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Capital One, National Association

For information concerning Capital One 360 online bank, please click here .

Phone: 800 655 2265

ACH Number: 056073612

SWIFT Code: NFBKUS33XXX

Capital One, National Association is an FDIC insured institution headquartered at 1680 Capital One Dr, Mclean, VA 22102.
It was founded in 1933 and has approximately $649 billion in assets. Customers can open an account at one of its 855 branches.

Deposit Rates - December 18, 2025

SAVINGS RATES APY MIN
SAV
3.40% $1 Compare
CD RATES APY MIN
6 Mo CD
3.50% $0 Compare
9 Mo CD
3.50% $0 Compare
12 Mo CD
3.85% $0 Compare
18 Mo CD
3.70% $0 Compare
24 Mo CD
3.50% $0 Compare
30 Mo CD
3.50% $0 Compare
36 Mo CD
3.50% $0 Compare
48 Mo CD
3.50% $0 Compare
60 Mo CD
3.50% $0 Compare
INT CHECKING RATES APY MIN
INTCK
0.10% $0




Loan Rates - December 18, 2025

AUTO LOAN RATES APR(%) MONTHLY PAYMENT
3 Year Purchase
4.76% $746.58
4 Year Purchase
5.12% $577.09
5 Year Purchase
5.12% $473.16

Overview 2025

General Bank Information

FDIC Insured Yes
FDIC Certificate # 4297
Date Established 1933
Assets $ 648.91 billion
Loans $ 423.69 billion
Deposits $ 497.46 billion
Capital $ 97.14 billion

Summary Balance Sheet as of June 30, 2025

ASSETS
Cash & Balances due from depository institutions $ 57.53 billion
Interest-bearing balances $ 52.99 billion
Total securities $ 90.64 billion
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 423.69 billion
Loan loss allowance $ 23.87 billion
Trading account assets $ 1,825.24 million
Bank premises and fixed assets N.A.
Other real estate owned $ 41.11 million
Goodwill and other intangibles $ 39.60 billion
All other assets $ 18.03 billion
     Total Assets $ 551.77 billion

LIABILITIES
Total deposits $ 497.46 billion
      Interest-bearing deposits $ 468.92 billion
      Deposits held in domestic offices $ 497.32 billion
      % insured (estimated)" 79.69%
Federal funds purchased and repurchase agreements $ 741.97 million
Trading liabilities $ 1,715.58 million
Other borrowed funds $ 22.95 billion
Subordinated debt $ 2.27 billion
All other liabilities $ 10.95 billionn
      Total Liabilities $ 551.77 billion
      Shareholders’ Equity $ 97.14 billion

Summary Income Statement as of June 30, 2025

INCOME AND EXPENSES
Total Interest Income $ 25.18 billion
Total Interest Expense $ 6.97 billion
Net interest income $ 18.21 billion
Provision for loan and lease losses $ 13.80 billion
Total non interest income $ 4.29 billion
Total non interest expense $ 12.58 billion
Pre-tax Net Operating Income $ 2.10 billion

Customer Reviews for Capital One, National Association (1)

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  • The MOST organized bank with easy to read online banking ever!

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Branches

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Capital One, National Association Locations

Savings Comparison

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis."

PRODUCT
BANK
BANK TYPE
STATE
AMOUNT
TERM
APY
VS.NATL'L AV.
MIN
MILES

Tax Rate: 30%

All calculations are for demonstration purposes only."

  • 1
    LOCAL SAVINGS
    Capital One, National Association
    Bank
    -
    $50,000
    N.A.
    3.40%
    15.04x (National Avg. - 0.23%)
    $1
    -
    SCENARIO
    Year Rate
    3.40%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 1,700 1,190
    2 51,700 1,758 1,230
    3 53,458 1,818 1,272
    4 55,275 1,879 1,316
    5 57,155 1,943 1,360
    6 59,098 2,009 1,407
    7 61,107 2,078 1,454
    8 63,185 2,148 1,504
    9 65,333 2,221 1,555
    10 67,555 2,297 1,608
    11 69,851 2,375 1,662
    12 72,226 2,456 1,719
    13 74,682 2,539 1,777
    14 77,221 2,626 1,838
    15 79,847 2,715 1,900
    16 82,562 2,807 1,965
    17 85,369 2,903 2,032
    18 88,271 3,001 2,101
    19 91,272 3,103 2,172
    20 94,376 3,209 2,246
    TOTAL $47,584 $33,309
  • 2
    ONLINE SAVINGS
    First Foundation Bank , ★ TOP PICK ★
    Bank
    -
    $50,000
    N.A.
    4.00%
    17.70x (National Avg. - 0.23%)
    $1,000
    -
    SCENARIO
    Year Rate
    4.00%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 2,000 1,400
    2 52,000 2,080 1,456
    3 54,080 2,163 1,514
    4 56,243 2,250 1,575
    5 58,493 2,340 1,638
    6 60,833 2,433 1,703
    7 63,266 2,531 1,771
    8 65,797 2,632 1,842
    9 68,428 2,737 1,916
    10 71,166 2,847 1,993
    11 74,012 2,960 2,072
    12 76,973 3,079 2,155
    13 80,052 3,202 2,241
    14 83,254 3,330 2,331
    15 86,584 3,463 2,424
    16 90,047 3,602 2,521
    17 93,649 3,746 2,622
    18 97,395 3,896 2,727
    19 101,291 4,052 2,836
    20 105,342 4,214 2,950
    TOTAL $59,556 $41,689


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