39 billion |
| Net loans and leases | $ 226.58 billion |
| Loan loss allowance | $ 1,470.00 million |
| Trading account assets | $ 124.19 billion |
| Bank premises and fixed assets | N.A. |
| Other real estate owned | N.A. |
| Goodwill and other intangibles | $ 1,160.00 million |
| All other assets | $ 48.18 billion |
| Total Assets | $ 579.63 billion |
| LIABILITIES | |
| Total deposits | $ 438.33 billion |
| Interest-bearing deposits | $ 438.17 billion |
| Deposits held in domestic offices | $ 418.80 billion |
| % insured (estimated)" | 56.15% |
| Federal funds purchased and repurchase agreements | $ 16.40 billion |
| Trading liabilities | $ 44.69 billion |
| Other borrowed funds | $ 6.14 billion |
| Subordinated debt | $ 23.00 million |
| All other liabilities | $ 41.21 billionn |
| Total Liabilities | $ 579.63 billion |
| Shareholders’ Equity | $ 65.37 billion |
Summary Income Statement as of December 31, 2025
| INCOME AND EXPENSES | |
| Total Interest Income | $ 31.97 billion |
| Total Interest Expense | $ 21.18 billion |
| Net interest income | $ 10.79 billion |
| Provision for loan and lease losses | N.A. |
| Total non interest income | $ 7.12 billion |
| Total non interest expense | $ 7.02 billion |
| Pre-tax Net Operating Income | $ 2.18 billion |
Customer Reviews for Goldman Sachs Bank USA (1)
Rated 1.00 stars out of 5 - based on 1 reviews
Branches
Click on location and enter new zip number to change."
Your current location is: Seattle, WA
Leslie G
December 7, 2021 |
I've been unable to log on all evening because of the AWS outage. Also, I waited on hold for over 1 hour before giving up. Unable to get access to my money and disappointed by the AWS reliance with no redundancy. I will take my money elsewhere in 2022.
Review on the Online Bank