Amalgamated Bank
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ACH Number: 26014876
Amalgamated Bank is an FDIC insured institution headquartered at
275 7th Ave, New York, NY 10001.
It was founded in
1923 and has approximately $9 billion in assets. Customers can open an account at one of its 17 branches.
Deposit Rates - December 15, 2025
| SAVINGS RATES | APY | MIN | |
|---|---|---|---|
|
SAV
|
2.25% | $0 | Compare |
|
SAV
|
1.21% | $100,000 | Compare |
| CD RATES | APY | MIN | |
|---|---|---|---|
|
6 Mo CD
|
3.30% | $500 | Compare |
|
12 Mo CD
|
3.65% | $500 | Compare |
|
24 Mo CD
|
3.00% | $500 | Compare |
|
36 Mo CD
|
3.20% | $500 | Compare |
|
60 Mo CD
|
3.20% | $500 | Compare |
| MM RATES | APY | MIN | |
|---|---|---|---|
|
Money Market
|
0.08% | $0 | Compare |
|
Money Market
|
1.00% | $25,000 | Compare |
|
Money Market
|
1.71% | $50,000 | Compare |
|
Money Market
|
2.07% | $100,000 | Compare |
| FIXED IRA RATES | APY | MIN |
|---|---|---|
|
7 Mo FIRA
|
3.30% | $500 |
| INT CHECKING RATES | APY | MIN |
|---|---|---|
|
INTCK
|
0.45% | $1,000 |
Loan Rates - December 15, 2025
| MORTGAGE PURCHASE | APR(%) | MONTHLY PAYMENT |
|---|---|---|
|
7 Year Adjustable Jumbo
|
6.50% | $2,023.25 |
|
10 Year Adjustable Jumbo
|
6.50% | $2,023.25 |
|
15 Year Fixed Jumbo
|
5.50% | $2,614.33 |
|
30 Year Fixed Jumbo
|
7.19% | $2,156.98 |
| MORTGAGE REFINANCE | APR(%) | MONTHLY PAYMENT |
|---|---|---|
|
7 Year Adjustable Jumbo
|
6.50% | $2,023.25 |
|
10 Year Adjustable Jumbo
|
6.50% | $2,023.25 |
|
15 Year Fixed Jumbo
|
5.50% | $2,614.33 |
|
30 Year Fixed Jumbo
|
7.19% | $2,156.98 |
Overview 2025
General Bank Information
| FDIC Insured | Yes |
| FDIC Certificate | # 622 |
| Date Established | 1923 |
| Assets | $ 8.62 billion |
| Loans | $ 4.66 billion |
| Deposits | $ 7.76 billion |
| Capital | $ 793.24 million |
Summary Balance Sheet as of June 30, 2025
| ASSETS | |
| Cash & Balances due from depository institutions | $ 171.07 million |
| Interest-bearing balances | $ 167.02 million |
| Total securities | $ 3.46 billion |
| Federal funds sold and reverse repurchase | $ 57.04 million |
| Net loans and leases | $ 4.66 billion |
| Loan loss allowance | $ 59.00 million |
| Trading account assets | N.A. |
| Bank premises and fixed assets | N.A. |
| Other real estate owned | N.A. |
| Goodwill and other intangibles | $ 14.14 million |
| All other assets | $ 239.67 million |
| Total Assets | $ 7.83 billion |
| LIABILITIES | |
| Total deposits | $ 7.76 billion |
| Interest-bearing deposits | $ 4.92 billion |
| Deposits held in domestic offices | $ 7.76 billion |
| % insured (estimated)" | 49.72% |
| Federal funds purchased and repurchase agreements | N.A. |
| Trading liabilities | N.A. |
| Other borrowed funds | N.A. |
| Subordinated debt | N.A. |
| All other liabilities | $ 83.33 millionn |
| Total Liabilities | $ 7.83 billion |
| Shareholders’ Equity | $ 793.24 million |
Summary Income Statement as of June 30, 2025
| INCOME AND EXPENSES | |
| Total Interest Income | $ 204.79 million |
| Total Interest Expense | $ 60.22 million |
| Net interest income | $ 144.57 million |
| Provision for loan and lease losses | $ 5.49 million |
| Total non interest income | $ 16.15 million |
| Total non interest expense | $ 81.27 million |
| Pre-tax Net Operating Income | $ 47.85 million |
Customer Reviews for Amalgamated Bank
Branches
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Your current location is: New York City, NY
Amalgamated Bank Locations
Savings Comparison
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis."
PRODUCT
BANK
BANK TYPE
STATE
AMOUNT
TERM
APY
VS.NATL'L AV.
MIN
MILES
Tax Rate: 30%
All calculations are for demonstration purposes only."
- 1ONLINE SAVINGSBank-$50,000N.A.2.25%9.96x (National Avg. - 0.23%)$0-SCENARIO
Year Rate
2.25%Annual
InterestAnnual Interest
(After Tax)1 50,000 1,125 788 2 51,125 1,150 805 3 52,275 1,176 823 4 53,452 1,203 842 5 54,654 1,230 861 6 55,884 1,257 880 7 57,141 1,286 900 8 58,427 1,315 920 9 59,742 1,344 941 10 61,086 1,374 962 11 62,460 1,405 984 12 63,866 1,437 1,006 13 65,302 1,469 1,029 14 66,772 1,502 1,052 15 68,274 1,536 1,075 16 69,810 1,571 1,100 17 71,381 1,606 1,124 18 72,987 1,642 1,150 19 74,629 1,679 1,175 20 76,309 1,717 1,202 TOTAL $28,025 $19,618 - 2ONLINE SAVINGSBank-$50,000N.A.4.00%17.70x (National Avg. - 0.23%)$1,000-SCENARIO
Year Rate
4.00%Annual
InterestAnnual Interest
(After Tax)1 50,000 2,000 1,400 2 52,000 2,080 1,456 3 54,080 2,163 1,514 4 56,243 2,250 1,575 5 58,493 2,340 1,638 6 60,833 2,433 1,703 7 63,266 2,531 1,771 8 65,797 2,632 1,842 9 68,428 2,737 1,916 10 71,166 2,847 1,993 11 74,012 2,960 2,072 12 76,973 3,079 2,155 13 80,052 3,202 2,241 14 83,254 3,330 2,331 15 86,584 3,463 2,424 16 90,047 3,602 2,521 17 93,649 3,746 2,622 18 97,395 3,896 2,727 19 101,291 4,052 2,836 20 105,342 4,214 2,950 TOTAL $59,556 $41,689
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