TrustCo Bank is an FDIC insured institution headquartered at
1 Sarnowski Dr, Glenville, NY 12302.
It was founded in
1925 and has approximately $6 billion in assets. Customers can open an account at one of its 147 branches.
| SAVINGS RATES | APY | MIN | |
|---|---|---|---|
|
SAV
|
1.25% | $20,000 | Compare |
| CD RATES | APY | MIN | |
|---|---|---|---|
|
6 Mo CD
|
3.55% | $500 | Compare |
|
9 Mo CD
|
3.65% | $500 | Compare |
|
12 Mo CD
|
3.65% | $500 | Compare |
|
18 Mo CD
|
3.65% | $500 | Compare |
|
36 Mo CD
|
3.65% | $500 | Compare |
|
48 Mo CD
|
3.65% | $500 | Compare |
|
60 Mo CD
|
1.25% | $500 | Compare |
| MM RATES | APY | MIN | |
|---|---|---|---|
|
Money Market
|
0.06% | $20,000 | Compare |
| INT CHECKING RATES | APY | MIN |
|---|---|---|
|
INTCK
|
0.20% | $20,000 |
| MORTGAGE PURCHASE | APR(%) | MONTHLY PAYMENT |
|---|---|---|
|
15 Year Fixed Conforming
|
6.35% | $2,743.75 |
|
30 Year Fixed Conforming
|
5.74% | $1,865.40 |
Compare with 0.000% APR and 0.000% 30-Year Fixed RATE from Pentagon Federal Credit Union
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|
30 Year Fixed Jumbo
|
6.26% | $1,970.30 |
|
Compare with 0.000% APR and 0.000% 30-Year Fixed RATE from Pentagon Federal Credit Union
|
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| MORTGAGE REFINANCE | APR(%) | MONTHLY PAYMENT |
|---|---|---|
|
15 Year Fixed Conforming
|
6.35% | $2,743.75 |
|
30 Year Fixed Jumbo
|
6.26% | $1,970.30 |
|
Compare with 0.000% APR and 0.000% 30-Year Fixed RATE from Pentagon Federal Credit Union
|
||
|
30 Year Fixed Conforming
|
6.43% | $1,996.38 |
|
Compare with 0.000% APR and 0.000% 30-Year Fixed RATE from Pentagon Federal Credit Union
|
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| HOME EQUITY RATES | APR(%) | MONTHLY PAYMENT | ||
|---|---|---|---|---|
|
Line of Credit
|
6.25% | Varies | ||
Compare with 0 RATE Line of Credit from Four Leaf Federal Credit Union
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Compare with 6.24 RATE Line of Credit from Third Federal Savings and Loan
|
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Compare with 6.75 RATE Line of Credit from Farmers Bank of Kansas City
|
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Compare with 6.95 RATE Line of Credit from Figure Home Equity
|
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Compare with 7 RATE Line of Credit from Four Leaf Federal Credit Union
|
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|
20 Year Loan
|
5.50% | $687.89 | ||
| AUTO LOAN RATES | APR(%) | MONTHLY PAYMENT |
|---|---|---|
|
4 Year
|
3.49% | $558.79 |
|
5 Year
|
3.99% | $460.30 |
| FDIC Insured | Yes |
| FDIC Certificate | # 31945 |
| Date Established | 1925 |
| Assets | $ 6.35 billion |
| Loans | $ 5.14 billion |
| Deposits | $ 5.48 billion |
| Capital | $ 675.75 million |
| ASSETS | |
| Cash & Balances due from depository institutions | $ 695.69 million |
| Interest-bearing balances | $ 653.53 million |
| Total securities | $ 324.42 million |
| Federal funds sold and reverse repurchase | N.A. |
| Net loans and leases | $ 5.14 billion |
| Loan loss allowance | $ 51.89 million |
| Trading account assets | N.A. |
| Bank premises and fixed assets | N.A. |
| Other real estate owned | $ 1.23 million |
| Goodwill and other intangibles | $ 0.55 million |
| All other assets | $ 92.67 million |
| Total Assets | $ 5.67 billion |
| LIABILITIES | |
| Total deposits | $ 5.48 billion |
| Interest-bearing deposits | $ 4.69 billion |
| Deposits held in domestic offices | $ 5.48 billion |
| % insured (estimated)" | 76.05% |
| Federal funds purchased and repurchase agreements | $ 119.22 million |
| Trading liabilities | N.A. |
| Other borrowed funds | N.A. |
| Subordinated debt | N.A. |
| All other liabilities | $ 78.86 millionn |
| Total Liabilities | $ 5.67 billion |
| Shareholders’ Equity | $ 675.75 million |
| INCOME AND EXPENSES | |
| Total Interest Income | $ 193.32 million |
| Total Interest Expense | $ 68.27 million |
| Net interest income | $ 125.05 million |
| Provision for loan and lease losses | $ 1.20 million |
| Total non interest income | $ 15.51 million |
| Total non interest expense | $ 78.87 million |
| Pre-tax Net Operating Income | $ 47.03 million |
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