63192450
TrustCo Bank is an FDIC insured institution headquartered at
1 Sarnowski Dr, Glenville, NY 12302.
Deposit Rates -
August 22, 2026
SAVINGS RATES
APY
MIN
SAV
0.95% $20,000
Compare
MM RATES
APY
MIN
Money Market
0.00% $20,000
Compare
INT CHECKING RATES
APY
MIN
INTCK
0.35% $20,000
Overview 2026
General Bank Information
FDIC Insured
Yes
FDIC Certificate
# 31945
Date Established
1925
Assets
$ 6.44 billion
Loans
$ 5.20 billion
Deposits
$ 5.56 billion
Capital
$ 524.30 million
Summary Balance Sheet as of December 31, 2025
ASSETS
Cash & Balances due from depository institutions
$ 730.48 million
Interest-bearing balances
$ 679.86 million
Total securities
$ 314.70 million
Federal funds sold and reverse repurchase
N.A.
Net loans and leases
$ 5.20 billion
Loan loss allowance
$ 52.21 million
Trading account assets
N.A.
Bank premises and fixed assets
N.A.
Other real estate owned
$ 1.39 million
Goodwill and other intangibles
$ 0.55 million
All other assets
$ 92.67 million
Total Assets $ 5.92 billion
LIABILITIES
Total deposits
$ 5.56 billion
Interest-bearing deposits
$ 4.74 billion
Deposits held in domestic offices
$ 5.56 billion
% insured (estimated)" 78.09%
Federal funds purchased and repurchase agreements
$ 287.26 million
Trading liabilities
N.A.
Other borrowed funds
N.A.
Subordinated debt
N.A.
All other liabilities
$ 78.86 millionn
Total Liabilities $ 5.92 billion
Shareholders’ Equity $ 524.30 million
Summary Income Statement as of December 31, 2025
INCOME AND EXPENSES
Total Interest Income
$ 259.41 million
Total Interest Expense
$ 90.78 million
Net interest income
$ 168.63 million
Provision for loan and lease losses
$ 1.60 million
Total non interest income
$ 20.32 million
Total non interest expense
$ 105.71 million
Pre-tax Net Operating Income
$ 47.03 million
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