American Community Bank is an FDIC insured institution headquartered at
300 Glen St, Glen Cove, NY 11542.
It was founded in
2000 and has approximately $0 billion in assets. Customers can open an account at one of its 5 branches.
Tap into your home's equity & access the funds you need with a HELOC
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No application, origination & appraisal fees on lines up to $500K
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .
Overview 2026
General Bank Information
FDIC Insured
Yes
FDIC Certificate
# 35033
Date Established
2000
Assets
$ 321.44 million
Loans
$ 235.05 million
Deposits
$ 262.11 million
Capital
$ 39.25 million
Summary Balance Sheet as of September 30, 2025
ASSETS
Cash & Balances due from depository institutions
$ 42.38 million
Interest-bearing balances
$ 39.73 million
Total securities
$ 22.50 million
Federal funds sold and reverse repurchase
$ 2.33 million
Net loans and leases
$ 235.05 million
Loan loss allowance
$ 2.95 million
Trading account assets
N.A.
Bank premises and fixed assets
N.A.
Other real estate owned
N.A.
Goodwill and other intangibles
N.A.
All other assets
$ 8.52 million
Total Assets
$ 282.19 million
LIABILITIES
Total deposits
$ 262.11 million
Interest-bearing deposits
$ 185.68 million
Deposits held in domestic offices
$ 262.11 million
% insured (estimated)"
60.16%
Federal funds purchased and repurchase agreements
N.A.
Trading liabilities
N.A.
Other borrowed funds
$ 2.65 million
Subordinated debt
N.A.
All other liabilities
$ 3.33 millionn
Total Liabilities
$ 282.19 million
Shareholders’ Equity
$ 39.25 million
Summary Income Statement as of September 30, 2025
INCOME AND EXPENSES
Total Interest Income
$ 17.34 million
Total Interest Expense
$ 4.77 million
Net interest income
$ 12.56 million
Provision for loan and lease losses
$ 0.33 million
Total non interest income
$ 1.39 million
Total non interest expense
$ 9.53 million
Pre-tax Net Operating Income
$ 1.22 million
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Branches
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