United Orient Bank
United Orient Bank is an FDIC insured institution headquartered at
10 Chatham Sq, New York, NY 10038.
It was founded in
1981 and has approximately $0 billion in assets. Customers can open an account at one of its 2 branches.
Deposit Rates - December 08, 2025
| SAVINGS RATES | APY | MIN | |
|---|---|---|---|
|
SAV
|
0.20% | $100 | Compare |
| CD RATES | APY | MIN | |
|---|---|---|---|
|
3 Mo CD
|
0.25% | $500 | Compare |
|
6 Mo CD
|
0.40% | $500 | Compare |
|
12 Mo CD
|
1.00% | $500 | Compare |
|
18 Mo CD
|
1.25% | $500 | Compare |
|
24 Mo CD
|
1.35% | $500 | Compare |
| INT CHECKING RATES | APY | MIN |
|---|---|---|
|
INTCK
|
0.20% | $1,000 |
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Four Leaf Federal Credit Union
NMLS ID: 449104 / Updated 2025-10-31Intro APR: 5.990 %
After Intro:7.250 %
Intro Period: 12 months
$25,000 - Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.
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NMLS ID: 2924735.886% $1,868 Fees & Points $4,753 Total
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NMLS ID: 6138396.045% $1,917 Fees & Points $1,887 Total
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NMLS ID: 4018226.186% $1,919 Fees & Points $6,400 Total
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NMLS ID: 167283Fees & Points Total
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NMLS ID: 3030Fees & Points Total
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$0 Fees - Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.
Overview 2025
General Bank Information
| FDIC Insured | Yes |
| FDIC Certificate | # 23373 |
| Date Established | 1981 |
| Assets | $ 101.83 million |
| Loans | $ 76.88 million |
| Deposits | $ 68.57 million |
| Capital | $ 13.19 million |
Summary Balance Sheet as of June 30, 2025
| ASSETS | |
| Cash & Balances due from depository institutions | $ 15.20 million |
| Interest-bearing balances | $ 13.81 million |
| Total securities | $ 1.94 million |
| Federal funds sold and reverse repurchase | N.A. |
| Net loans and leases | $ 76.88 million |
| Loan loss allowance | $ 1.08 million |
| Trading account assets | N.A. |
| Bank premises and fixed assets | N.A. |
| Other real estate owned | N.A. |
| Goodwill and other intangibles | N.A. |
| All other assets | $ 8.87 million |
| Total Assets | $ 88.65 million |
| LIABILITIES | |
| Total deposits | $ 68.57 million |
| Interest-bearing deposits | $ 51.01 million |
| Deposits held in domestic offices | $ 68.57 million |
| % insured (estimated)" | 85.88% |
| Federal funds purchased and repurchase agreements | N.A. |
| Trading liabilities | N.A. |
| Other borrowed funds | N.A. |
| Subordinated debt | N.A. |
| All other liabilities | $ 8.05 millionn |
| Total Liabilities | $ 88.65 million |
| Shareholders’ Equity | $ 13.19 million |
Summary Income Statement as of June 30, 2025
| INCOME AND EXPENSES | |
| Total Interest Income | $ 3.15 million |
| Total Interest Expense | $ 1.01 million |
| Net interest income | $ 2.14 million |
| Provision for loan and lease losses | N.A. |
| Total non interest income | $ 0.10 million |
| Total non interest expense | $ 2.32 million |
| Pre-tax Net Operating Income | N.A. |
Customer Reviews for United Orient Bank
Branches
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Your current location is: New York City, NY
United Orient Bank Locations
Savings Comparison
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis."
PRODUCT
BANK
BANK TYPE
STATE
AMOUNT
TERM
APY
VS.NATL'L AV.
MIN
MILES
Tax Rate: 30%
All calculations are for demonstration purposes only."
- 1LOCAL SAVINGSBank-$50,000N.A.0.20%0.88x (National Avg. - 0.23%)$100-SCENARIO
Year Rate
0.20%Annual
InterestAnnual Interest
(After Tax)1 50,000 100 70 2 50,100 100 70 3 50,200 100 70 4 50,301 101 70 5 50,401 101 71 6 50,502 101 71 7 50,603 101 71 8 50,704 101 71 9 50,806 102 71 10 50,907 102 71 11 51,009 102 71 12 51,111 102 72 13 51,213 102 72 14 51,316 103 72 15 51,418 103 72 16 51,521 103 72 17 51,624 103 72 18 51,727 103 72 19 51,831 104 73 20 51,935 104 73 TOTAL $2,038 $1,427 - 2ONLINE SAVINGSBank-$50,000N.A.4.00%17.70x (National Avg. - 0.23%)$1,000-SCENARIO
Year Rate
4.00%Annual
InterestAnnual Interest
(After Tax)1 50,000 2,000 1,400 2 52,000 2,080 1,456 3 54,080 2,163 1,514 4 56,243 2,250 1,575 5 58,493 2,340 1,638 6 60,833 2,433 1,703 7 63,266 2,531 1,771 8 65,797 2,632 1,842 9 68,428 2,737 1,916 10 71,166 2,847 1,993 11 74,012 2,960 2,072 12 76,973 3,079 2,155 13 80,052 3,202 2,241 14 83,254 3,330 2,331 15 86,584 3,463 2,424 16 90,047 3,602 2,521 17 93,649 3,746 2,622 18 97,395 3,896 2,727 19 101,291 4,052 2,836 20 105,342 4,214 2,950 TOTAL $59,556 $41,689
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