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Amerasia Bank is an FDIC insured institution headquartered at
4106 Main St, Flushing, NY 11355.
It was founded in
1988 and has approximately $1 billion in assets. Customers can open an account at one of its 6 branches.
| SAVINGS RATES | APY | MIN | |
|---|---|---|---|
|
Savings
|
0.30% | $2,500 | Compare |
| CD RATES | APY | MIN | |
|---|---|---|---|
|
6 Mo CD
|
0.41% | $10,000 | Compare |
|
12 Mo CD
|
0.56% | $10,000 | Compare |
|
18 Mo CD
|
0.66% | $10,000 | Compare |
|
24 Mo CD
|
0.76% | $10,000 | Compare |
| MM RATES | APY | MIN | |
|---|---|---|---|
|
Money Market
|
0.51% | $25,000 | Compare |
| INT CHECKING RATES | APY | MIN |
|---|---|---|
|
Int Ckg
|
0.20% | $2,500 |
| #1 Non-bank HELOC in the US, A+ BBB Rating | $0 |
Reliant Home Funding, Inc NMLS ID: 292473 / Updated 2025-09-22 |
Intro APR: 6.950 %
After Intro:6.950 % |
$15,000 |
Figure Home Equity NMLS ID: 1717824 / Updated 2025-09-22 |
Intro APR: 6.950 %
After Intro:6.950 % |
$15,000 |
Four Leaf Federal Credit Union NMLS ID: 449104 / Updated 2025-12-22 |
Intro APR: 5.990 %
After Intro:7.000 % Intro Period: 12 months |
$25,000 |
| 6.114% |
$1,919
Fees & Points
$3,939 Total
0.920 Pts ($2,944) $995 Fees |
PenFed Credit Union NMLS ID: 401822 |
6.139% |
$1,919
Fees & Points
$4,795 Total
0.875 Pts ($2,800) $1,995 Fees |
Quicken Loans NMLS ID: 167283 |
Fees & Points
Total
Pts ($0) $0 Fees |
Rocket Mortgage NMLS ID: 3030 |
Fees & Points
Total
Pts ($0) $0 Fees |
| FDIC Insured | Yes |
| FDIC Certificate | # 27267 |
| Date Established | 1988 |
| Assets | $ 999.96 million |
| Loans | $ 736.74 million |
| Deposits | $ 831.82 million |
| Capital | $ 151.85 million |
| ASSETS | |
| Cash & Balances due from depository institutions | $ 92.76 million |
| Interest-bearing balances | $ 83.25 million |
| Total securities | $ 130.26 million |
| Federal funds sold and reverse repurchase | N.A. |
| Net loans and leases | $ 736.74 million |
| Loan loss allowance | $ 6.90 million |
| Trading account assets | N.A. |
| Bank premises and fixed assets | N.A. |
| Other real estate owned | N.A. |
| Goodwill and other intangibles | N.A. |
| All other assets | $ 7.39 million |
| Total Assets | $ 848.11 million |
| LIABILITIES | |
| Total deposits | $ 831.82 million |
| Interest-bearing deposits | $ 670.89 million |
| Deposits held in domestic offices | $ 831.82 million |
| % insured (estimated)" | 78.12% |
| Federal funds purchased and repurchase agreements | N.A. |
| Trading liabilities | N.A. |
| Other borrowed funds | $ 18.57 million |
| Subordinated debt | N.A. |
| All other liabilities | $ 1.29 millionn |
| Total Liabilities | $ 848.11 million |
| Shareholders’ Equity | $ 151.85 million |
| INCOME AND EXPENSES | |
| Total Interest Income | $ 68.30 million |
| Total Interest Expense | $ 24.40 million |
| Net interest income | $ 43.90 million |
| Provision for loan and lease losses | $ 0.01 million |
| Total non interest income | $ 1.67 million |
| Total non interest expense | $ 16.47 million |
| Pre-tax Net Operating Income | $ 9.29 million |
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