Brilliant Bank, a division of Equity Bank
For information concerning Equity Bank parent bank, please click
here .
Online Rates - June 7, 2023
Your current location is: Ashburn, VA
CD RATES
APY
MIN
9 Mo CD
5.10%
$1,000
Compare
15 Mo CD
4.85%
$1,000
Compare
MONEY MARKET RATES
APY
MIN
Money Market
5.25%
$2,000
Compare
Money that you deposit is held by Equity Bank.
Equity Bank is an FDIC insured institution founded in 0000.
It has approximately $4.98 billion in assets.
Overview 2023
General Information of the Parent Bank
FDIC Insured
Yes
Insured Parent Bank
Equity Bank
FDIC Certificate
# 25858
Date Established
0000
Assets
$4.98 billion
Loans
$3.27 billion
Deposits
$4.26 billion
Capital
$0.49 billion
Customer Reviews for Brilliant Bank, a division of Equity Bank (1)
Rated 3.00 stars out of 5 - based on 1 reviews
Savings Comparison
This analysis is for demonstrative purposes only. Savings rates may go up or down,
and CD rates may not be renewable for the length of the term of the analysis.
PRODUCT
BANK
BANK TYPE
STATE
AMOUNT
TERM
APY
VS.NATL'L AV.
MIN
MILES
Tax Rate: 30%
All calculations are for demonstration purposes only.
1
ONLINE CD
Online Bank
-
$50,000
9 Month
5.10 %
N.A.
$1,000
-
SCENARIO
Year
Rate 5.10%
Annual Interest
Annual Interest (After Tax)
1
50,000
2,550
1,785
2
52,550
2,680
1,876
3
55,230
2,817
1,972
4
58,047
2,960
2,072
5
61,007
3,111
2,178
6
64,119
3,270
2,289
7
67,389
3,437
2,406
8
70,825
3,612
2,528
9
74,437
3,796
2,657
10
78,234
3,990
2,793
11
82,224
4,193
2,935
12
86,417
4,407
3,085
13
90,824
4,632
3,242
14
95,456
4,868
3,408
15
100,325
5,117
3,582
16
105,441
5,378
3,764
17
110,819
5,652
3,956
18
116,471
5,940
4,158
19
122,411
6,243
4,370
20
128,654
6,561
4,593
TOTAL
$85,215
$59,650
Remove
2
LOCAL CD
Online Bank
-
$50,000
60 Month
4.00 %
4.67x (National Avg. - 0.86%)
$2,500
-
SCENARIO
Year
Rate 4.00%
Annual Interest
Annual Interest (After Tax)
1
50,000
2,000
1,400
2
52,000
2,080
1,456
3
54,080
2,163
1,514
4
56,243
2,250
1,575
5
58,493
2,340
1,638
6
60,833
2,433
1,703
7
63,266
2,531
1,771
8
65,797
2,632
1,842
9
68,428
2,737
1,916
10
71,166
2,847
1,993
11
74,012
2,960
2,072
12
76,973
3,079
2,155
13
80,052
3,202
2,241
14
83,254
3,330
2,331
15
86,584
3,463
2,424
16
90,047
3,602
2,521
17
93,649
3,746
2,622
18
97,395
3,896
2,727
19
101,291
4,052
2,836
20
105,342
4,214
2,950
TOTAL
$59,556
$41,689
Remove
3
LOCAL CD
Online Bank
-
$50,000
24 Month
4.30 %
7.26x (National Avg. - 0.59%)
$2,500
-
SCENARIO
Year
Rate 4.30%
Annual Interest
Annual Interest (After Tax)
1
50,000
2,150
1,505
2
52,150
2,242
1,570
3
54,392
2,339
1,637
4
56,731
2,439
1,708
5
59,171
2,544
1,781
6
61,715
2,654
1,858
7
64,369
2,768
1,938
8
67,137
2,887
2,021
9
70,024
3,011
2,108
10
73,035
3,140
2,198
11
76,175
3,276
2,293
12
79,451
3,416
2,391
13
82,867
3,563
2,494
14
86,430
3,717
2,602
15
90,147
3,876
2,713
16
94,023
4,043
2,830
17
98,066
4,217
2,952
18
102,283
4,398
3,079
19
106,681
4,587
3,211
20
111,268
4,785
3,349
TOTAL
$66,053
$46,237
Remove
4
LOCAL CD
Online Bank
-
$50,000
12 Month
4.75 %
10.02x (National Avg. - 0.47%)
$2,500
-
SCENARIO
Year
Rate 4.75%
Annual Interest
Annual Interest (After Tax)
1
50,000
2,375
1,663
2
52,375
2,488
1,741
3
54,863
2,606
1,824
4
57,469
2,730
1,911
5
60,199
2,859
2,002
6
63,058
2,995
2,097
7
66,053
3,138
2,196
8
69,191
3,287
2,301
9
72,477
3,443
2,410
10
75,920
3,606
2,524
11
79,526
3,777
2,644
12
83,304
3,957
2,770
13
87,261
4,145
2,901
14
91,406
4,342
3,039
15
95,747
4,548
3,184
16
100,295
4,764
3,335
17
105,059
4,990
3,493
18
110,050
5,227
3,659
19
115,277
5,476
3,833
20
120,753
5,736
4,015
TOTAL
$76,488
$53,542
Remove
5
LOCAL CD
Bank
-
$50,000
18 Month
4.75 %
9.19x (National Avg. - 0.52%)
$2,500
-
SCENARIO
Year
Rate 4.75%
Annual Interest
Annual Interest (After Tax)
1
50,000
2,375
1,663
2
52,375
2,488
1,741
3
54,863
2,606
1,824
4
57,469
2,730
1,911
5
60,199
2,859
2,002
6
63,058
2,995
2,097
7
66,053
3,138
2,196
8
69,191
3,287
2,301
9
72,477
3,443
2,410
10
75,920
3,606
2,524
11
79,526
3,777
2,644
12
83,304
3,957
2,770
13
87,261
4,145
2,901
14
91,406
4,342
3,039
15
95,747
4,548
3,184
16
100,295
4,764
3,335
17
105,059
4,990
3,493
18
110,050
5,227
3,659
19
115,277
5,476
3,833
20
120,753
5,736
4,015
TOTAL
$76,488
$53,542
Remove
6
LOCAL CD
Bank
-
$50,000
12 Month
5.20 %
10.97x (National Avg. - 0.47%)
$1,000
-
SCENARIO
Year
Rate 5.20%
Annual Interest
Annual Interest (After Tax)
1
50,000
2,600
1,820
2
52,600
2,735
1,915
3
55,335
2,877
2,014
4
58,213
3,027
2,119
5
61,240
3,184
2,229
6
64,424
3,350
2,345
7
67,774
3,524
2,467
8
71,298
3,708
2,595
9
75,006
3,900
2,730
10
78,906
4,103
2,872
11
83,009
4,316
3,022
12
87,326
4,541
3,179
13
91,867
4,777
3,344
14
96,644
5,025
3,518
15
101,669
5,287
3,701
16
106,956
5,562
3,893
17
112,518
5,851
4,096
18
118,369
6,155
4,309
19
124,524
6,475
4,533
20
130,999
6,812
4,768
TOTAL
$87,811
$61,468
Remove
Page
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Other Online Banks to Consider
Theo
November 22, 2022 |
The lady was nice on the phone but too many issues not ironed out. Would opt for a very slightly lower rate in order not to play guinea pig.
Review on the Parent Bank