Atkins Savings Bank & Trust


Atkins Savings Bank & Trust is an FDIC insured institution headquartered at 97 Main Ave, Atkins, IA 52206.
It was founded in 1915 and has approximately $0 billion in assets. Customers can open an account at one of its 1 branches.

Deposit Rates - May 04, 2026

SAVINGS RATES APY MIN
Savings
0.50% $2,500 Compare
CD RATES APY MIN
6 Mo CD
0.25% $1,000 Compare
12 Mo CD
0.50% $1,000 Compare
18 Mo CD
0.65% $1,000 Compare
24 Mo CD
0.75% $1,000 Compare
36 Mo CD
0.85% $1,000 Compare
60 Mo CD
0.95% $1,000 Compare
MM RATES APY MIN
Money Market
0.25% $2,500 Compare
Money Market
0.25% $10,000 Compare
Money Market
0.25% $25,000 Compare
INT CHECKING RATES APY MIN
Int Ckg
0.25% $2,500




Overview 2026

General Bank Information

FDIC Insured Yes
FDIC Certificate # 9096
Date Established 1915
Assets $ 171.98 million
Loans $ 115.47 million
Deposits $ 139.23 million
Capital $ 15.49 million

Summary Balance Sheet as of September 30, 2025

ASSETS
Cash & Balances due from depository institutions $ 3.92 million
Interest-bearing balances $ 0.02 million
Total securities $ 48.21 million
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 115.47 million
Loan loss allowance $ 1.44 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles $ 0.17 million
All other assets $ 2.97 million
     Total Assets $ 156.48 million

LIABILITIES
Total deposits $ 139.23 million
      Interest-bearing deposits $ 114.11 million
      Deposits held in domestic offices $ 139.23 million
      % insured (estimated)" 87.73%
Federal funds purchased and repurchase agreements $ 6.11 million
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities $ 0.41 millionn
      Total Liabilities $ 156.48 million
      Shareholders’ Equity $ 15.49 million

Summary Income Statement as of September 30, 2025

INCOME AND EXPENSES
Total Interest Income $ 8.43 million
Total Interest Expense $ 4.10 million
Net interest income $ 4.33 million
Provision for loan and lease losses $ 0.58 million
Total non interest income $ 0.38 million
Total non interest expense $ 1.96 million
Pre-tax Net Operating Income $ 1.11 million

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Atkins Savings Bank & Trust Locations