61201754
Ameris Bank is an FDIC insured institution headquartered at
3490 Piedmont Rd Ne, Atlanta, GA 30305.
Deposit Rates -
August 27, 2026
SAVINGS RATES
APY
MIN
Savings
0.05% $2,500
Compare
CD RATES
APY
MIN
6 Mo CD
0.20% $10,000
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6 Mo CD
0.20% $100,000
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12 Mo CD
0.20% $10,000
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12 Mo CD
0.20% $100,000
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18 Mo CD
0.20% $10,000
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18 Mo CD
0.20% $100,000
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24 Mo CD
0.20% $10,000
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24 Mo CD
0.20% $100,000
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36 Mo CD
0.20% $10,000
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36 Mo CD
0.20% $100,000
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48 Mo CD
0.20% $10,000
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48 Mo CD
0.20% $100,000
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60 Mo CD
0.20% $10,000
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60 Mo CD
0.20% $100,000
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MM RATES
APY
MIN
Money Market
0.05% $2,500
Compare
Money Market
0.05% $10,000
Compare
Money Market
0.10% $25,000
Compare
INT CHECKING RATES
APY
MIN
Int Ckg
0.10% $2,500
Overview 2026
General Bank Information
FDIC Insured
Yes
FDIC Certificate
# 20504
Date Established
1971
Assets
$ 27.43 billion
Loans
$ 21.79 billion
Deposits
$ 22.46 billion
Capital
$ 4.07 billion
Summary Balance Sheet as of December 31, 2025
ASSETS
Cash & Balances due from depository institutions
$ 1,088.92 million
Interest-bearing balances
$ 835.11 million
Total securities
$ 2.41 billion
Federal funds sold and reverse repurchase
N.A.
Net loans and leases
$ 21.79 billion
Loan loss allowance
$ 348.14 million
Trading account assets
$ 7.36 million
Bank premises and fixed assets
N.A.
Other real estate owned
$ 2.92 million
Goodwill and other intangibles
$ 1,120.71 million
All other assets
$ 573.50 million
Total Assets $ 23.36 billion
LIABILITIES
Total deposits
$ 22.46 billion
Interest-bearing deposits
$ 15.95 billion
Deposits held in domestic offices
$ 22.46 billion
% insured (estimated)" 52.54%
Federal funds purchased and repurchase agreements
N.A.
Trading liabilities
$ 7.60 million
Other borrowed funds
$ 48.71 million
Subordinated debt
N.A.
All other liabilities
$ 347.86 millionn
Total Liabilities $ 23.36 billion
Shareholders’ Equity $ 4.07 billion
Summary Income Statement as of December 31, 2025
INCOME AND EXPENSES
Total Interest Income
$ 1,394.53 million
Total Interest Expense
$ 442.25 million
Net interest income
$ 952.27 million
Provision for loan and lease losses
$ 70.24 million
Total non interest income
$ 269.93 million
Total non interest expense
$ 583.53 million
Pre-tax Net Operating Income
$ 244.23 million
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