Goldman Sachs Bank USA
For information concerning Goldman Sachs Bank online bank, please click here .
Phone: 212 902 1000
ACH Number: 124085260
SWIFT Code: GSCMUS33XXX
Goldman Sachs Bank USA is an FDIC insured institution headquartered at
200 West St, New York, NY 10282.
It was founded in
1990 and has approximately $644 billion in assets. Customers can open an account at one of its 5 branches.
Deposit Rates - February 09, 2026
-
Sponsored
-
3.750% First Foundation Bank
Learn More on the First Foundation Bank website
Featured Home Equity Rates
-
Sponsored
-
#1 Non-bank HELOC in the US, A+ BBB Rating $0 -
Upstart Home Lending
NMLS ID: 2443873 / Updated 2025-07-23Intro APR: 6.520 %
After Intro:6.520 %
$20,800 -
Intro APR: 6.832 %
After Intro:6.832 %
$25,000 -
Intro APR: 6.834 %
After Intro:6.834 %
$25,000 -
Intro APR: 6.950 %
After Intro:6.950 %
$15,000 -
Figure Home Equity
NMLS ID: 1717824 / Updated 2025-09-22Intro APR: 6.950 %
After Intro:6.950 %
$15,000 -
Reliant Home Funding, Inc
NMLS ID: 292473 / Updated 2025-09-22Intro APR: 6.950 %
After Intro:6.950 %
$15,000 -
Achieve Loans
NMLS ID: 1810501 / Updated 2025-09-30Intro APR: 6.990 %
After Intro:6.990 %
$0 -
Four Leaf Federal Credit Union
NMLS ID: 449104 / Updated 2025-12-22Intro APR: 5.990 %
After Intro:7.000 %
Intro Period: 12 months
$25,000 -
Intro APR: 7.750 %
After Intro:7.750 %
$25,000 -
CrossCountry Mortgage, LLC
NMLS ID: 3029 / Updated 2026-02-09Unlock Your Home's Potential $0 -
Renofi
NMLS ID: 1802847 / Updated 2026-02-09Renovating? Work with experts in renovation financing $0 -
AmeriSave Mortgage Corporation
NMLS ID: 1168 / Updated 2026-02-09Home Equity Loans & Refinance – Cash out $0 -
Point Digital Finance
NMLS ID: Not a Lender / Updated 2026-02-09Get up to $600k with no monthly payments, ever. $0 -
Spring EQ
NMLS ID: 1464945 / Updated 2026-02-09The leader for homeowners tapping cash from their homes since 2016. $0 -
HELOC approval in 5 minutes, funding in 5 days. Borrow up to $750k online. $0 -
Unlock Technologies, Inc.
NMLS ID: Not a Lender / Updated 2026-02-09Get cash now in exchange for a percentage of your homes future equity. $0 - Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .
Featured 30-Year Fixed Mortgage Rates
-
Sponsored
-
Pentagon Federal Credit Union
NMLS ID: 4018220.000% $0 Fees & Points $0 Total
0.000 Pts ($0)
$0 Fees -
5.624% $1,817 Fees & Points $4,400 Total
0.875 Pts ($2,800)
$1,600 Fees -
Reliant Home Funding, Inc.
NMLS ID: 2924735.646% $1,817 Fees & Points $5,195 Total
1.000 Pts ($3,200)
$1,995 Fees -
Farmers Bank of Kansas City
NMLS ID: 6138395.749% $1,843 Fees & Points $4,383 Total
0.780 Pts ($2,496)
$1,887 Fees -
5.780% $1,843 Fees & Points $5,450 Total
0.875 Pts ($2,800)
$2,650 Fees -
Basis Lending, LLC
NMLS ID: 24631245.812% $1,843 Fees & Points $6,714 Total
1.000 Pts ($3,200)
$3,515 Fees -
Northpointe Bank
NMLS ID: 4474905.847% $1,868 Fees & Points $3,398 Total
0.626 Pts ($2,003)
$1,395 Fees -
5.872% $1,868 Fees & Points $4,294 Total
1.000 Pts ($3,200)
$1,094 Fees -
West Capital Lending
NMLS ID: 15660965.873% $1,868 Fees & Points $4,293 Total
0.937 Pts ($2,998)
$1,295 Fees -
Refi.com
NMLS ID: 19075.962% $1,893 Fees & Points $3,002 Total
0.938 Pts ($3,002)
$0 Fees -
5.965% $1,893 Fees & Points $3,113 Total
0.662 Pts ($2,118)
$995 Fees -
5.966% $1,893 Fees & Points $3,544 Total
0.986 Pts ($3,155)
$389 Fees -
5.986% $1,893 Fees & Points $3,945 Total
0.611 Pts ($1,955)
$1,990 Fees -
DECO Mortgage
NMLS ID: 25614516.001% $1,893 Fees & Points $4,512 Total
0.853 Pts ($2,730)
$1,782 Fees -
PenFed Credit Union
NMLS ID: 4018226.002% $1,893 Fees & Points $4,395 Total
0.750 Pts ($2,400)
$1,995 Fees -
Allied Mortgage Group, Inc.
NMLS ID: 10676.055% $1,917 Fees & Points $2,250 Total
0.703 Pts ($2,250)
$0 Fees -
Better.com
NMLS ID: 3305116.085% $1,919 Fees & Points $2,925 Total
0.603 Pts ($1,930)
$995 Fees -
Mutual of Omaha Mortgage, Inc.
NMLS ID: 10258946.262% $1,945 Fees & Points $4,666 Total
0.833 Pts ($2,666)
$2,000 Fees -
New American Funding, LLC.
NMLS ID: 66066.327% $1,969 Fees & Points $2,950 Total
0.922 Pts ($2,950)
$0 Fees -
Veterans United Home Loans
NMLS ID: 1907Fees & Points Total
Pts ($0)
$0 Fees -
Rocket Mortgage
NMLS ID: 3030Fees & Points Total
Pts ($0)
$0 Fees -
Quicken Loans
NMLS ID: 167283Fees & Points Total
Pts ($0)
$0 Fees -
CrossCountry Mortgage
NMLS ID: 3029Fees & Points Total
Pts ($0)
$0 Fees - Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .
Overview 2026
General Bank Information
| FDIC Insured | Yes |
| FDIC Certificate | # 33124 |
| Date Established | 1990 |
| Assets | $ 644.02 billion |
| Loans | $ 210.35 billion |
| Deposits | $ 424.77 billion |
| Capital | $ 65.54 billion |
Summary Balance Sheet as of September 30, 2025
| ASSETS | |
| Cash & Balances due from depository institutions | $ 113.09 billion |
| Interest-bearing balances | $ 110.49 billion |
| Total securities | $ 92.31 billion |
| Federal funds sold and reverse repurchase | $ 30.93 billion |
| Net loans and leases | $ 210.35 billion |
| Loan loss allowance | $ 3.80 billion |
| Trading account assets | $ 133.24 billion |
| Bank premises and fixed assets | N.A. |
| Other real estate owned | N.A. |
| Goodwill and other intangibles | $ 1,160.00 million |
| All other assets | $ 48.18 billion |
| Total Assets | $ 578.48 billion |
| LIABILITIES | |
| Total deposits | $ 424.77 billion |
| Interest-bearing deposits | $ 424.60 billion |
| Deposits held in domestic offices | $ 405.21 billion |
| % insured (estimated)" | 56.52% |
| Federal funds purchased and repurchase agreements | $ 24.68 billion |
| Trading liabilities | $ 40.88 billion |
| Other borrowed funds | $ 6.14 billion |
| Subordinated debt | $ 23.00 million |
| All other liabilities | $ 41.21 billionn |
| Total Liabilities | $ 578.48 billion |
| Shareholders’ Equity | $ 65.54 billion |
Summary Income Statement as of September 30, 2025
| INCOME AND EXPENSES | |
| Total Interest Income | $ 23.92 billion |
| Total Interest Expense | $ 15.86 billion |
| Net interest income | $ 8.06 billion |
| Provision for loan and lease losses | $ 1,057.00 million |
| Total non interest income | $ 7.05 billion |
| Total non interest expense | $ 5.07 billion |
| Pre-tax Net Operating Income | $ 2.18 billion |
Customer Reviews for Goldman Sachs Bank USA (1)
Rated 1.00 stars out of 5 - based on 1 reviews
Branches
Click on location and enter new zip number to change."
Your current location is: Seattle, WA
Leslie G
December 7, 2021 |
I've been unable to log on all evening because of the AWS outage. Also, I waited on hold for over 1 hour before giving up. Unable to get access to my money and disappointed by the AWS reliance with no redundancy. I will take my money elsewhere in 2022.
Review on the Online Bank