OneWest Bank, a division of First-Citizens Bank and Trust
For information concerning First-Citizens Bank & Trust Company parent bank, please click here.
Online Rates - October 4, 2023
Your current location is: Ashburn, VA
SAVINGS RATES | APY | MIN | |
---|---|---|---|
Savings
|
0.03% | $50 | Compare |
CD RATES | APY | MIN | ||
---|---|---|---|---|
6 Mo CD
|
0.01% | $500 | Compare | |
12 Mo CD
|
0.01% | $500 | Compare | |
18 Mo CD
|
0.02% | $500 | Compare | |
24 Mo CD
|
0.05% | $500 | Compare | |
36 Mo CD
|
0.05% | $500 | Compare | |
48 Mo CD
|
0.15% | $500 | Compare | |
60 Mo CD
|
0.15% | $500 | Compare | |
Compare with 4.66% APY 60 Month Online CD from M.Y. Safra Bank | Advertiser Disclosure |
MONEY MARKET RATES | APY | MIN | |
---|---|---|---|
Money Market
|
0.10% | $100,000 | Compare |
Money that you deposit is held by First-Citizens Bank & Trust Company. First-Citizens Bank & Trust Company is an FDIC insured institution founded in 0000. It has approximately $209.41 billion in assets.
Overview 2023
General Information of the Parent Bank
FDIC Insured | Yes |
Insured Parent Bank | First-Citizens Bank & Trust Company |
FDIC Certificate | # 11063 |
Date Established | 0000 |
Assets | $209.41 billion |
Loans | $131.55 billion |
Deposits | $141.34 billion |
Capital | $20.01 billion |
Customer Reviews for OneWest Bank, a division of First-Citizens Bank and Trust (3)
Rated 3.00 stars out of 5 - based on 3 reviews
Savings Comparison
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
PRODUCT
BANK
BANK TYPE
STATE
AMOUNT
TERM
APY
VS.NATL'L AV.
MIN
MILES
Tax Rate: 30%
All calculations are for demonstration purposes only.
- 1ONLINE CDOnline Bank-$50,0006 Month0.01%0.03x (National Avg. - 0.32%)$500-SCENARIO
Year Rate
0.01%Annual
InterestAnnual Interest
(After Tax)1 50,000 5 4 2 50,005 5 4 3 50,010 5 4 4 50,015 5 4 5 50,020 5 4 6 50,025 5 4 7 50,030 5 4 8 50,035 5 4 9 50,040 5 4 10 50,045 5 4 11 50,050 5 4 12 50,055 5 4 13 50,060 5 4 14 50,065 5 4 15 50,070 5 4 16 50,075 5 4 17 50,080 5 4 18 50,085 5 4 19 50,090 5 4 20 50,095 5 4 TOTAL $100 $70 - 2LOCAL CDOnline Bank-$50,00060 Month4.00%4.62x (National Avg. - 0.87%)$2,500-SCENARIO
Year Rate
4.00%Annual
InterestAnnual Interest
(After Tax)1 50,000 2,000 1,400 2 52,000 2,080 1,456 3 54,080 2,163 1,514 4 56,243 2,250 1,575 5 58,493 2,340 1,638 6 60,833 2,433 1,703 7 63,266 2,531 1,771 8 65,797 2,632 1,842 9 68,428 2,737 1,916 10 71,166 2,847 1,993 11 74,012 2,960 2,072 12 76,973 3,079 2,155 13 80,052 3,202 2,241 14 83,254 3,330 2,331 15 86,584 3,463 2,424 16 90,047 3,602 2,521 17 93,649 3,746 2,622 18 97,395 3,896 2,727 19 101,291 4,052 2,836 20 105,342 4,214 2,950 TOTAL $59,556 $41,689 - 3LOCAL CDOnline Bank-$50,00024 Month4.30%7.14x (National Avg. - 0.60%)$2,500-SCENARIO
Year Rate
4.30%Annual
InterestAnnual Interest
(After Tax)1 50,000 2,150 1,505 2 52,150 2,242 1,570 3 54,392 2,339 1,637 4 56,731 2,439 1,708 5 59,171 2,544 1,781 6 61,715 2,654 1,858 7 64,369 2,768 1,938 8 67,137 2,887 2,021 9 70,024 3,011 2,108 10 73,035 3,140 2,198 11 76,175 3,276 2,293 12 79,451 3,416 2,391 13 82,867 3,563 2,494 14 86,430 3,717 2,602 15 90,147 3,876 2,713 16 94,023 4,043 2,830 17 98,066 4,217 2,952 18 102,283 4,398 3,079 19 106,681 4,587 3,211 20 111,268 4,785 3,349 TOTAL $66,053 $46,237 - 4LOCAL CDBank-$50,00060 Month4.66%5.39x (National Avg. - 0.87%)$500-SCENARIO
Year Rate
4.66%Annual
InterestAnnual Interest
(After Tax)1 50,000 2,330 1,631 2 52,330 2,439 1,707 3 54,769 2,552 1,787 4 57,321 2,671 1,870 5 59,992 2,796 1,957 6 62,788 2,926 2,048 7 65,713 3,062 2,144 8 68,776 3,205 2,243 9 71,981 3,354 2,348 10 75,335 3,511 2,457 11 78,846 3,674 2,572 12 82,520 3,845 2,692 13 86,365 4,025 2,817 14 90,390 4,212 2,949 15 94,602 4,408 3,086 16 99,010 4,614 3,230 17 103,624 4,829 3,380 18 108,453 5,054 3,538 19 113,507 5,289 3,703 20 118,797 5,536 3,875 TOTAL $74,332 $52,033 - 5LOCAL CDBank-$50,00036 Month4.91%7.03x (National Avg. - 0.70%)$500-SCENARIO
Year Rate
4.91%Annual
InterestAnnual Interest
(After Tax)1 50,000 2,455 1,719 2 52,455 2,576 1,803 3 55,031 2,702 1,891 4 57,733 2,835 1,984 5 60,567 2,974 2,082 6 63,541 3,120 2,184 7 66,661 3,273 2,291 8 69,934 3,434 2,404 9 73,368 3,602 2,522 10 76,970 3,779 2,645 11 80,749 3,965 2,775 12 84,714 4,159 2,912 13 88,874 4,364 3,055 14 93,237 4,578 3,205 15 97,815 4,803 3,362 16 102,618 5,039 3,527 17 107,656 5,286 3,700 18 112,942 5,545 3,882 19 118,488 5,818 4,072 20 124,306 6,103 4,272 TOTAL $80,409 $56,286 - 6LOCAL CDOnline Bank-$50,00012 Month5.00%10.22x (National Avg. - 0.49%)$2,500-SCENARIO
Year Rate
5.00%Annual
InterestAnnual Interest
(After Tax)1 50,000 2,500 1,750 2 52,500 2,625 1,838 3 55,125 2,756 1,929 4 57,881 2,894 2,026 5 60,775 3,039 2,127 6 63,814 3,191 2,233 7 67,005 3,350 2,345 8 70,355 3,518 2,462 9 73,873 3,694 2,586 10 77,566 3,878 2,715 11 81,445 4,072 2,851 12 85,517 4,276 2,993 13 89,793 4,490 3,143 14 94,282 4,714 3,300 15 98,997 4,950 3,465 16 103,946 5,197 3,638 17 109,144 5,457 3,820 18 114,601 5,730 4,011 19 120,331 6,017 4,212 20 126,348 6,317 4,422 TOTAL $82,665 $57,865 - 7LOCAL CDBank-$50,00012 Month4.85%9.92x (National Avg. - 0.49%)$5,000-SCENARIO
Year Rate
4.85%Annual
InterestAnnual Interest
(After Tax)1 50,000 2,425 1,698 2 52,425 2,543 1,780 3 54,968 2,666 1,866 4 57,634 2,795 1,957 5 60,429 2,931 2,052 6 63,360 3,073 2,151 7 66,433 3,222 2,255 8 69,654 3,378 2,365 9 73,033 3,542 2,479 10 76,575 3,714 2,600 11 80,289 3,894 2,726 12 84,183 4,083 2,858 13 88,266 4,281 2,997 14 92,546 4,489 3,142 15 97,035 4,706 3,294 16 101,741 4,934 3,454 17 106,676 5,174 3,622 18 111,849 5,425 3,797 19 117,274 5,688 3,981 20 122,962 5,964 4,175 TOTAL $78,925 $55,248 - 8LOCAL CDBank-$50,00012 Month5.65%11.55x (National Avg. - 0.49%)$1,000-SCENARIO
Year Rate
5.65%Annual
InterestAnnual Interest
(After Tax)1 50,000 2,825 1,978 2 52,825 2,985 2,089 3 55,810 3,153 2,207 4 58,963 3,331 2,332 5 62,294 3,520 2,464 6 65,814 3,718 2,603 7 69,532 3,929 2,750 8 73,461 4,151 2,905 9 77,611 4,385 3,070 10 81,997 4,633 3,243 11 86,629 4,895 3,426 12 91,524 5,171 3,620 13 96,695 5,463 3,824 14 102,158 5,772 4,040 15 107,930 6,098 4,269 16 114,028 6,443 4,510 17 120,471 6,807 4,765 18 127,277 7,191 5,034 19 134,469 7,597 5,318 20 142,066 8,027 5,619 TOTAL $100,093 $70,065
Something has changed
May 3, 2023 |
Something changed with CIT. They are offering a higher rate, but funding it by substantially increasing the hold times on transfers out and in. Marcus is terrible with the rates, but I can still get my money in and out fast. I thought CIT was always better. Now, less sure.
Review on the Parent BankWont open account
April 18, 2023 |
Sorry, we can not open account for you at this time. ????
Review on the Parent BankHoldtimes
October 13, 2022 |
I just banks by their hold times and this one is out of hand now. Fortunately, they do have a call back option (and they do call back much later). My prior experiences with the bank would lead to a 5-star rating, but I am giving it 4-stars because it does sometimes take hours (even with the call back).
Review on the Parent Bank