American First National Bank
ACH Number: 113024106
American First National Bank is an FDIC insured institution headquartered at
9999 Bellaire Blvd, Houston, TX 77036.
It was founded in
1998 and has approximately $3 billion in assets. Customers can open an account at one of its 17 branches.
Deposit Rates -
August 20, 2026
SAVINGS RATES
APY
MIN
Savings
0.20%
$2,500
Compare
CD RATES
APY
MIN
6 Mo CD
0.25%
$10,000
Compare
6 Mo CD
0.30%
$100,000
Compare
12 Mo CD
0.60%
$10,000
Compare
12 Mo CD
0.65%
$100,000
Compare
18 Mo CD
0.60%
$10,000
Compare
18 Mo CD
0.65%
$100,000
Compare
24 Mo CD
0.70%
$10,000
Compare
24 Mo CD
0.80%
$100,000
Compare
36 Mo CD
0.85%
$10,000
Compare
36 Mo CD
0.90%
$100,000
Compare
MM RATES
APY
MIN
Money Market
0.15%
$2,500
Compare
Money Market
0.25%
$10,000
Compare
Money Market
0.30%
$25,000
Compare
INT CHECKING RATES
APY
MIN
Int Ckg
0.10%
$2,500
Overview 2026
General Bank Information
FDIC Insured
Yes
FDIC Certificate
# 34656
Date Established
1998
Assets
$ 2.88 billion
Loans
$ 2.38 billion
Deposits
$ 2.46 billion
Capital
$ 380.97 million
Summary Balance Sheet as of December 31, 2025
ASSETS
Cash & Balances due from depository institutions
$ 349.25 million
Interest-bearing balances
$ 310.60 million
Total securities
$ 100.22 million
Federal funds sold and reverse repurchase
$ 1.16 million
Net loans and leases
$ 2.38 billion
Loan loss allowance
$ 25.64 million
Trading account assets
N.A.
Bank premises and fixed assets
N.A.
Other real estate owned
$ 3.68 million
Goodwill and other intangibles
N.A.
All other assets
$ 21.53 million
Total Assets
$ 2.50 billion
LIABILITIES
Total deposits
$ 2.46 billion
Interest-bearing deposits
$ 2.09 billion
Deposits held in domestic offices
$ 2.46 billion
% insured (estimated)"
78.71%
Federal funds purchased and repurchase agreements
N.A.
Trading liabilities
N.A.
Other borrowed funds
N.A.
Subordinated debt
N.A.
All other liabilities
$ 7.09 millionn
Total Liabilities
$ 2.50 billion
Shareholders’ Equity
$ 380.97 million
Summary Income Statement as of December 31, 2025
INCOME AND EXPENSES
Total Interest Income
$ 191.79 million
Total Interest Expense
$ 79.57 million
Net interest income
$ 112.22 million
Provision for loan and lease losses
$ 2.26 million
Total non interest income
$ 2.31 million
Total non interest expense
$ 54.58 million
Pre-tax Net Operating Income
$ 33.62 million
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