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Capital One, National Association

For information concerning Capital One 360 online bank, please click here .

Phone: 800 655 2265

ACH Number: 056073612

SWIFT Code: NFBKUS33XXX

Capital One, National Association is an FDIC insured institution headquartered at 1680 Capital One Dr, Mclean, VA 22102.
It was founded in 1933 and has approximately $652 billion in assets. Customers can open an account at one of its 855 branches.

Deposit Rates - January 22, 2026

SAVINGS RATES APY MIN
SAV
3.30% $1 Compare
CD RATES APY MIN
6 Mo CD
3.50% $0 Compare
9 Mo CD
3.50% $0 Compare
12 Mo CD
3.90% $0 Compare
18 Mo CD
3.75% $0 Compare
24 Mo CD
3.60% $0 Compare
30 Mo CD
3.60% $0 Compare
36 Mo CD
3.60% $0 Compare
48 Mo CD
3.60% $0 Compare
60 Mo CD
3.60% $0 Compare
INT CHECKING RATES APY MIN
INTCK
0.10% $0




Loan Rates - January 22, 2026

AUTO LOAN RATES APR(%) MONTHLY PAYMENT
3 Year Purchase
4.76% $746.58
4 Year Purchase
5.12% $577.09
5 Year Purchase
5.12% $473.16

Overview 2026

General Bank Information

FDIC Insured Yes
FDIC Certificate # 4297
Date Established 1933
Assets $ 652.14 billion
Loans $ 428.67 billion
Deposits $ 498.96 billion
Capital $ 97.87 billion

Summary Balance Sheet as of September 30, 2025

ASSETS
Cash & Balances due from depository institutions $ 49.29 billion
Interest-bearing balances $ 45.02 billion
Total securities $ 93.43 billion
Federal funds sold and reverse repurchase $ 5.00 billion
Net loans and leases $ 428.67 billion
Loan loss allowance $ 23.10 billion
Trading account assets $ 1,551.85 million
Bank premises and fixed assets N.A.
Other real estate owned $ 45.66 million
Goodwill and other intangibles $ 39.44 billion
All other assets $ 18.03 billion
     Total Assets $ 554.27 billion

LIABILITIES
Total deposits $ 498.96 billion
      Interest-bearing deposits $ 470.54 billion
      Deposits held in domestic offices $ 498.83 billion
      % insured (estimated)" 78.71%
Federal funds purchased and repurchase agreements $ 616.25 million
Trading liabilities $ 1,486.49 million
Other borrowed funds $ 22.95 billion
Subordinated debt $ 2.27 billion
All other liabilities $ 10.95 billionn
      Total Liabilities $ 554.27 billion
      Shareholders’ Equity $ 97.87 billion

Summary Income Statement as of September 30, 2025

INCOME AND EXPENSES
Total Interest Income $ 41.97 billion
Total Interest Expense $ 11.21 billion
Net interest income $ 30.76 billion
Provision for loan and lease losses $ 16.51 billion
Total non interest income $ 6.99 billion
Total non interest expense $ 20.48 billion
Pre-tax Net Operating Income $ 2.10 billion

Customer Reviews for Capital One, National Association (1)

Rated 5.00 stars out of 5 - based on 1 reviews

  • The MOST organized bank with easy to read online banking ever!

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Branches

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Capital One, National Association Locations

Savings Comparison

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis."

PRODUCT
BANK
BANK TYPE
STATE
AMOUNT
TERM
APY
VS.NATL'L AV.
MIN
MILES

Tax Rate: 30%

All calculations are for demonstration purposes only."

  • 1
    LOCAL SAVINGS
    Capital One, National Association
    Bank
    -
    $50,000
    N.A.
    3.30%
    14.67x (National Avg. - 0.23%)
    $1
    -
    SCENARIO
    Year Rate
    3.30%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 1,650 1,155
    2 51,650 1,704 1,193
    3 53,354 1,761 1,232
    4 55,115 1,819 1,273
    5 56,934 1,879 1,315
    6 58,813 1,941 1,359
    7 60,754 2,005 1,403
    8 62,758 2,071 1,450
    9 64,829 2,139 1,498
    10 66,969 2,210 1,547
    11 69,179 2,283 1,598
    12 71,462 2,358 1,651
    13 73,820 2,436 1,705
    14 76,256 2,516 1,762
    15 78,772 2,599 1,820
    16 81,372 2,685 1,880
    17 84,057 2,774 1,942
    18 86,831 2,865 2,006
    19 89,697 2,960 2,072
    20 92,657 3,058 2,140
    TOTAL $45,714 $32,000
  • 2
    ONLINE SAVINGS
    First Foundation Bank , ★ TOP PICK ★
    Bank
    -
    $50,000
    N.A.
    3.75%
    16.67x (National Avg. - 0.23%)
    $1,000
    -
    SCENARIO
    Year Rate
    3.75%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 1,875 1,313
    2 51,875 1,945 1,362
    3 53,820 2,018 1,413
    4 55,839 2,094 1,466
    5 57,933 2,172 1,521
    6 60,105 2,254 1,578
    7 62,359 2,338 1,637
    8 64,697 2,426 1,698
    9 67,124 2,517 1,762
    10 69,641 2,612 1,828
    11 72,252 2,709 1,897
    12 74,962 2,811 1,968
    13 77,773 2,916 2,042
    14 80,689 3,026 2,118
    15 83,715 3,139 2,198
    16 86,854 3,257 2,280
    17 90,111 3,379 2,365
    18 93,491 3,506 2,454
    19 96,996 3,637 2,546
    20 100,634 3,774 2,642
    TOTAL $54,408 $38,085


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