For information concerning OneWest Bank, a division of First-Citizens Bank and Trust online bank, please click here.
First-Citizens Bank & Trust Company ACH Number: 053100300
First-Citizens Bank & Trust Company is an FDIC insured institution headquartered at
239 Fayetteville St, Raleigh, NC 27601.
It was founded in
1898 and has approximately $214 billion in
assets. Customers can open an account at one of its 616 branches.
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Data provided by Brown Bag Marketing, Inc. Payments do not include amounts for
taxes and insurance premiums. Click here for more information on rates and product details.
97% of borrowers would recommend to friends or family
Data provided by Brown Bag Marketing, Inc. Payments do not include amounts for
taxes and insurance premiums. Click here for more information on rates and product details.
Overview 2024
General Bank Information
FDIC Insured
Yes
FDIC Certificate
# 11063
Date Established
1898
Assets
$ 213.62 billion
Loans
$ 131.67 billion
Deposits
$ 146.08 billion
Capital
$ 21.32 billion
Summary Balance Sheet as of June 30, 2023
ASSETS
Cash & Balances due from depository institutions
$ 34.23 billion
Interest-bearing balances
$ 33.37 billion
Total securities
$ 29.91 billion
Federal funds sold and reverse repurchase
$ 473.34 million
Net loans and leases
$ 131.67 billion
Loan loss allowance
$ 1,746.41 million
Trading account assets
N.A.
Bank premises and fixed assets
N.A.
Other real estate owned
$ 58.45 million
Goodwill and other intangibles
$ 641.99 million
All other assets
$ 12.36 billion
Total Assets
$ 192.29 billion
LIABILITIES
Total deposits
$ 146.08 billion
Interest-bearing deposits
$ 106.05 billion
Deposits held in domestic offices
$ 146.07 billion
% insured (estimated)
63.10%
Federal funds purchased and repurchase agreements
$ 484.79 million
Trading liabilities
N.A.
Other borrowed funds
$ 2.70 billion
Subordinated debt
$ 570.80 million
All other liabilities
$ 3.24 billionn
Total Liabilities
$ 192.29 billion
Shareholders’ Equity
$ 21.32 billion
Summary Income Statement as of June 30, 2023
INCOME AND EXPENSES
Total Interest Income
$ 10.41 billion
Total Interest Expense
$ 3.66 billion
Net interest income
$ 6.75 billion
Provision for loan and lease losses
$ 1,375.45 million
Total non interest income
$ 12.14 billion
Total non interest expense
$ 5.34 billion
Pre-tax Net Operating Income
$ 576.31 million
Customer Reviews for First-Citizens Bank & Trust Company (3)
Rated 3.00 stars out of 5 - based on 3 reviews
Something has changed
May 3, 2023 |
Something changed with CIT. They are offering a higher rate, but funding it by substantially increasing the hold times on transfers out and in. Marcus is terrible with the rates, but I can still get my money in and out fast. I thought CIT was always better. Now, less sure.
Wont open account
April 18, 2023 |
Sorry, we can not open account for you at this time. ????
Holdtimes
October 13, 2022 |
I just banks by their hold times and this one is out of hand now. Fortunately, they do have a call back option (and they do call back much later). My prior experiences with the bank would lead to a 5-star rating, but I am giving it 4-stars because it does sometimes take hours (even with the call back).
Branches
Click on location and enter new zip number to change.
Your current location is: Columbus, OH
Something has changed
May 3, 2023 |
Something changed with CIT. They are offering a higher rate, but funding it by substantially increasing the hold times on transfers out and in. Marcus is terrible with the rates, but I can still get my money in and out fast. I thought CIT was always better. Now, less sure.
Wont open account
April 18, 2023 |
Sorry, we can not open account for you at this time. ????
Holdtimes
October 13, 2022 |
I just banks by their hold times and this one is out of hand now. Fortunately, they do have a call back option (and they do call back much later). My prior experiences with the bank would lead to a 5-star rating, but I am giving it 4-stars because it does sometimes take hours (even with the call back).