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Amerasia Bank


Amerasia Bank is an FDIC insured institution headquartered at 4106 Main St, Flushing, NY 11355.
It was founded in 1988 and has approximately $1 billion in assets. Customers can open an account at one of its 6 branches.

Deposit Rates - July 23, 2026

SAVINGS RATES APY MIN
Savings
0.30% $2,500 Compare
CD RATES APY MIN
6 Mo CD
0.41% $10,000 Compare
12 Mo CD
0.56% $10,000 Compare
18 Mo CD
0.66% $10,000 Compare
24 Mo CD
0.76% $10,000 Compare
MM RATES APY MIN
Money Market
0.51% $25,000 Compare
INT CHECKING RATES APY MIN
Int Ckg
0.20% $2,500




Overview 2026

General Bank Information

FDIC Insured Yes
FDIC Certificate # 27267
Date Established 1988
Assets $ 999.96 million
Loans $ 736.74 million
Deposits $ 831.82 million
Capital $ 151.85 million

Summary Balance Sheet as of December 31, 2025

ASSETS
Cash & Balances due from depository institutions $ 92.76 million
Interest-bearing balances $ 83.25 million
Total securities $ 130.26 million
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 736.74 million
Loan loss allowance $ 6.90 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles N.A.
All other assets $ 7.39 million
     Total Assets $ 848.11 million

LIABILITIES
Total deposits $ 831.82 million
      Interest-bearing deposits $ 670.89 million
      Deposits held in domestic offices $ 831.82 million
      % insured (estimated)" 78.12%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds $ 18.57 million
Subordinated debt N.A.
All other liabilities $ 1.29 millionn
      Total Liabilities $ 848.11 million
      Shareholders’ Equity $ 151.85 million

Summary Income Statement as of December 31, 2025

INCOME AND EXPENSES
Total Interest Income $ 68.30 million
Total Interest Expense $ 24.40 million
Net interest income $ 43.90 million
Provision for loan and lease losses $ 0.01 million
Total non interest income $ 1.67 million
Total non interest expense $ 16.47 million
Pre-tax Net Operating Income $ 9.29 million

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